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Auto Insurance Underwriter Jobs in Texas (NOW HIRING)

Lonestar

Personal Auto Underwriter

Richardson, TX

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General ... This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building ... Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans ...

Starr Insurance Companies

Underwriter, Energy

Dallas, TX · On-site +1

Starr Insurance Companies is a leading insurance and investment organization, providing commercial ... Auto, and Excess Liability. * Strong analytical and decision-making skills, with the ability to ...

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

The Hartford

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

... insurance company that goes well beyond coverages and policies. Working here means having every ... auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

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All JobsAuto Insurance Underwriter JobsAuto Insurance Underwriter Jobs in Texas

Auto Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do auto insurance underwriter jobs pay per year?

As of Aug 2, 2026, the average yearly pay for auto insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

How does an Auto Insurance Underwriter typically collaborate with agents and adjusters during the policy evaluation process?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What are the key skills and qualifications needed to thrive as an Auto Insurance Underwriter, and why are they important?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an Auto Insurance Underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
What are popular job titles related to Auto Insurance Underwriter jobs in Texas? For Auto Insurance Underwriter jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Auto Insurance Underwriter jobs in Texas look for? The top searched job categories for Auto Insurance Underwriter jobs in Texas are:
What cities in Texas are hiring for Auto Insurance Underwriter jobs? Cities in Texas with the most Auto Insurance Underwriter job openings:
Auto Insurance Underwriter jobs near you
Infographic showing various Auto Insurance Underwriter job openings in Texas as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Personal Auto Underwriter

Lonestar

Richardson, TX

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 6 days ago

Job description

Personal Auto UnderwriterJoin a Team That Invests in Your Success

At Lonestar Managing General Agency (MGA), our people are at the heart of everything we do. We are committed to building a workplace where talented, motivated professionals can thrive, grow, and make a meaningful impact. We foster a collaborative culture that values innovation, teamwork, professional development, and exceptional customer service.

If you're looking for an opportunity to build your underwriting career with a company that recognizes hard work, encourages growth, and celebrates success, we'd love to hear from you.

Position Overview

We are seeking a detail-oriented and customer-focused Personal Auto Underwriter to join our Underwriting team. In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and policyholders.

This is an excellent opportunity for insurance professionals who enjoy problem-solving, building relationships, and contributing to a high-performing team environment.

What You'll Do
  • Deliver exceptional customer service by providing timely responses to agents and policyholders regarding quotes, endorsements, renewals, and policy inquiries.
  • Review, enter, and process new business submissions, endorsements, and renewals.
  • Develop and maintain knowledge of personal auto coverages, underwriting guidelines, rating plans, exposures, and state requirements.
  • Order and review underwriting reports to support risk evaluation and policy decisions.
  • Assist with underwriting activities related to new business, endorsements, and renewals.
  • Complete Financial Responsibility Filings and other regulatory documentation.
  • Prepare policy documents and system-generated correspondence for distribution.
  • Support department projects and process improvement initiatives.
  • Assist with onboarding and training new underwriting team members on systems and underwriting procedures.
What We're Looking ForRequired Qualifications
  • Previous experience in Personal Auto Insurance.
  • Strong communication, interpersonal, and organizational skills.
  • Ability to obtain a Property & Casualty license by successfully passing state-required examinations.
  • Accurate typing and data entry skills with a minimum speed of 30 WPM.
  • Ability to manage multiple priorities while maintaining attention to detail.
Preferred Qualifications
  • College degree or equivalent industry experience.
  • Active Property & Casualty License.
  • Experience using online underwriting systems.
  • Knowledge of personal auto underwriting practices and insurance regulations.
Why Join Lonestar MGA?

We believe in rewarding our employees and providing the resources they need to succeed both professionally and personally. Full-time employees enjoy a comprehensive benefits package that includes:

  • Competitive compensation
  • Flexible work schedules
  • Ongoing training and professional development
  • Medical, dental, and vision reimbursement programs
  • Telemedicine benefits
  • 401(k) with generous company matching
  • Paid time off and paid holidays
  • Tuition reimbursement
  • Employee wellness program
  • Company-sponsored events and team activities
  • Opportunities for career advancement

Become part of a company where your contributions matter, your growth is supported, and your success is celebrated. Apply today and take the next step in your insurance career with Lonestar MGA.

Apply