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Auto Insurance Underwriter Jobs in Rhode Island (NOW HIRING)

Dean Auto Collision

Be Seen First

Property Damage Claims Adjuster

Providence, RI · On-site

$45K - $55K/yr

Familiarity with underwriting principles related to auto insurance policies. * Effective communication skills for interacting with clients, repair shops, and internal teams. * Ability to work ...

Alera Group

Personal Lines Account Manager

Warwick, RI · Hybrid

$55K - $75K/yr

... Casualty Insurance, Retirement Plan Services, and Wealth Services. With a network of offices ... Advise and service Personal Lines clients (home/auto/umbrella/flood and other PL), handling changes ...

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All JobsAuto Insurance Underwriter JobsAuto Insurance Underwriter Jobs in Rhode Island

Auto Insurance Underwriter information

See Rhode Island salary details

$27.4K

$61K

$102.8K

How much do auto insurance underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for auto insurance underwriter in Rhode Island is $60,994.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,100.00 and $81,800.00 per year, depending on experience, location, and employer.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
What are popular job titles related to Auto Insurance Underwriter jobs in Rhode Island? For Auto Insurance Underwriter jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Auto Insurance Underwriter jobs in Rhode Island look for? The top searched job categories for Auto Insurance Underwriter jobs in Rhode Island are:
Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in Rhode Island as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 57% In-person, 29% Hybrid, and 14% Remote job distribution, with an average salary of $60,994 per year, or $29.3 per hour.

Property Damage Claims Adjuster

Dean Auto Collision

Providence, RI • On-site

$45K - $55K/yr

Full-time

PTO

Posted 24 days ago

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Job description

We are seeking a detail-oriented and experienced Automotive Claims Adjuster to join our team. This role involves evaluating auto insurance claims, negotiating settlements, and ensuring efficient resolution of claims related to vehicle damages. The ideal candidate will possess strong analysis skills, automotive knowledge, and excellent communication abilities to provide exceptional service to clients while maintaining adherence to company policies and industry standards.

Duties

  • Assess and investigate auto insurance claims by reviewing repair estimates, police reports, and other relevant documentation.
  • Negotiate settlements with policyholders, repair shops, and third parties to reach fair and accurate resolutions.
  • Utilize mechanical knowledge and auto estimating skills to evaluate vehicle damage and determine repair costs.
  • Coordinate with auto body repair shops, auto restoration specialists, and service providers to facilitate repairs and restorations.
  • Apply underwriting principles to ensure claims are processed within policy coverage limits.
  • Prepare detailed reports on claim status, damages, and settlement offers for management review.
  • Maintain thorough records of all claim activities in accordance with regulatory standards.
  • Provide guidance on automotive repair processes and service writing when necessary to assist clients through the claims process.

Skills

  • Strong negotiation skills with the ability to reach mutually beneficial agreements.
  • Mechanical knowledge of automotive systems, auto body repair, and automotive repair processes.
  • Experience in auto estimating, auto service management, and auto restoration is highly desirable.
  • Excellent analysis skills to evaluate damages accurately and identify potential issues or fraud.
  • Familiarity with underwriting principles related to auto insurance policies.
  • Effective communication skills for interacting with clients, repair shops, and internal teams.
  • Ability to work independently while managing multiple claims efficiently.
  • Knowledge of automotive service procedures and industry standards enhances claim evaluation accuracy. This position offers an opportunity for a dedicated professional with automotive expertise to contribute significantly to our claims processing team while providing outstanding service to our clients through expert evaluation and negotiation skills.

Job Type: Full-time

Pay: $40,000.00 - $55,000.00 per year

Benefits:


  • Flexible schedule
  • Paid time off


Work Location: In person