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Property Insurance Underwriter Jobs in Florida (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

... Property Casualty Underwriter, Associate in Risk Management, Associate in Commercial Underwriting ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

... Property Casualty Underwriter, Associate in Risk Management, Associate in Commercial Underwriting ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Shall: • Underwrite Property and G&L lines, assess risk and establish guidelines through ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Jobtailor

Senior Underwriter

Tampa, FL · On-site

$90 - $130/hr

Strong personal lines underwriting experience, preferably within high-net-worth or specialty property insurance. * Demonstrated ability to assess and structure complex risks while balancing growth ...

New

Ryan Specialty

Property and Casualty Underwriter

Miami, FL · On-site

$88K - $110K/yr

Strong understanding of property insurance principles, including COPE analysis, CAT modeling, and layered/tower placement structures. * Experience underwriting complex, large-account, or catastrophe ...

Ryan Specialty

Property and Casualty Underwriter

Miami, FL · On-site

$88K - $110K/yr

Strong understanding of property insurance principles, including COPE analysis, CAT modeling, and layered/tower placement structures. * Experience underwriting complex, large-account, or catastrophe ...

JGS Insurance

Underwriter

Hallandale Beach, FL · On-site

$60K - $80K/yr

... other P&C (property and casualty) insurance products for real estate risks. This position is ... Underwrite accounts to ensure compliance with our guidelines and discuss risks "outside the box ...

SageSure

Assistant Underwriter

Tampa, FL · Hybrid

$18.50 - $25.25/hr

SageSure, a leader in catastrophe-exposed property insurance, needs a skilled Assistant Underwriter to thrive at our fast-growing company.Qualified candidates for this position will enhance their ...

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All JobsProperty Insurance Underwriter JobsProperty Insurance Underwriter Jobs in Florida

Property Insurance Underwriter information

See Florida salary details

$48.2K

$80.3K

$128.9K

How much do property insurance underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for property insurance underwriter in Florida is $80,307.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,700.00 and $124,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a property insurance underwriter?

To thrive as a Property Insurance Underwriter, you need a strong understanding of risk assessment, insurance principles, and relevant regulations, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AINS are often required. Analytical thinking, attention to detail, and effective communication are essential soft skills for evaluating complex information and negotiating with clients or agents. These skills ensure accurate risk evaluation, sound decision-making, and the ability to maintain profitable portfolios for insurers.

What are some common challenges faced by property insurance underwriters, and how can they effectively address them?

Property Insurance Underwriters often face challenges such as evaluating complex risks, keeping up with regulatory changes, and balancing the need for competitive premiums with profitability. To address these, underwriters must stay updated on industry trends, maintain strong analytical skills, and collaborate closely with claims adjusters and risk engineers. Regular training and effective communication with agents and clients also help in making informed decisions and managing workload efficiently.

How to become a property insurance underwriter?

To become a property insurance underwriter, candidates typically need a bachelor's degree in fields like finance, business, or risk management. Gaining industry-specific certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects, and developing skills in risk assessment, attention to detail, and familiarity with underwriting software are important for success.

Is property insurance underwriting hard to get into?

Property insurance underwriting can be competitive, often requiring a bachelor's degree in a related field such as risk management, finance, or business. Strong analytical skills, attention to detail, and industry certifications like the CPCU can improve job prospects, but entry may involve starting in assistant roles or internships to gain experience.

What are popular job titles related to Property Insurance Underwriter jobs in Florida?

For Property Insurance Underwriter jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Property Insurance Underwriter jobs in Florida look for?

The top searched job categories for Property Insurance Underwriter jobs in Florida are:

Property Insurance Underwriter jobs near you
Infographic showing various Property Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $80,307 per year, or $38.6 per hour.

Property Insurance Underwriter

West Point Insurance Services

Pinellas Park, FL • On-site

$25 - $30/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

We are growing and looking for an underwriter to join our team!
Who are we?
Created in 1999, West Point is committed to providing both technical and business services to insurance carriers in the insurance industry including our sister company American Traditions Insurance Company.
Why work with us?
We are a family-oriented organization committed to providing competitive compensation and benefit packages to our employees including:
  • This is an hourly, non-exempt position with a starting rate of $25.00-$30.00 per hour.
  • Medical, Dental, Vision, starting day 1 of employment!
  • Multiple plans to choose from in order to fit your needs
  • 401k plan participation available the 1st quarter after hire with 100% match of 3% and then 50% on the next 2%...fully vested!
  • Generous PTO and paid holiday schedule
  • 1 day of paid volunteer time off per year
  • Onsite workout facility
  • Casual dress code (work appropriate)
  • 7.5 hour work days, 37.5 hour weeks!

What will you be doing?
This position is in an office setting and is not able to be remote. Some daily responsibilities include:
  • Answers calls from field representatives, insurance agents or brokers and other insurance or inspection companies to obtain further information, quote rates or explain company underwriting policies.
  • Execute guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denials for Property and Casualty insurance lines, focus on Homeowners and Mobile home lines.
  • Ability to assimilate and retain information from several different companies and disseminate that to agents and customers in an efficient and effective manner.
  • Participate in the implementation of business strategies to effectively achieve policy service objectives and maintain a profitable book of business.
  • Act in a collaborative capacity with both internal and external customers and coworkers to resolve problems/issues quickly.
  • Act in a proactive manner; resolve matters resulting in bottleneck situations to assure business results are not negatively affected by operational problems.
  • Ensures both agent and company concerns are met by providing outstanding knowledgeable customer service.
  • Determines whether to accept, modify or decline risks.
  • Calculates standard rates and premium charges by using approved formulas and tables.
  • Accurately process all endorsements, including cancellations and reinstatements in accordance with the company service standards.
  • Review inspections and recommendations received from inspectors to determine eligibility.
  • Review policies for renewal in accordance with the company underwriting and service standards.
  • Be able to work assigned projects in addition to everyday workload.

Requirements
What will the ideal candidate possess?
  • Minimum 3 to 5 years' experience within a Property and Casualty Insurance carrier or Insurance Agency. (Underwriting experience preferred)
  • Current 4-40 and/or 2-20 Insurance license required.
  • Computer literate, knowledge of Windows, Excel and working with rating engines utilized in the Underwriting process.
  • Possess solid research and writing skills.
  • Outstanding Customer Service skills required.
  • Extensive knowledge of Homeowners and Mobile Homeowners Insurance procedures and rules regarding the handling of these types of accounts.
  • Must be able to handle a heavy workload with heavy call volumes and meet minimum production requirements.

Additional info:
Our offices are located in Pinellas Park, FL. At this time we are not considering remote applicants.
Our typical office hours are 8:30-5:00pm Monday-Friday.
Physical requirement
This position is in an office environment and would require:
Must be able to remain in a stationary position for 50%- 75% of the time.
Must be able to speak and communicate clearly to other team members.
Constantly operates a computer and other office machinery such as a copy machine, phone/headset, and keyboard.
West Point Insurance Services is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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