ZipRecruiter

Log In

1

Auto Insurance Underwriter Jobs (NOW HIRING)

Diedre Moire Corp.

Surety Underwriter

Murfreesboro, TN · On-site

$140K - $250K/yr

... plan; group auto insurance; homeowners insurance; long-term care insurance; 401 (k); fitness ... Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial ...

Fresh Prints

As a Commercial Insurance Underwriter , you will serve as a senior support partner to one or more ... Commercial Auto * Umbrella/Excess Liability * Experience handling renewals, endorsements ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General ... This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General ... This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Richardson, TX

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

FMNE Insurance Company

Auto Underwriter

Lincoln, NE · On-site

FMNE Insurance is seeking an Auto Underwriter to join our Auto Underwriting Department . This role is ideal for a motivated, detail-oriented professional who makes sound decisions, and delivers fair ...

S&P Global

Product Manager, Auto Insurance

Michigan, ND · On-site

Define and execute product strategy, roadmap, and lifecycle management for Auto Insurance Solutions ... Knowledge of how insurance companies utilize data assets to support underwriting, pricing, policy ...

In The Car

Be Seen First

Bilingual Auto Insurance Sales Agent

Alpharetta, GA · Remote

$65K/yr

Spanish-Speaking Auto Insurance Sales Agent Full-Time | Work From Home | $65,000 Base + Monthly ... Work with carrier underwriting to provide accurate, timely quotes * Follow up with new customers to ...

Urgent

In The Car

Be Seen First

Bilingual Auto Insurance Sales Agent

Alpharetta, GA · Remote

$65K/yr

Spanish-Speaking Auto Insurance Sales Agent Full-Time | Work From Home | $65,000 Base + Monthly ... Work with carrier underwriting to provide accurate, timely quotes * Follow up with new customers to ...

Urgent

previous pagenext page

Showing results 21-40

All JobsAuto Insurance Underwriter Jobs

Auto Insurance Underwriter information

See salary details

$28K

$62.3K

$105K

How much do auto insurance underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for auto insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

More about Auto Insurance Underwriter jobs

What cities are hiring for Auto Insurance Underwriter jobs?

Cities with the most Auto Insurance Underwriter job openings:

What states have the most Auto Insurance Underwriter jobs?

States with the most job openings for Auto Insurance Underwriter jobs include:

What job categories do people searching Auto Insurance Underwriter jobs look for?

The top searched job categories for Auto Insurance Underwriter jobs are:

Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 54% In-person, 29% Hybrid, and 17% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.

Personal Lines Insurance Underwriter

Rural Mutual Insurance

Madison, WI • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement

Posted 28 days ago

Job description

Description
Rural Mutual Insurance is seeking an analytical, detail‑driven Personal Lines Underwriter to join our team. You'll work closely with agents and internal teams to evaluate risk and support sound underwriting decisions for personal lines products. This role offers the flexibility of a hybrid schedule following successful onboarding and training.
At Rural Mutual Insurance, we offer a supportive work environment, career growth opportunities, and a comprehensive compensation package that includes health, dental, and vision insurance, a matching 401(k), and generous time off. We've earned consistent recognition as a Madison Magazine Best Places to Work and an A+ AM Best financial strength rating. If you're ready to be part of a team that values your expertise and encourages your professional growth, apply today!
Responsibilities
• Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business.
• Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines.
• Review and evaluate incoming policy change requests.
• Review and evaluate risk alerts based upon activity and information provided from claim adjusters, and make decisions regarding renewal impact.
• Review and promptly respond to incoming e-mails, phone calls, and correspondence.
• Ability to make decisions, follow procedures, follow the letter of authority, and work within the published department service standards.
• Perform other duties as assigned.
Qualifications
• 2+ years of Personal lines underwriting experience is highly preferred.
• Associate degree or equivalent from a two-year college or technical school or equivalent experience preferred.
• Excellent oral and written communication skills.
• Excellent attention to detail; ability to multitask and make decisions.
• Strong team player.
• Demonstrated analytical and problem-solving skills.
• Self-motivated with the ability to work independently.
• Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite.
• Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry.
• Bilingual abilities (Spanish, Hmong, etc.) a plus.

Apply