ZipRecruiter

Log In

1

Auto Underwriter Jobs (NOW HIRING)

FMNE Insurance Company

Auto Underwriter

Lincoln, NE · On-site

FMNE Insurance is seeking an Auto Underwriter to join our Auto Underwriting Department . This role is ideal for a motivated, detail-oriented professional who makes sound decisions, and delivers fair ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General Agency (MGA), our people are at the heart of everything we do. We are committed to building a workplace ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General Agency (MGA), our people are at the heart of everything we do. We are committed to building a workplace ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

next page

Showing results 1-20

All JobsAuto Underwriter Jobs

Auto Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do auto underwriter jobs pay per year?

As of Jul 6, 2026, the average yearly pay for auto underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does an auto underwriter do?

An auto underwriter evaluates insurance applications for vehicle policies by analyzing risk factors such as driving history, vehicle details, and applicant information. They determine coverage eligibility, set premium rates, and ensure policies comply with company guidelines, often using specialized software and industry knowledge.

What does a typical day look like for an Auto Underwriter?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

Is underwriting a high paying career?

Auto underwriters typically earn a median salary that is competitive within the insurance industry, with pay increasing with experience and certifications. While not among the highest-paying jobs overall, experienced underwriters can earn a comfortable income, especially in larger companies or specialized fields.

What is an Auto Underwriter job?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

How much do auto owners underwriters make?

Auto underwriters typically earn a median annual salary of around $60,000 to $70,000, depending on experience, location, and employer. Entry-level underwriters may start at lower salaries, while experienced professionals or those in senior roles can earn over $80,000 annually.

What are the key skills and qualifications needed to thrive in the Auto Underwriter position, and why are they important?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically a bachelor's degree in finance, business, or a related field is required. Relevant skills include knowledge of insurance policies, risk assessment, and proficiency with underwriting software; obtaining industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
More about Auto Underwriter jobs
What cities are hiring for Auto Underwriter jobs? Cities with the most Auto Underwriter job openings:
What are the most commonly searched types of Auto Underwriter jobs? The most popular types of Auto Underwriter jobs are:
What states have the most Auto Underwriter jobs? States with the most job openings for Auto Underwriter jobs include:
What job categories do people searching Auto Underwriter jobs look for? The top searched job categories for Auto Underwriter jobs are:
Auto Underwriter jobs near you
Infographic showing various Auto Underwriter job openings in the United States as of June 2026, with employment types broken down into 23% As Needed, 57% Full Time, 1% Part Time, 8% Temporary, 10% Nights, and 1% Summer. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Auto Underwriter

FMNE Insurance Company

Lincoln, NE • On-site

Full-time

Medical, Retirement

Posted 4 days ago

Job description

FMNE Insurance is seeking an Auto Underwriter to join our Auto Underwriting Department. This role is ideal for a motivated, detail-oriented professional who makes sound decisions, and delivers fair, high-quality service to policyholders and agents. Join a stable, values-driven company with deep Midwest roots and a strong team-focused culture.

This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis. Please submit a resume and cover letter for consideration.

We offer a competitive salary and a comprehensive benefits package, including health coverage, a generous 401(k), pension plan, wellness programs, and a hybrid work model for eligible employees.

Role Overview of an Auto Underwriter:

This position is responsible for, but not limited to, analyzing new applications and endorsement requests for the purpose of selecting those risks that are acceptable based on established Company rules and guidelines. Performs under established routine and practice regarding underwriting rules.

Responsibilities of an Auto Underwriter:
  • Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
  • Analyze and evaluate applications and endorsement requests to approve or decline in accordance with Company rules and guidelines.
  • Calendar binders based on the effective date. Follow up on unanswered requests for information and expiring binders.
  • Communicate effectively, by phone, e-mail or in writing, with agents, applicants, or policyholders. regarding questions raised or submitted and/or to obtain additional underwriting information.
  • Receive and handle unsolicited phone calls that originate outside the Company.
  • Have occasional in-person contact with agents and policyholders concerning underwriting questions or policy changes.
  • Assist agents in calculating quotes on new risks.
  • Handle routine policy cancellations and, if needed, manually calculate unearned premium.
  • Coordinate the allocation of policy premiums with the Accounting Department.
  • Handle late and insufficient funds premium payments, which includes re-underwriting the policy file.
  • Ensure smooth workflow and assist in training employees and/or overseeing their work as requested.
  • Keep current on underwriting rules and regulations.
  • Provide technical guidance to underwriters and clerical employees.
  • Regular and timely attendance in the office is an essential function of the position.
Skills and Qualifications of an Auto Underwriter:
  • High school diploma or equivalent required; associate or bachelor’s degree in a related field preferred.
  • Minimum of two years of experience in the insurance industry preferred.
  • Completion of industry-related courses such as API, AINS, CPCU, or similar is a plus.
  • Strong verbal and written communication skills, with the ability to interact professionally and effectively with agents, insured parties, and mortgagees/lienholders via phone, email, written correspondence, and in-person meetings.
  • Proficient in using a personal computer, including familiarity with standard business software applications (e.g., Microsoft Office Suite).
  • Demonstrated ability to perform detailed, precise work, take ownership of responsibilities, and collaborate effectively as part of a team.

FMNE Insurance Company recognizes that an individual with a disability may require accommodation to enable them to successfully perform a job function. Should you require such accommodation, please indicate the job function and suggested accommodation during the interview process. FMNE will attempt to make reasonable accommodation.

Apply