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Health Insurance Underwriter Jobs in Florida (NOW HIRING)

Sentara Healthcare

Underwriter

Doral, FL · On-site +1

Talroo - Health Plan, Healthcare, MCO, Managed Care, Health Plan, Health Insurance, Underwriting, Underwriter, large group Benefits: Caring For Your Family and Your Career • Medical, Dental, Vision ...

Justworks

Underwriting Assistant, Health

Tampa, FL · Hybrid

$25 - $29.33/hr

As a Health Insurance Underwriting Assistant, you will assist the team of Underwriters with file review and data reconciliation needs, related to prospective customers' insurance applications. You ...

ENGAGE EMPLOYER, INC

Benefits Underwriter

Tampa, FL · On-site +1

$60K - $75K/yr

The Benefits Underwriter will manage health insurance risk and premium pricing for Engage PEO prospects and clients. This role reviews submission data, develops competitive benefit pricing, and ...

UNIVISTA INSURANCE

Be Seen First

ACA Health Insurance Sales Agent

Miami, FL · On-site

$18 - $19/hr

Stay current on ACA guidelines, carrier offerings, and underwriting rules * Provide exceptional ... Prior experience in ACA sales, health insurance, or telesales preferred * Excellent verbal ...

Homexpress Mortgage Corp

Underwriter

Tampa, FL

$70K - $80K/yr

Health insurance * Paid time off * Vision insurance Schedule: * Monday to Friday Experience: * Wholesale Underwriting: 1 year (Required) * Non-QM: 2 years (Required) Work Location: In person ...

HomeXpress Mortgage Corp

Underwriter

Tampa, FL · On-site +1

$70K - $80K/yr

Health insurance * Paid time off * Vision insurance Schedule: * Monday to Friday Experience: * Wholesale Underwriting: 1 year (Required) * Non-QM: 2 years (Required) Work Location: In person ...

Justworks

Underwriting Assistant, Health

Tampa, FL · On-site

$25 - $29.33/hr

As a Health Insurance Underwriting Assistant, you will assist the team of Underwriters with file review and data reconciliation needs, related to prospective customers' insurance applications. You ...

Brown & Brown Insurance

Underwriter II

Tampa, FL · On-site

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial ...

Brown & Brown Insurance

Underwriter II

Vero Beach, FL · On-site

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial ...

Brown & Brown, Inc.

Underwriter II

Vero Beach, FL · On-site

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial ...

Safepoint MGA, LLC

Personal Lines Underwriter

Tampa, FL · On-site

$65K - $70K/yr

Qualified Underwriters are eligible to earn a $2,000.00 sign-on bonus following their introductory ... Health Insurance * Dental Insurance * Vison Insurance * Short and Long Term Disability Insurance

Safepoint MGA, LLC

Personal Lines Underwriter

Tampa, FL · On-site

$65K - $70K/yr

Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their ... Health Insurance * Dental Insurance * Vison Insurance * Short and Long Term Disability Insurance

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All JobsHealth Insurance Underwriter JobsHealth Insurance Underwriter Jobs in Florida

Health Insurance Underwriter information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do health insurance underwriter jobs pay per year?

As of Aug 21, 2026, the average yearly pay for health insurance underwriter in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, along with developing skills in data analysis and understanding insurance policies, is important. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What are popular job titles related to Health Insurance Underwriter jobs in Florida?

For Health Insurance Underwriter jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Health Insurance Underwriter jobs in Florida look for?

The top searched job categories for Health Insurance Underwriter jobs in Florida are:

What cities in Florida are hiring for Health Insurance Underwriter jobs?

Cities in Florida with the most Health Insurance Underwriter job openings:

Health Insurance Underwriter jobs near you
Infographic showing various Health Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 2% As Needed, 77% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Insurance Underwriter (commercial lines)

ARC Group

Oakland Park, FL • On-site, Remote

Full-time

Re-posted 4 days ago

Job description

INSURANCE UNDERWRITER (commercial auto - remote)
ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work.
The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable.
The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager.
Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team.
Commercial Insurance Underwriter Responsibilities:
  • Reviewing of initial information provided by prospective insured / agents.
  • Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward.
  • Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager.
  • Maintaining and building relationships with insureds and agents.
  • Providing customer service.
  • Contributing to achieving and maintaining production goals.
  • Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc.
  • Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc.
  • Assisting in a variety of administrative tasks.

Commercial Insurance Underwriter Requirements:
  • Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail.
  • A college degree is preferred but not required

Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at www.arcgonline.com.
ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed.
ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce.
We are a no-fee agency to candidates.