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Auto Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Green Bay, WI · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Green Bay, WI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Requirements: • Bachelors degree in Mathematics, Finance, Business, Risk Management, or similar. • 2+ years of underwriting experience in Commercial Auto Insurance. • Knowledge of impact of ...

Insurance Underwriter

Toledo, OH · On-site

$100K - $300K/yr

Requirements: • Bachelors degree in Mathematics, Finance, Business, Risk Management, or similar. • 2+ years of underwriting experience in Commercial Auto Insurance. • Knowledge of impact of ...

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Nashville, TN Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

... Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Kentwood, MI · On-site

$100K - $300K/yr

Experience with Commercial Auto a plus. • Experience overseeing Binding Authorities a plus. • ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Experience with Commercial Auto a plus. • Experience overseeing Binding Authorities a plus. • ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

Ins Underwriter Franchise Auto Dealerships - Oklahoma City, Ok Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Insurance ...

Insurance Underwriter

San Jose, CA · On-site

$100K - $300K/yr

... Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

... Auto & Equipment --- Employment Practices --- Errors & Omissions and Management Risks --- Crime ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Bedford, VA · On-site

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - Arlington, VA Insurance Underwriter Specialty ... Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company ...

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Auto Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do auto insurance underwriter jobs pay per year?

As of Jul 27, 2026, the average yearly pay for auto insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

How does an Auto Insurance Underwriter typically collaborate with agents and adjusters during the policy evaluation process?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What are the key skills and qualifications needed to thrive as an Auto Insurance Underwriter, and why are they important?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an Auto Insurance Underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
More about Auto Insurance Underwriter jobs
What cities are hiring for Auto Insurance Underwriter jobs? Cities with the most Auto Insurance Underwriter job openings:
What states have the most Auto Insurance Underwriter jobs? States with the most job openings for Auto Insurance Underwriter jobs include:
Infographic showing various Auto Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Personal Lines Auto Insurance Underwriter

Warrior Insurance Network

Chicago, IL • On-site

$16 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Job description

We are adding to our Underwriting Team and seeking Personal Auto Underwriters and Underwriting Assistants!

Join the thrill of the insurance world at First Chicago Insurance Company! As a Personal Lines Auto Underwriter or Underwriting Assistant, you'll dive into the dynamic realm of risk assessment and customer service, where every decision you make impacts our customers' lives. Work closely with a vibrant team that thrives on innovation and excellence, all while enjoying our fun, high-performance culture.


What is a day in the life being a Personal Lines Auto Insurance Underwriter or Underwriting Assistant?

Working within the underwriting department, you can expect an engaging and fast-paced day-to-day routine. You'll start by reviewing applications and assessing risk profiles, ensuring each policy aligns with our customer-centric values. Collaboration is key, so be prepared to work closely with the underwriting team members, sharing insights and strategies to enhance our processes. You will also engage regularly with our policy holders, providing exceptional customer service by answering questions and clarifying policy details.


You'll also help maintain accurate documentation and ensure compliance with regulatory standards. Embrace the excitement of problem-solving as you navigate unique situations and contribute your ideas to improve our operations!


DUTIES & RESPONSIBILITIES:

  • Provide a high level of customer service by delivering timely responses to agents / policyholders on quotes, endorsements and renewals
  • Develop a basic understanding of coverage, exposures, rating plans and state requirements
  • Enter new business policies, endorsements and renewals
  • Order reports and assimilate information as required to support the underwriting process
  • Assist the Underwriting Unit as required for new business, endorsement and renewal processes
  • Work on special projects as directed
  • Prepare system output for mailing
  • Complete Financial Responsibility Filings
  • Underwriters will assist in training of new underwriting staff in system and daily underwriting processes

QUALIFICATIONS REQUIRED:

  • Underwriter candidates should have prior Auto Underwriting experience and Underwriting Assistant candidates should have prior customer service experience.
  • Excellent communication, interpersonal and organizational skills.
  • Ability to pass written examinations when required by state statutes to become a licensed Property and Casualty Agent.
  • Good typing/data entry skills (min. 30 wpm).

Preferred:

  • College degree or related industry experience
  • Property and Casualty Agency license
  • Ability to use on-line underwriting system

Warrior Insurance Network (WIN) provides a competitive benefits package to all full-time employees. Following are some of the perks Warrior Insurance Network (WIN) employees receive:

  • Competitive Salaries
  • Commitment to your Training & Development
  • Medical and Dental and Vision Reimbursement
  • Short Term Disability/Long Term Disability
  • Life Insurance
  • Flexible Spending Account
  • Telemedicine Benefit
  • 401k with a generous company match
  • Paid Time Off and Paid Holidays
  • Tuition Reimbursement
  • Wellness Program
  • Fun company sponsored events
  • And so much more!

Estimated Compensation Range: $16/hr.-$30/hr.*

*Published ranges are estimates. Offered compensation will be based on experience, skills, education, certifications, and geographic location.