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Auto Insurance Underwriter Jobs in Texas (NOW HIRING)

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial ... Business Auto Good Level of Underwriting Knowledge including: * Exposure Analysis and Forms ...

If you have had proven success in your past career with auto financing and/or indirect lending ... insurance and disability, referral bonuses, paid holidays, discounted gym membership, tuition ...

If you have had proven success in your past career with auto financing and/or indirect lending ... insurance and disability, referral bonuses, paid holidays, discounted gym membership, tuition ...

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Auto Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do auto insurance underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for auto insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

How does an auto insurance underwriter collaborate with agents and adjusters during policy evaluation?

Auto Insurance Underwriters work closely with insurance agents and claims adjusters to ensure accurate risk assessment and policy issuance. Agents often provide initial client information and documentation, which underwriters review to determine eligibility and appropriate coverage. Underwriters may consult with adjusters when evaluating past claims history or clarifying risk factors. This collaboration helps underwriters make informed decisions, tailor policies to individual needs, and maintain clear communication with both internal teams and clients.

What skills and qualifications are needed to be an auto insurance underwriter?

To thrive as an Auto Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AINS is typically required. Excellent communication, decision-making, and negotiation skills help underwriters interact effectively with agents, clients, and colleagues. These skills are vital for accurately assessing risk, setting appropriate premiums, and ensuring the profitability and compliance of insurance policies.

What is the difference between Auto Insurance Underwriter vs Claims Adjuster?

AspectAuto Insurance UnderwriterClaims Adjuster
Primary RoleEvaluates insurance applications and determines coverage and premiumsInvestigates and settles insurance claims after incidents
Required CredentialsInsurance licenses, underwriting certifications, bachelor’s degree often preferredClaims handling licenses, relevant certifications, bachelor’s degree often preferred
Work EnvironmentOffice-based, analytical, risk assessment focusField and office-based, investigative and customer service focus
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies during claims processing

While both roles are integral to the insurance industry, an Auto Insurance Underwriter primarily assesses risks and determines policy terms, whereas a Claims Adjuster handles claims after an incident occurs. Understanding these differences helps job seekers identify the right career path within auto insurance.

What does an auto insurance underwriter do?

An Auto Insurance Underwriter evaluates applications for auto insurance coverage to determine the risk of insuring a driver or vehicle. They review information such as driving records, vehicle details, and claims history to decide whether to approve, modify, or decline an insurance policy. Underwriters also set premium rates based on their risk assessment and ensure that policies comply with company guidelines and regulations. Their decisions help insurance companies maintain profitability while offering fair coverage to customers.
What cities in Texas are hiring for Auto Insurance Underwriter jobs? Cities in Texas with the most Auto Insurance Underwriter job openings:
Infographic showing various Auto Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Consultant, Auto Product Strategy

Liberty Mutual

Plano, TX • On-site

Full-time

This job post has expired today. Applications are no longer accepted.


Liberty Mutual rating

8.9

Company rating: 8.9 out of 10

Based on 148 frontline employees who took The Breakroom Quiz

48th of 303 rated insurance


Job description

Description

At Liberty, our Personal Lines Auto Product team partners across the company to build and roll out auto insurance solutions that keep pace with what customers and agents need. We focus exclusively on auto, bringing deep expertise, data and analytics to deliver strong state-by-state results while modernizing how we price policies and the technology that supports them. Organized around four core areas-Delivery & Development, Underwriting Effectiveness, State Management, and Mobility Solutions-we work collaboratively to live our purpose: helping people embrace today and confidently pursue tomorrow.

The Product Delivery Monitoring Team is looking for a Consultant to help advance the next generation of Personal Lines Auto monitoring capabilities. This highly visible individual contributor role will partner across the organization to strengthen how we monitor Auto pricing programs, detect emerging issues, improve data accuracy, and scale sustainable monitoring practices across the broader Auto portfolio.

This role will focus heavily on building strategic monitoring capabilities that reduce programmatic risk, improve early issue detection, and create a scalable foundation for future growth. In addition, this individual will support core Auto Program Monitoring responsibilities, with a focus on program-level monitoring and analysis of recently launched pricing programs.

The ideal candidate is highly analytical and technically capable, comfortable working independently, able to navigate ambiguity, and effective at partnering cross-functionally with both technical and business audiences.

Responsibilities

Drive the development and scaling of continuous monitoring and anomaly detection capabilities to reduce programmatic risk across the Auto portfolio.

Improve data accuracy and early issue detection across rating programs, key business metrics, and Auto program results.

Build scalable monitoring processes, tools, dashboards, and analytical frameworks that support future-state portfolio monitoring and program-level analysis.

Reduce manual effort and response time through automation, improved reporting, and cross-functional coordination.

Support program-level monitoring for Personal Lines Auto pricing programs by analyzing key metrics, identifying emerging trends, and assessing whether results are performing as expected.

Query, manipulate, and analyze large datasets to investigate anomalies, identify root causes, and communicate actionable insights to technical and non-technical audiences.

Partner with teams across USDS, the Data Office, IT, Risk Analytics, Underwriting, State Management, and other business areas to identify issues, coordinate solutions, and improve monitoring effectiveness.

Provide timely updates and recommendations to stakeholders on monitoring results, data quality, program performance, and emerging risks.

Ideal candidate will have : 

Strong analytical, problem-solving, and decision-making skills, with the ability to identify patterns, investigate root causes, and develop practical recommendations.

Proficient in SQL, Power BI, Excel, PowerPoint, and Snowflake. Experience with Python and GitHub preferred.

Experience building dashboards, reporting tools, analytical frameworks, and repeatable processes.

Ability to communicate complex analytical findings clearly and effectively to technical and non-technical audiences.

Strong planning, organizational, analytical, decision-making, and communication skills

Familiarity with insurance rating programs, pricing implementations, or post-launch program evaluation preferred.

Preferred Qualifications

Experience with Python and GitHub preferred.

Prior experience in Personal Lines, auto insurance, pricing, product, or broader insurance analytics.

Experience with anomaly detection, continuous monitoring, data quality monitoring, automation, or early issue detection.

Experience partnering with data, technology, underwriting, risk analytics, state management, or product teams.

Familiarity with insurance rating programs, pricing implementations, or post-launch program evaluation.

This role has a hybrid work schedule (2 days onsite) for candidates based in Portsmouth, NH, Boston, MA, Plano, TX, Indianapolis, IN and Columbus, OH.  Otherwise, this role is remote

Qualifications
  • Bachelor's degree in business, information management, economics, or other quantitative field. Master's degree preferred.
  • Minimum 4 years, typically 6 years or more of relevant work experience.
  • Knowledgeable in data query languages and tools; proficient in new and emerging technologies; may possess data modeling skills.
  • Highly developed communication and presentation skills.
  • In-depth knowledge of data concepts, strategies, and methodologies.
  • In-depth knowledge of data architectures, solutions and designs; extensive knowledge of business operations, strategies and objectives.
  • Highly developed negotiation, facilitation and consensus building skills.
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco
Employment Type: FULL_TIME

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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