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Auto Underwriter Jobs (NOW HIRING)

FMNE Insurance Company

Auto Underwriter

Lincoln, NE · On-site

FMNE Insurance is seeking an Auto Underwriter to join our Auto Underwriting Department . This role is ideal for a motivated, detail-oriented professional who makes sound decisions, and delivers fair ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO · On-site

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

Lonestar

Personal Auto Underwriter

Richardson, TX

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

Lonestar

Personal Auto Underwriter

Richardson, TX · On-site

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

Lonestar

Personal Auto Underwriter

Lees Summit, MO

The Personal Auto Underwriter will be responsible for assisting the Underwriting Department in overall productivity. Scope of the position includes ensuring compliance with state mandated handling ...

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Auto Underwriter information

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$32.5K

$78.9K

$139.5K

How much do auto underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for auto underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does an auto underwriter do?

An auto underwriter evaluates insurance applications for vehicle policies by analyzing risk factors such as driving history, vehicle details, and applicant information. They determine whether to approve, modify, or deny coverage and set appropriate premium rates, often using specialized software and adhering to company guidelines. Strong analytical skills and knowledge of insurance regulations are essential for this role.

What does a typical day look like for an Auto Underwriter?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What is automotive underwriting?

Automotive underwriting is the process used by auto underwriters to evaluate insurance applications and determine the risk of insuring a driver or vehicle. It involves analyzing factors such as driving history, vehicle details, and coverage options to establish policy terms and premiums. This role requires attention to detail and knowledge of insurance policies and risk assessment tools.

What is the highest paying underwriting job?

Senior and executive-level underwriting roles, such as Chief Underwriting Officer or Vice President of Underwriting, tend to be the highest paying in the industry. These positions require extensive experience, leadership skills, and often involve overseeing large portfolios or strategic decision-making, resulting in higher compensation packages.

What is an Auto Underwriter job?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What are the key skills and qualifications needed to thrive in the Auto Underwriter position, and why are they important?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

What jobs pay 2000 a day?

Auto underwriters typically do not earn $2,000 a day; their salaries are usually lower and based on annual compensation. High-paying jobs that can reach or exceed this level include specialized roles such as senior executives, certain investment bankers, or highly experienced consultants, often requiring advanced skills, certifications, and extensive experience. These roles are usually found in finance, management, or consulting industries and may involve long hours or high responsibility.
More about Auto Underwriter jobs
What cities are hiring for Auto Underwriter jobs? Cities with the most Auto Underwriter job openings:
What are the most commonly searched types of Auto Underwriter jobs? The most popular types of Auto Underwriter jobs are:
What states have the most Auto Underwriter jobs? States with the most job openings for Auto Underwriter jobs include:
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Auto Underwriter jobs near you
Infographic showing various Auto Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Auto Underwriter

FMNE Insurance Company

Lincoln, NE • On-site

Full-time

Medical, Retirement

Posted 12 days ago

Job description

FMNE Insurance is seeking an Auto Underwriter to join our Auto Underwriting Department. This role is ideal for a motivated, detail-oriented professional who makes sound decisions, and delivers fair, high-quality service to policyholders and agents. Join a stable, values-driven company with deep Midwest roots and a strong team-focused culture.

This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis. Please submit a resume and cover letter for consideration.

We offer a competitive salary and a comprehensive benefits package, including health coverage, a generous 401(k), pension plan, wellness programs, and a hybrid work model for eligible employees.

Role Overview of an Auto Underwriter:

This position is responsible for, but not limited to, analyzing new applications and endorsement requests for the purpose of selecting those risks that are acceptable based on established Company rules and guidelines. Performs under established routine and practice regarding underwriting rules.

Responsibilities of an Auto Underwriter:
  • Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
  • Analyze and evaluate applications and endorsement requests to approve or decline in accordance with Company rules and guidelines.
  • Calendar binders based on the effective date. Follow up on unanswered requests for information and expiring binders.
  • Communicate effectively, by phone, e-mail or in writing, with agents, applicants, or policyholders. regarding questions raised or submitted and/or to obtain additional underwriting information.
  • Receive and handle unsolicited phone calls that originate outside the Company.
  • Have occasional in-person contact with agents and policyholders concerning underwriting questions or policy changes.
  • Assist agents in calculating quotes on new risks.
  • Handle routine policy cancellations and, if needed, manually calculate unearned premium.
  • Coordinate the allocation of policy premiums with the Accounting Department.
  • Handle late and insufficient funds premium payments, which includes re-underwriting the policy file.
  • Ensure smooth workflow and assist in training employees and/or overseeing their work as requested.
  • Keep current on underwriting rules and regulations.
  • Provide technical guidance to underwriters and clerical employees.
  • Regular and timely attendance in the office is an essential function of the position.
Skills and Qualifications of an Auto Underwriter:
  • High school diploma or equivalent required; associate or bachelor’s degree in a related field preferred.
  • Minimum of two years of experience in the insurance industry preferred.
  • Completion of industry-related courses such as API, AINS, CPCU, or similar is a plus.
  • Strong verbal and written communication skills, with the ability to interact professionally and effectively with agents, insured parties, and mortgagees/lienholders via phone, email, written correspondence, and in-person meetings.
  • Proficient in using a personal computer, including familiarity with standard business software applications (e.g., Microsoft Office Suite).
  • Demonstrated ability to perform detailed, precise work, take ownership of responsibilities, and collaborate effectively as part of a team.

FMNE Insurance Company recognizes that an individual with a disability may require accommodation to enable them to successfully perform a job function. Should you require such accommodation, please indicate the job function and suggested accommodation during the interview process. FMNE will attempt to make reasonable accommodation.

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