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Auto Insurance Underwriter Jobs in Florida (NOW HIRING)

All Insurance Underwriters

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Customer Service Representative

Spring Hill, FL · On-site

$41K - $46K/yr

... Insurance Underwriters is a nationally licensed commercial insurance wholesaler and managing general agency (MGA), specializing in Workers' Compensation, General Liability, Commercial Auto, and ...

Estrella Insurance

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Licensed Agent 4-40 Customer Service Rep. (bilingual - spanish)

Ocoee, FL · On-site

$39K - $43K/yr

Quote, sell, and bind auto insurance policies. * Meet or exceed individual sales and production ... Maintain current knowledge of carrier underwriting guidelines and product offerings. * Create ...

UNIVISTA INSURANCE

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Corporate Insurance Sales Trainer (English & Spanish)

Miami, FL · On-site

$60K - $90K/yr

Hands-on experience in the Property & Casualty (P&C) insurance industry, with a strong understanding of personal auto insurance products, sales processes, underwriting guidelines, and insurance ...

Urgent

UNIVISTA INSURANCE

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Corporate Insurance Sales Trainer (English & Spanish)

Miami, FL · On-site

$60K - $90K/yr

Hands-on experience in the Property & Casualty (P&C) insurance industry, with a strong understanding of personal auto insurance products, sales processes, underwriting guidelines, and insurance ...

Urgent

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All JobsAuto Insurance Underwriter JobsAuto Insurance Underwriter Jobs in Florida

Auto Insurance Underwriter information

See Florida salary details

$20.9K

$46.5K

$78.5K

How much do auto insurance underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for auto insurance underwriter in Florida is $46,543.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,900.00 and $62,400.00 per year, depending on experience, location, and employer.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What are popular job titles related to Auto Insurance Underwriter jobs in Florida?

For Auto Insurance Underwriter jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Auto Insurance Underwriter jobs in Florida look for?

The top searched job categories for Auto Insurance Underwriter jobs in Florida are:

Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 63% In-person, 23% Hybrid, and 14% Remote job distribution, with an average salary of $46,543 per year, or $22.4 per hour.

CSR 440 or 220 Insurance Agent/ Comercial, Casa, Auto etc

Cataleya Insurance LLC

Miami, FL

$13 - $18/hr

Full-time

Re-posted 4 days ago

Job description

Estamos contratando Agentes de Seguros que tengan Experiencia en Seguros Commerciales, Auto y Casas etc...

El salario se basa en  la experiencia 

Requisitos Principales:

  • Responsables con el trabajo y las tareas que se les asignen
  • Con habilidades para la venta y/o el servicio al cliente
  • Que sepan trabajar en equipo
  • Que tengan buen desempeño en el trabajo de Oficina
  • Bilingüe
  • Underwriting
  • Horario de Oficina / Horario Flexible.

Será contactado después de que su currículum haya sido revisado.

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We are hiring Insurance Agents (Experience in Commercial Auto, Homeowner) for full-time positions.

Pay is base on experience

Main Requirements:

  • Responsible for the work and tasks assigned to them
  • With skills for sale and / or customer service
  • Team Work
  • Have a good performance in the office work
  • 4-40 licenses
  • Bilingual is an advantage
  • Office hours / Flexible hours.
  • Underwriting

*

You will be contacted after your resume has been reviewed.