1

Auto Underwriter Jobs in Rhode Island (NOW HIRING)

Be Seen First

Coordinate with auto body repair shops, auto restoration specialists, and service providers to facilitate repairs and restorations. * Apply underwriting principles to ensure claims are processed ...

Advise and service Personal Lines clients (home/auto/umbrella/flood and other PL), handling changes ... Partner with carriers/underwriters to obtain quotes, submit documentation, and resolve requests ...

... auto & home insurance. Be a true advocate making a difference in the lives of others, solving ... underwriting, home inspections, administrative/follow up tasks etc. * Support dealership ...

New

next page

Showing results 1-20

Auto Underwriter information

See Rhode Island salary details

$31.8K

$77.2K

$136.6K

How much do auto underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for auto underwriter in Rhode Island is $77,247.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,700.00 and $85,200.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.

What are popular job titles related to Auto Underwriter jobs in Rhode Island?

For Auto Underwriter jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Auto Underwriter jobs in Rhode Island look for?

The top searched job categories for Auto Underwriter jobs in Rhode Island are:

Infographic showing various Auto Underwriter job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $77,247 per year, or $37.1 per hour.

Property Damage Claims Adjuster

Dean Auto Collision

Providence, RI • On-site

$45K - $55K/yr

Full-time

PTO

Re-posted 10 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.


Job description

We are seeking a detail-oriented and experienced Automotive Claims Adjuster to join our team. This role involves evaluating auto insurance claims, negotiating settlements, and ensuring efficient resolution of claims related to vehicle damages. The ideal candidate will possess strong analysis skills, automotive knowledge, and excellent communication abilities to provide exceptional service to clients while maintaining adherence to company policies and industry standards.

Duties

  • Assess and investigate auto insurance claims by reviewing repair estimates, police reports, and other relevant documentation.
  • Negotiate settlements with policyholders, repair shops, and third parties to reach fair and accurate resolutions.
  • Utilize mechanical knowledge and auto estimating skills to evaluate vehicle damage and determine repair costs.
  • Coordinate with auto body repair shops, auto restoration specialists, and service providers to facilitate repairs and restorations.
  • Apply underwriting principles to ensure claims are processed within policy coverage limits.
  • Prepare detailed reports on claim status, damages, and settlement offers for management review.
  • Maintain thorough records of all claim activities in accordance with regulatory standards.
  • Provide guidance on automotive repair processes and service writing when necessary to assist clients through the claims process.

Skills

  • Strong negotiation skills with the ability to reach mutually beneficial agreements.
  • Mechanical knowledge of automotive systems, auto body repair, and automotive repair processes.
  • Experience in auto estimating, auto service management, and auto restoration is highly desirable.
  • Excellent analysis skills to evaluate damages accurately and identify potential issues or fraud.
  • Familiarity with underwriting principles related to auto insurance policies.
  • Effective communication skills for interacting with clients, repair shops, and internal teams.
  • Ability to work independently while managing multiple claims efficiently.
  • Knowledge of automotive service procedures and industry standards enhances claim evaluation accuracy. This position offers an opportunity for a dedicated professional with automotive expertise to contribute significantly to our claims processing team while providing outstanding service to our clients through expert evaluation and negotiation skills.

Job Type: Full-time

Pay: $40,000.00 - $55,000.00 per year

Benefits:


  • Flexible schedule
  • Paid time off


Work Location: In person