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Entry Level Insurance Underwriter Jobs in Rhode Island

All JobsInsurance Underwriter JobsEntry Level Insurance Underwriter JobsEntry Level Insurance Underwriter Jobs in Rhode Island

Entry Level Insurance Underwriter information

See Rhode Island salary details

$27.4K

$61K

$102.8K

How much do entry level insurance underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for entry level insurance underwriter in Rhode Island is $60,994.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,100.00 and $81,800.00 per year, depending on experience, location, and employer.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.

What are the key skills and qualifications needed to thrive as an entry level insurance underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, risk management, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry, and some employers offer training programs for new underwriters.

What qualifications do you need to be an entry level insurance underwriter?

Entry level insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Strong analytical skills, attention to detail, and familiarity with insurance policies and underwriting software are also important. Some employers may prefer candidates with internships or related experience in insurance or risk assessment.
More about Entry Level Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Rhode Island?

The most popular types of Insurance Underwriter jobs in Rhode Island are:

What are popular job titles related to Entry Level Insurance Underwriter jobs in Rhode Island?

For Entry Level Insurance Underwriter jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Entry Level Insurance Underwriter jobs in Rhode Island look for?

The top searched job categories for Entry Level Insurance Underwriter jobs in Rhode Island are:

What cities in Rhode Island are hiring for Entry Level Insurance Underwriter jobs?

Cities in Rhode Island with the most Entry Level Insurance Underwriter job openings:

Entry Level Insurance Underwriter jobs near you
Infographic showing various Entry Level Insurance Underwriter job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $60,994 per year, or $29.3 per hour.

Mortgage Loan Representative (Warwick, R.I.)

Lendsure Mortgage Corp

Warwick, RI

$45K - $55K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Job Description

Compensation

Annual Salary Range: $48,000 - $55,000 (Base + Monthly Production Bonus)

LendSure Mortgage Corp. is seeking a Mortgage Loan Representative to work at our location in Warwick, R.I.

LendSure Mortgage Corp. is a rapidly expanding Wholesale Lender that provides Non-QM loan solutions. LendSure facilitates the expansion of mortgage originators' businesses by providing loan options to borrowers who do not meet conforming guidelines. At LendSure Mortgage Corp., we've created an environment in which high-energy professionals can learn, excel, grow, and take pride in their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers highly competitive compensation, full benefits, including 401(k), and career advancement opportunities.

About The Role:

You've had jobs or recently graduated- now you're ready for a career. LendSure Mortgage Corp is looking for a Mortgage Loan Representative to join our energetic, supportive team in Warwick, R.I. This full-time role is perfect for someone who's organized, sharp, people-savvy, and ready to grow into something bigger.

Whether you're coming from hospitality, retail, admin, or entry-level finance - if you've got the ambition to level up, this is your launchpad.

What You'll Do:

Guide loan officers through the pre-qualification process with confidence and accuracy.

Review loan documents and ensure they meet internal guidelines.

Prepare and submit files for disclosures and underwriting approval.

Communicate clearly with brokers, Loan Officers, and internal teams.

Stay organized and keep things moving, even with a high volume of loans.

Learn the ins and outs of mortgage lending - from the ground up.

Get the support you need while working independently to solve problems.

Who You Are:

Looking to start a real career in a stable and growing industry.

Comfortable with multitasking and staying organized under pressure.

A natural communicator (verbal + written).

Detail-oriented and focused - especially when reviewing documents.

Interested in real estate, finance, or lending (but no experience necessary).

Motivated, proactive, and eager to learn new things.

You take your work seriously - but you know how to have fun doing it.

What You Need:

High school diploma or equivalent (college a plus but not required).

Strong time management and organizational skills.

Familiarity with Microsoft Office or similar software.

A team-player attitude and a customer-focused mindset.

One year experience in loan processing is required.

Compensation & Perks:

Base Salary: $45,000 - $55,000

Monthly Production Bonuses

Health Benefits: Medical, Dental, Vision

401(k) + Life Insurance

Flexible Paid Time Off

Employee Discounts

A collaborative team that supports your growth and development

A company culture where hard work is rewarded - and fun is encouraged.

Why LendSure?

At LendSure, we believe in building futures - for our customers and our employees. You'll work with a team that celebrates innovation, encourages professional development, and enjoys coming to work every day. If you're ready to step into a meaningful role with real opportunities, this is your moment.

Ready to launch your career?

Apply now and see what's possible at LendSure Mortgage Corp.

About LendSure

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

LendSure is a significant participant in the sector of Non-QM Wholesale Lending, and we are expanding in every state. We are in the process of expanding our sales teams and sales managers across the nation. California, Georgia, Utah, and Rhode Island are all home to regional operation centers. LendSure has achieved notable success through the implementation of innovative practices and the cultivation of a service-oriented corporate culture that equips employees with the essential resources and assistance required to excel. LendSure is extremely dedicated to the recruitment, development, and retention of exceptional personnel across the United States for our Mortgage Banking Management Trainees. If you think you have what it takes to work for "America's BEST Non-QM Wholesale Lender", apply today!

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