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Auto Underwriter Jobs (NOW HIRING)

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General Agency (MGA), our people are at the heart of everything we do. We are committed to building a workplace ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

Personal Auto Underwriter Join a Team That Invests in Your Success At Lonestar Managing General Agency (MGA), our people are at the heart of everything we do. We are committed to building a workplace ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

In this role, you will support the underwriting process by reviewing and processing personal auto policies, ensuring compliance with state regulations, and providing outstanding service to agents and ...

JPMorgan Chase & Co

Auto - Underwriter III

Tampa, FL · On-site

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

JP Morgan Chase

Auto - Underwriter III

Tampa, FL · On-site

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

JPMorgan Chase & Co.

Auto - Underwriter III

Tampa, FL · On-site

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

JPMorgan Chase & Co.

Auto - Underwriter III

Tampa, FL · On-site

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

Mariner Finance

Auto Underwriter I

Eagan, MN · On-site

$24.90 - $30.14/hr

Review, analyze, and underwrite Direct Auto applications using sound judgment and company guidelines in the decision-making process. * Assist Branch employees with negotiation of loans based on ...

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Auto Underwriter information

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$32.5K

$78.9K

$139.5K

How much do auto underwriter jobs pay per year?

As of Sep 13, 2026, the average yearly pay for auto underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.
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Auto Underwriter jobs near you
Infographic showing various Auto Underwriter job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Commercial Auto Underwriter

New York, NY • On-site

Boutique Recruiting
Recruiting and Staffing Services • 51 - 200 employees
Learn more about Boutique Recruitingexternal

$90K - $100K/yr

Full-time

Medical, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Position Title: Senior Commercial Auto Underwriter
The Senior Commercial Auto Underwriter will play a critical role in managing and executing underwriting functions within a dynamic insurance environment. This position involves evaluating various commercial auto risks, particularly in sectors such as trucking, garages, and towing. The underwriter will be responsible for pricing and negotiating terms, ensuring compliance with guidelines, and fostering strong relationships with brokers and agents. The ideal candidate will have extensive experience in underwriting and a solid understanding of the commercial auto insurance landscape. This role demands strong analytical skills and the ability to mentor junior staff while adapting to a rapidly growing company culture. The position operates in a hybrid work environment, providing flexibility and opportunities for professional growth.
Salary Range: $90,000 - $130,000 / Year BASE DOE
Senior Commercial Auto Underwriter Responsibilities:
  • Review and analyze new and renewal submissions
  • Price accounts using internal tools and prepare quotes and binders
  • Set coverage terms, conditions, and exclusions based on each risk
  • Negotiate pricing and terms with brokers and agents
  • Evaluate loss history, financials, exposures, and profitability
  • Monitor existing accounts and recommend adjustments as needed
  • Refer complex risks to management when outside authority
  • Maintain accurate underwriting files and documentation
  • Handle endorsements and ensure compliance with guidelines
  • Build and maintain strong broker and agency relationships
  • Participate in virtual and in-person marketing visits
  • Serve as a technical resource to the team
  • Assist with mentoring and training junior staff
  • Support business growth and retention strategies
  • Support special projects and business initiatives

Senior Commercial Auto Underwriter Requirements:
  • 8+ years of underwriting experience
  • High school diploma
  • Proficiency in Word and Outlook
  • Experience in commercial auto insurance, specifically in trucking, garage, and towing
  • Bachelor's degree preferred
  • Insurance certifications/designations preferred
  • Experience writing in multiple states preferred
  • Prior experience with insurance companies and larger MGAs preferred
  • E&S underwriting experience preferred

Benefits:
  • Medical coverage with 50% covered for the employee through United Healthcare / Oxford Liberty, eligible after 3 months
  • 401K
  • Generous PTO
  • Friendly and supportive company culture in a small team
  • Hybrid work environment

If you are a Senior Commercial Auto Underwriter looking to take the next step in your career, apply now! #LI-SB1
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About Boutique Recruiting

Sourced by ZipRecruiter

We are a team with shared goals; mindfully placing candidates in the workforce to successfully fulfill their career ambitions while encouraging a sense of purpose and value. We have created a new kind of placement firm — one that values connection, personalization, commitment, impact, boldness and achievement. At Boutique Recruiting, our clients, candidates and employees are at the heart of our success.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

San Diego, CA, US

Year founded

2014

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