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Auto Insurance Underwriter Jobs in Florida (NOW HIRING)

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Lakeland, FL · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Berkley

Assistant Underwriter

Jacksonville, FL · On-site

$18 - $24.75/hr

... other insurance solutions for the commercial auto market, including trucking and public ... Responsibilities The Assistant Underwriter supports the underwriting team by performing rating ...

Berkley

Assistant Underwriter

Jacksonville, FL

$18 - $24.75/hr

... other insurance solutions for the commercial auto market, including trucking and public ... The Assistant Underwriter supports the underwriting team by performing rating, policy issuance ...

Berkley

Assistant Underwriter

Jacksonville, FL

$18 - $24.75/hr

... and other insurance solutions for the commercial auto markets including trucking, public ... Casualty, Underwriting, State, and Federal rules and regulations • Examine documents including ...

Berkley

Assistant Underwriter

Jacksonville, FL · On-site

$18 - $24.75/hr

... other insurance solutions for the commercial auto market, including trucking and public ... Responsibilities The Assistant Underwriter supports the underwriting team by performing rating ...

Berkley

Assistant Underwriter

Jacksonville, FL · On-site

$18 - $24.75/hr

... and other insurance solutions for the commercial auto markets including trucking, public ... Casualty, Underwriting, State, and Federal rules and regulations • Examine documents including ...

Berkley

Assistant Underwriter

Jacksonville, FL

$18 - $24.75/hr

... and other insurance solutions for the commercial auto markets including trucking, public ... Casualty, Underwriting, State, and Federal rules and regulations Examine documents including ...

ARC Group

Claims Adjustor (BI)

Oakland Park, FL · Remote

... auto. But bodily injury is required. The Claims Adjuster will investigate, evaluate, and negotiate ... Our client is a leading insurance underwriter, and this is a great opportunity for a Claims ...

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All JobsAuto Insurance Underwriter JobsAuto Insurance Underwriter Jobs in Florida

Auto Insurance Underwriter information

See Florida salary details

$20.9K

$46.5K

$78.5K

How much do auto insurance underwriter jobs pay per year?

As of Aug 3, 2026, the average yearly pay for auto insurance underwriter in Florida is $46,543.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,900.00 and $62,400.00 per year, depending on experience, location, and employer.

How does an Auto Insurance Underwriter typically collaborate with agents and adjusters during the policy evaluation process?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What are the key skills and qualifications needed to thrive as an Auto Insurance Underwriter, and why are they important?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an Auto Insurance Underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
What are popular job titles related to Auto Insurance Underwriter jobs in Florida? For Auto Insurance Underwriter jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Auto Insurance Underwriter jobs in Florida look for? The top searched job categories for Auto Insurance Underwriter jobs in Florida are:
Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in Florida as of July 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $46,543 per year, or $22.4 per hour.

Insurance Underwriter (commercial lines)

ARC Group

Oakland Park, FL • On-site, Remote

Full-time

Re-posted 16 days ago

Job description

INSURANCE UNDERWRITER (commercial auto - remote)
ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work.
The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable.
The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager.
Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team.
Commercial Insurance Underwriter Responsibilities:
  • Reviewing of initial information provided by prospective insured / agents.
  • Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward.
  • Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager.
  • Maintaining and building relationships with insureds and agents.
  • Providing customer service.
  • Contributing to achieving and maintaining production goals.
  • Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc.
  • Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc.
  • Assisting in a variety of administrative tasks.

Commercial Insurance Underwriter Requirements:
  • Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail.
  • A college degree is preferred but not required

Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at www.arcgonline.com.
ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed.
ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce.
We are a no-fee agency to candidates.