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Auto Finance Underwriter Jobs (NOW HIRING)

$70 - $100/hr

... underwriting guidelines and make recommendations to originate dealer commercial loans.* Services ... Auto) Finance Underwriting Experience* 5+ years Commercial (Auto) Sales Experience* Bachelor ...

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Auto Finance Underwriter information

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$5

$25

$37

How much do auto finance underwriter jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for auto finance underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What does an auto finance underwriter do?

An Auto Finance Underwriter is responsible for evaluating loan applications for vehicle purchases to determine the creditworthiness of applicants. They review financial documents, credit histories, and other relevant information to assess risk and decide whether to approve or deny the loan request. Their job also involves ensuring that all loans comply with industry regulations and company policies while minimizing financial risk for the lender. Effective underwriters balance risk management with customer service, playing a key role in the auto lending process.

What are the key skills and qualifications needed to thrive as an auto finance underwriter?

To thrive as an Auto Finance Underwriter, you need strong analytical skills, a solid grasp of credit risk assessment, and a background in finance or a related field. Familiarity with loan origination systems, credit bureau software, and sometimes certification in consumer lending are typically required. Attention to detail, sound judgment, and effective communication are vital soft skills for evaluating applicants and collaborating with sales teams. These abilities ensure accurate risk assessment, compliance with regulations, and sound lending decisions that protect the institution’s interests.

How does an auto finance underwriter typically collaborate with dealership staff and loan officers during the loan approval process?

Auto Finance Underwriters frequently work closely with dealership staff and loan officers to assess and process auto loan applications. They review credit reports, verify documentation, and clarify any discrepancies by communicating directly with dealers or loan officers. This collaboration ensures that all necessary information is accurate and complete, helping to expedite the decision-making process. Strong interpersonal and communication skills are essential for resolving issues quickly and maintaining positive working relationships across teams.

What is the difference between Auto Finance Underwriter vs Auto Loan Processor?

AspectAuto Finance UnderwriterAuto Loan Processor
CredentialsTypically requires a bachelor's degree in finance, business, or related field; certifications like CAMS or similar are commonOften requires a high school diploma or equivalent; some roles prefer associate degrees or relevant experience
Work EnvironmentWorks in finance or lending departments, analyzing loan applications and assessing riskWorks in loan processing teams, gathering documents and preparing files for approval
Employer & Industry UsageUsed by banks, credit unions, and auto lenders during the loan approval processEmployed by similar financial institutions to facilitate loan documentation and processing

The main difference is that Auto Finance Underwriters evaluate the risk and approve or deny auto loan applications, while Auto Loan Processors handle the documentation and prepare files for approval. Both roles are essential in the auto lending industry but focus on different stages of the loan process.

More about Auto Finance Underwriter jobs

What cities are hiring for Auto Finance Underwriter jobs?

Cities with the most Auto Finance Underwriter job openings:

What states have the most Auto Finance Underwriter jobs?

States with the most job openings for Auto Finance Underwriter jobs include:

Infographic showing various Auto Finance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Commercial Relationship Mgr, Auto Finance

Huntington Bank

On-site

$70 - $100/hr

Other

Posted 3 days ago

New


Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

66th of 174 rated banks


Job description

Commercial Relationship Mgr, Auto Finance - AR page is loaded## Commercial Relationship Mgr, Auto Finance - ARremote type: Remotelocations: Arkansastime type: Full timeposted on: Posted Todayjob requisition id: R0071328# **Description****Summary:**The Auto Finance Portfolio Manager III Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. Owns primary responsibility for the credit and monitoring of Auto Finance portfolio risks. Must have demonstrated, extensive formal credit training and experience as approval officer in Commercial Auto Finance.The ideal candidate will reside in the state of Arkansas and/or have it as part of their current territory. **Duties & Responsibilities:*** Candidate will develop automotive dealership new client relationships through outside calling sales activities in assigned market area.* Uncovering and negotiating new commercial loan business, banking products and services opportunities for new dealer prospects.* Working through assigned credit partners candidate would follow credit policy, structures, underwriting guidelines and make recommendations to originate dealer commercial loans.* Services portfolio through required dealer monitoring, and financial review while continuously prospecting new customers.* Manages portfolio, assesses area market risks and general business conditions.* May assist Product Specialists in selling and servicing various bank products.* Deals with very large credit exposures and most complex loans, including syndications.* May organize work and deal flow and/or coach other Bank colleagues.* Some travel may be required.* Performs other duties as assigned.**Basic Qualifications:*** 5+ years working with multiple automotive dealer groups* 5+ years Commercial (Auto) Finance Underwriting Experience* 5+ years Commercial (Auto) Sales Experience* Bachelor's Degree**Preferred Qualifications:*** Excellent verbal and written communication skills* Strong sales and negotiation skills* Commercial Financial Analysis Comprehension and Review* Local Automotive Dealer knowledge and existing relationships**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**RemoteOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington is an Equal Opportunity Employer.Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.**Note to Agency Recruiters:**Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. #J-18808-Ljbffr

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