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Health Insurance Underwriter Jobs in Florida (NOW HIRING)

Underwriter

Doral, FL · On-site +1

Talroo - Health Plan, Healthcare, MCO, Managed Care, Health Plan, Health Insurance, Underwriting, Underwriter, large group Benefits: Caring For Your Family and Your Career • Medical, Dental, Vision ...

As a Health Insurance Underwriting Assistant, you will assist the team of Underwriters with file review and data reconciliation needs, related to prospective customers' insurance applications. You ...

Be Seen First

Stay current on ACA guidelines, carrier offerings, and underwriting rules * Provide exceptional ... Prior experience in ACA sales, health insurance, or telesales preferred * Excellent verbal ...

Be Seen First

Stay current on ACA guidelines, carrier offerings, and underwriting rules * Provide exceptional ... Prior experience in ACA sales, health insurance, or telesales preferred * Excellent verbal ...

Underwriter

Tampa, FL

$70K - $80K/yr

Health insurance * Paid time off * Vision insurance Schedule: * Monday to Friday Experience: * Wholesale Underwriting: 1 year (Required) * Non-QM: 2 years (Required) Work Location: In person ...

Underwriter

Tampa, FL · On-site +1

$70K - $80K/yr

Health insurance * Paid time off * Vision insurance Schedule: * Monday to Friday Experience: * Wholesale Underwriting: 1 year (Required) * Non-QM: 2 years (Required) Work Location: In person ...

Underwriting Assistant, Health

Tampa, FL · On-site

$25 - $29.33/hr

As a Health Insurance Underwriting Assistant, you will assist the team of Underwriters with file review and data reconciliation needs, related to prospective customers' insurance applications. You ...

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial ...

Personal Lines Underwriter

Tampa, FL · On-site

$65K - $70K/yr

Qualified Underwriters are eligible to earn a $2,000.00 sign-on bonus following their introductory ... Health Insurance * Dental Insurance * Vison Insurance * Short and Long Term Disability Insurance

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Health Insurance Underwriter information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do health insurance underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for health insurance underwriter in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, along with developing skills in data analysis and understanding insurance policies, is important. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What are popular job titles related to Health Insurance Underwriter jobs in Florida?

For Health Insurance Underwriter jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Health Insurance Underwriter jobs in Florida look for?

The top searched job categories for Health Insurance Underwriter jobs in Florida are:

What cities in Florida are hiring for Health Insurance Underwriter jobs?

Cities in Florida with the most Health Insurance Underwriter job openings:

Infographic showing various Health Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Junior Health Insurance Underwriter

Integritymarketing

Clearwater, FL • On-site

Full-time

Posted 4 days ago


Job description

About Insurance Administrative Solutions

Insurance Administrative Solutions (IAS) is a third-party provider of comprehensive administrative solutions for our clients in the insurance industry. We offer a business process outsourcing solution that helps insurers optimize administrative workload, bolster their industry expertise, leverage emerging technologies, and streamline operations. With strong industry knowledge, we deliver value to our customers by providing compassionate customer service, efficient processing, and quality results. Here at IAS, we embrace the fact that great things are only accomplished by working as a team. We believe that all of our employees have valuable input no matter the level. Our highly collaborative team environment offers each of our employees a place where they can excel.

Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility.

Primary Responsibilities other duties may be assigned as necessary:

  • Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
  • Log applications using automated log/proposal program,
  • Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form.
  • Input CWA into the CWA database, when applicable.
  • Make out going calls to agents or applicants to verify information that is left blank or unclear on the application.
  • Take inbound calls from agents or applicants and effectively relay information to the caller about any outstanding requirements needed on the application.
  • Complete non-medical telephone interviews with applicants when necessary.
  • Order and follow up on requirements pre and post issue.
  • Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.

Primary Skills & Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

  • High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service
  • Medical insurance background preferred
  • Strong phone contact handling skills and active listening
  • Familiarity with Microsoft Office products
  • Ability to adapt and respond to different types of people and tasks
  • Excellent communication and documentation skills
  • Problem solving ability with high level of attention to detail
  • Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards
  • Confident, self-motivated individual who thrives both independently and within a team environment
  • Ability to multi-task, prioritize, and manage time effectively and efficiently
  • Reliable transportation and the ability to be punctual and dependable
  • Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed
  • May have agent license but no active appointments

Schedule:

  • Monday to Friday
  • 37 hour work week

About Integrity

Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead.

Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.

Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com.

Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.