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Auto Insurance Underwriter Jobs in California (NOW HIRING)

Insurance Underwriter

San Jose, CA · On-site

$100K - $300K/yr

... Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Senior Internal Underwriter

Glendale, CA · On-site

$104K - $123K/yr

Minimum of 5 years of experience in credit/insurance underwriting, preferably within a commercial or internal underwriting environment. * Strong knowledge of underwriting principles, auto industry ...

Underwriter - HYBRID

Anaheim, CA · On-site

$85K - $120K/yr

Job Title * Underwriter Location * 222 S Harbor Blvd, #720, Anaheim, CA 92805 Salary * $85,000 ... Commercial Auto experience * CPCU designation or actively pursuing professional insurance ...

Captives Underwriter

San Francisco, CA · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Captives Underwriter

Los Angeles, CA · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Captives Underwriter

Walnut Creek, CA · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Workers Compensation, General Liability and Auto Liability. We are currently looking for a ... Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ...

Executive Underwriter

San Francisco, CA · On-site

$122K - $177K/yr

Workers Compensation, General Liability and Auto Liability. We are currently looking for a ... Qualifications * Bachelor's degree in insurance, business, or a related field, or equivalent ...

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Auto Insurance Underwriter information

See California salary details

$27.6K

$61.5K

$103.6K

How much do auto insurance underwriter jobs pay per year?

As of Jul 31, 2026, the average yearly pay for auto insurance underwriter in California is $61,467.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,400.00 and $82,400.00 per year, depending on experience, location, and employer.

How does an Auto Insurance Underwriter typically collaborate with agents and adjusters during the policy evaluation process?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What are the key skills and qualifications needed to thrive as an Auto Insurance Underwriter, and why are they important?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an Auto Insurance Underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
What job categories do people searching Auto Insurance Underwriter jobs in California look for? The top searched job categories for Auto Insurance Underwriter jobs in California are:
What cities in California are hiring for Auto Insurance Underwriter jobs? Cities in California with the most Auto Insurance Underwriter job openings:
Infographic showing various Auto Insurance Underwriter job openings in California as of July 2026, with employment types broken down into 50% Full Time, and 50% Contract. Highlights an 100% In-person job distribution, with an average salary of $61,467 per year, or $29.6 per hour.

Insurance Underwriter

Diedre Moire Corp.

San Jose, CA • On-site

$100K - $300K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 14 days ago


Job description

Commercial Multi Lines Insurance Underwriter - San Jose, CA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Shall: • Accept, modify, or reject risk based on review. • Review new and renewal business submissions and provide rate quotes for applications. • Produce new businesses through sales and marketing. 5+ years multi-line underwriting experience, expertise in General Liability, Commercial Property/Package, Commercial Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company paid benefits including health dental and vision with growth potential, bonuses, dollar-for-dollar company matched 401(k), paid vacations, holidays and sick time. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071037_10006796@najbcareers302.com Please reference #39412CA514 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: San Jose Job State Location: CA Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499