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Auto Insurance Underwriter Jobs in Florida (NOW HIRING)

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Experience with Commercial Auto a plus. • Experience overseeing Binding Authorities a plus. • ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

... auto. But bodily injury is required. The Claims Adjuster will investigate, evaluate, and negotiate ... Our client is a leading insurance underwriter, and this is a great opportunity for a Claims ...

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Showing results 1-20

Auto Insurance Underwriter information

See Florida salary details

$20.9K

$46.5K

$78.5K

How much do auto insurance underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for auto insurance underwriter in Florida is $46,543.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,900.00 and $62,400.00 per year, depending on experience, location, and employer.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

Infographic showing various Auto Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 63% In-person, 23% Hybrid, and 14% Remote job distribution, with an average salary of $46,543 per year, or $22.4 per hour.

Insurance Underwriter

Diedre Moire Corp.

Gainesville, FL • On-site

$100K - $300K/yr

Other

Life, Retirement, PTO

Posted 23 days ago


Job description

Insurance Underwriter - Construction Contractor G/L - Gainesville, FL Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Builders Contractors Construction Plumbers Electricians _ . REMOTE WORK FROM HOME POSSIBLE Seeking 3+ years underwriting General Liability with knowledge of MGA interactions and experience approving or denying requests for coverage for submissions above the authority given to the MGA. Shall: • Underwrite Property and G&L lines, assess risk and establish guidelines through investigation and analysis of applications, reports, previous contracts, losses, credit reports, financial standing, etc. • Accept, decline, or modify price and limits based on acceptable levels of risk. • Prospect, develop and maintain relationships with agency and broker contacts. • Oversee actions of MGAs, perform on-site audits of records to ensure all underwriting activities are carried out within the proper levels of authority. • Review requests falling above the authority level granted to the MGA, approve or deny applications. Requirements: • Experience underwriting Commercial Casualty with emphasis on GL underwriting activities. Experience with Commercial Auto a plus. • Experience overseeing Binding Authorities a plus. • Ability and proven success developing a profitable book of business. Excellent compensation and full benefits from start and several weeks vacation. End of year bonuses, perquisites, matched 401(k), flex spending plan, family benefits and relocation assistance. Fantastic company life with great work-life balance. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071421_10006796@najbcareers302.com Please reference #39412FL212 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Gainesville Job State Location: FL Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499