1

Insurance Underwriter Trainee Jobs in Woonsocket, RI

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Insurance Underwriter Trainee information

See Woonsocket, RI salary details

$31.1K

$75.6K

$133.7K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 22, 2026, the average yearly pay for insurance underwriter trainee in Woonsocket, RI is $75,583.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,500.00 and $83,400.00 per year, depending on experience, location, and employer.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically emphasize a willingness to learn and basic computer skills over extensive experience.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, especially for entry-level trainee positions, as they often require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. Gaining experience through internships or related coursework can improve chances, but the job typically involves learning industry-specific tools and regulations. Overall, it requires dedication and a willingness to develop specialized knowledge.

What job categories do people searching Insurance Underwriter Trainee jobs in Woonsocket, RI look for?

The top searched job categories for Insurance Underwriter Trainee jobs in Woonsocket, RI are:

Infographic showing various Insurance Underwriter Trainee job openings in Woonsocket, RI as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $75,583 per year, or $36.3 per hour.

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 8 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

56th of 311 rated insurance


Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

The Environmental Division of the Great American Insurance Group provides a comprehensive portfolio of environmental insurance products to a broad array of industries. All products can be customized to address the specific risks and exposures of the client.

Environmental Insurance - Great American Insurance Group

We are looking for an Underwriter Trainee to join our Exton, PA, Boston, MA, or New York City office. Great American's culture is built on connection, shared learning, and strong relationships. This is a hybrid role that combines in-office and remote work. Employees are expected to maintain a meaningful on-site presence to support collaboration, relationship building, and business success.

Essential Job Functions and Responsibilities

  • Participates in activities related to risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.

  • Review, summarize, and interpret environmental reports, including Phase I Environmental Site Assessments, Phase I Site Investigations, and other technical documents.

  • Works with the underwriting team to learn how to price business, analyze coverage and how to develop and maintain effective business relationships with internal and external customers.

  • Learns to assess risk quality and compliance within company guidelines and to initiate appropriate loss prevention actions.

  • Learns to use independent judgment and initiative to support business goals.

  • Participates in visiting agents, brokers, and producers with a more senior underwriter and learns to retain existing accounts, build and maintain business relationships, and develop new opportunities in support of divisional objectives.

  • Learns to interpret, explain, and market products and services.

  • Learns to apply underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.

  • Performs other duties as assigned.

Job Requirements

  • Bachelor's Degree in Science, Engineering or a related discipline, ideally with an environmental focus.

  • Generally, 0-2 years of insurance or environmental consulting experience is preferred.

  • Strong MS Office skills and must be good with technology.

  • Strong written and verbal communication skills.

  • The ideal candidate will be a recent science or engineering graduate or an early-career environmental professional.

Business Unit:

Environmental


Salary Range:

$60,000.00 -$75,000.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.


What Great American Insurance Group employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom