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Insurance Underwriter Trainee Jobs in Rhode Island

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Insurance Underwriter Trainee information

See Rhode Island salary details

$31.8K

$77.2K

$136.6K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance underwriter trainee in Rhode Island is $77,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $85,200.00 per year, depending on experience, location, and employer.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically emphasize a willingness to learn and basic computer skills over extensive experience.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, especially for entry-level trainee positions, as they often require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. Gaining experience through internships or related coursework can improve chances, but the job typically involves learning industry-specific tools and regulations. Overall, it requires dedication and a willingness to develop specialized knowledge.

What are the most commonly searched types of Insurance Underwriter jobs in Rhode Island?

The most popular types of Insurance Underwriter jobs in Rhode Island are:

What are popular job titles related to Insurance Underwriter Trainee jobs in Rhode Island?

For Insurance Underwriter Trainee jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Insurance Underwriter Trainee jobs in Rhode Island look for?

The top searched job categories for Insurance Underwriter Trainee jobs in Rhode Island are:

What cities in Rhode Island are hiring for Insurance Underwriter Trainee jobs?

Cities in Rhode Island with the most Insurance Underwriter Trainee job openings:

Insurance Underwriter Trainee jobs near you
Infographic showing various Insurance Underwriter Trainee job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $77,247 per year, or $37.1 per hour.

Inside Sales Insurance Agent Trainee (59653)

AAA Northeast

Providence, RI • On-site

$23.75 - $28.75/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago

AAA Northeast rating

8.0

Company rating: 8.0 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

171st of 315 rated insurance

Job description

Launch Your Insurance Career with AAA Northeast – Paid Training, Licensing, and Unlimited Growth! 

This position is eligible for a $1500 sign on bonus

We’re looking for motivated sales professionals, who live in RI, to join our team as Inside Sales Insurance Agents. This is a fully remote position, offering paid training and covering all costs for your Personal Lines Insurance License. If you thrive in outbound sales and want to grow in the insurance industry, this is your opportunity! 

Class Date: Sept 28, 2026

Training Schedule: Monday - Friday 8:30am-5pm for your first 4-6 months.

Permanent Work Schedule: 11:30am-8:00pm 4 weekdays w/ 1 weekend day (Weekdays and Weekend days may change based on business needs


What You’ll Do: 

  • Insurance Sales Responsibilities:
    • Sell auto insurance, homeowners insurance, and other personal lines products to AAA members via phone and online 
    • Conduct outbound sales calls to prospective and existing members to promote insurance products 
    • Provide personalized coverage options and premium quotes 
    • Maintain detailed records of sales activities and client interactions in our CRM system 
    • Participate in sales programs and respond promptly to referrals 
  • Regulatory & Compliance 
    • Learn and follow carrier-specific underwriting and quoting procedures 
    • Ensure compliance with agency policies for quoting, binding coverage, and handling payments 
    • Collaborate with Underwriting and Quality Assurance to reduce risks and ensure accuracy 
    • Stay current on insurance regulations and best practices 
  • Additional Responsibilities 
    • Build strong relationships with clients and industry partners 
    • Occasionally travel for training (approx. 5%) 
    • Deliver AAA Five Diamond Service in every interaction 
    • Cross-sell AAA memberships and other relevant services

What You Need: 

  • Must have a quiet, dedicated home office space 
  • Reliable high-speed internet connection 

Education

  • High School Diploma or GED required
  • Associate's Degree preferred

Experience

  • 2+ years sales or customer service experience required and
  • Insurance sales experience preferred
  • Outbound or cold-calling experience strongly preferred 

Licenses and Certifications

  • Must obtain Personal Lines Insurance License within 30 days (training and exam fees covered by AAA Northeast) 
  • Life License within 1 Year Preferred

Benefits & Compensation 

  • Competitive base hourly rate + unlimited commission 
  • Paid Time Off: 3 weeks' vacation, 12 holidays, 8 sick days annually 
  • Health Coverage: Medical, dental, and vision (AAA covers up to 88%) 
  • Retirement: 401(k) with 6% company match 
  • Free AAA membership, insurance discounts, tuition reimbursement, and more 

Apply today and start your insurance career with AAA Northeast!  

Why AAA Northeast? 

Trusted Legacy: Over 100 years of service excellence.   

Career growth with a promote-from-within culture 

People-Focused: Rich history of protecting employees, members and the community. 

*Sign-on bonus terms: Any candidate who accepts a full-time, regular job as an Insurance Agent with AAA Northeast will be eligible to receive a $1500 sign-on bonus. This bonus will be issued in two installments, the first after successful completion of 3 months of employment and the second after successful completion of 6 months of employment. These bonus terms take effect on your first day of work.

This position is designated as a Rhode Island–based remote role. Due to business and operational requirements, employees in this role must perform their work from a primary residence located within Rhode Island. Candidates must reside in Rhode Island at the time of hire and be able to maintain Rhode Island residency while employed in this role. We encourage candidates to apply only if they can meet and maintain this requirement.

AAA Northeast is proud of our diverse culture, fostered by the many talents, skills, passions, and expertise of our employees. We are an equal opportunity employer. We do not discriminate in recruiting, hiring, or promotion based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran’s status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work.

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