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Auto Insurance Underwriter Jobs in Florida (NOW HIRING)

Senior Underwriter

Jacksonville, FL · On-site

$91K - $107K/yr

... and other insurance solutions for the commercial auto markets including trucking, public ... Responsibilities The Senior Underwriter will focus on commercial transportation underwriting ...

Senior Underwriter

Jacksonville, FL · On-site

$91K - $107K/yr

... and other insurance solutions for the commercial auto markets including trucking, public ... The Senior Underwriter will focus on commercial transportation underwriting, producer management ...

Senior Underwriter

Jacksonville, FL · On-site

$91K - $107K/yr

... and other insurance solutions for the commercial auto markets including trucking, public ... Responsibilities The Senior Underwriter will focus on commercial transportation underwriting ...

Captives Underwriter

Lake Mary, FL · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

The Underwriting Manager for Commercial Auto Insurance leads underwriting operations across multiple carrier programs, ensuring profitable growth, compliance, and excellence in risk assessment. This ...

The Underwriting Manager for Commercial Auto Insurance leads underwriting operations across multiple carrier programs, ensuring profitable growth, compliance, and excellence in risk assessment. This ...

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All Insurance Underwriters, Land O Lakes, FL | Full-Time Position Are you ready to start your ... Auto, and Commercial Property. Our sister company, Underwriting Solutions of America, focuses on ...

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... Insurance Underwriters is a nationally licensed commercial insurance wholesaler and managing general agency (MGA), specializing in Workers' Compensation, General Liability, Commercial Auto, and ...

Showing results 21-40

Auto Insurance Underwriter information

See Florida salary details

$20.9K

$46.5K

$78.5K

How much do auto insurance underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for auto insurance underwriter in Florida is $46,543.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,900.00 and $62,400.00 per year, depending on experience, location, and employer.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

Infographic showing various Auto Insurance Underwriter job openings in Florida as of August 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 63% In-person, 23% Hybrid, and 14% Remote job distribution, with an average salary of $46,543 per year, or $22.4 per hour.

Senior Underwriter

Berkley

Jacksonville, FL • On-site

$91K - $107K/yr

Full-time

Re-posted 8 days ago


Job description

Company Details

Carolina Casualty is a member company of W. R. Berkley Corporation, an insurance holding company that is among the largest commercial lines insurance writers in the United States. We specialize in liability, physical damage, cargo and other insurance solutions for the commercial auto markets including trucking, public transportation and others. 

Join Carolina Casualty, where innovation meets purpose.

Carolina Casualty is a proud member of W. R. Berkley Corporation, one of the largest commercial lines insurers in the country. What sets us apart is not just our size, but how we work and who we are.

We specialize in liability, physical damage, cargo, and other insurance solutions for the commercial auto market, including trucking and public transportation industries that keep America moving. Our team tackles real, complex challenges for the people and businesses that make that possible every day.

At CCIC, we live by three simple truths:

Always do right. Integrity is not just a slogan. It guides every decision we make.

Everything counts; everyone matters. Every role, every voice, and every contribution help shape who we are as an organization.

Embrace innovation and act responsibly. We are willing to challenge the status quo while remaining thoughtful and committed to our people, customers, and partners.

If you are looking for a place where your work makes an impact, your ideas are valued, and doing the right thing is expected, we would love to meet you.

The company is an equal opportunity employer.

Responsibilities

The Senior Underwriter will focus on commercial transportation underwriting, producer management, and relationship building. This role is responsible for reviewing new and renewal risks, managing an assigned agency plant, supporting agency partners, and providing guidance to Assistant Underwriters.

Key Functions will include but not be limited to:

Review new and renewal commercial insurance risks and determine accurate classification of business, policy contract forms, and pricing of risk Review and act upon pertinent risk information such as loss control reports, motor vehicle reports (MVRs), loss runs, and financial statements Manage the book of business for an assigned agency plant, including achieving predetermined premium goals and profitability objectives Conduct audits on agency business Effectively communicate the company underwriting philosophy and assure compliance with underwriting best practices Cultivate effective agency relationships and conduct agency visits Communicate expectations to agencies and make recommendations for agency actions when appropriate Develop presentations to be delivered to the agent and/or insured detailing coverage, pricing, and services provided by Carolina Casualty Insurance Company Provide guidance to Assistant Underwriters in technical matters of underwriting, including procedures related to coverages, cancellations, exclusions, endorsements, and non-renewal actions Assist in developing new products, coverage enhancements, and procedures that drive production and processing efficiency

Qualifications

Qualifications:

8+ years of related commercial auto underwriting experience, including trucking and public transportation

Education Requirement

Bachelor's Degree CPCU designation preferred

Additional Company DetailsWe do not accept any unsolicited resumes from external recruiting agencies or firms. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.Sponsorship DetailsSponsorship not Offered for this RoleEmployment Type: OTHER