ZipRecruiter

Log In

1

Auto Finance Underwriter Jobs (NOW HIRING)

Huntington

Auto Finance Market Manager 3

Florida, PR · On-site +1

Description The Auto Finance Market Manager III is responsible for indirect retail & commercial ... commercial / indirect underwriting teams, analysis, planning, marketing, budget management ...

next page

Showing results 1-20

All JobsAuto Finance Underwriter Jobs

Auto Finance Underwriter information

See salary details

$5

$25

$37

How much do auto finance underwriter jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for auto finance underwriter in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

How does an Auto Finance Underwriter typically collaborate with dealership staff and loan officers during the loan approval process?

Auto Finance Underwriters frequently work closely with dealership staff and loan officers to assess and process auto loan applications. They review credit reports, verify documentation, and clarify any discrepancies by communicating directly with dealers or loan officers. This collaboration ensures that all necessary information is accurate and complete, helping to expedite the decision-making process. Strong interpersonal and communication skills are essential for resolving issues quickly and maintaining positive working relationships across teams.

What are the key skills and qualifications needed to thrive as an Auto Finance Underwriter, and why are they important?

To thrive as an Auto Finance Underwriter, you need strong analytical skills, a solid grasp of credit risk assessment, and a background in finance or a related field. Familiarity with loan origination systems, credit bureau software, and sometimes certification in consumer lending are typically required. Attention to detail, sound judgment, and effective communication are vital soft skills for evaluating applicants and collaborating with sales teams. These abilities ensure accurate risk assessment, compliance with regulations, and sound lending decisions that protect the institution’s interests.

What is the difference between Auto Finance Underwriter vs Auto Loan Processor?

AspectAuto Finance UnderwriterAuto Loan Processor
CredentialsTypically requires a bachelor's degree in finance, business, or related field; certifications like CAMS or similar are commonOften requires a high school diploma or equivalent; some roles prefer associate degrees or relevant experience
Work EnvironmentWorks in finance or lending departments, analyzing loan applications and assessing riskWorks in loan processing teams, gathering documents and preparing files for approval
Employer & Industry UsageUsed by banks, credit unions, and auto lenders during the loan approval processEmployed by similar financial institutions to facilitate loan documentation and processing

The main difference is that Auto Finance Underwriters evaluate the risk and approve or deny auto loan applications, while Auto Loan Processors handle the documentation and prepare files for approval. Both roles are essential in the auto lending industry but focus on different stages of the loan process.

What does an Auto Finance Underwriter do?

An Auto Finance Underwriter is responsible for evaluating loan applications for vehicle purchases to determine the creditworthiness of applicants. They review financial documents, credit histories, and other relevant information to assess risk and decide whether to approve or deny the loan request. Their job also involves ensuring that all loans comply with industry regulations and company policies while minimizing financial risk for the lender. Effective underwriters balance risk management with customer service, playing a key role in the auto lending process.
More about Auto Finance Underwriter jobs
What cities are hiring for Auto Finance Underwriter jobs? Cities with the most Auto Finance Underwriter job openings:
What states have the most Auto Finance Underwriter jobs? States with the most job openings for Auto Finance Underwriter jobs include:
What job categories do people searching Auto Finance Underwriter jobs look for? The top searched job categories for Auto Finance Underwriter jobs are:
Auto Finance Underwriter jobs near you

Business Analyst - Auto Finance

Prophecy Technologies

Plano, TX • On-site

Full-time

Posted 19 days ago

Job description

Job Summary:
We are seeking a highly analytical and detail-oriented Business Analyst to manage the post-origination servicing of loans and the administration of our loan management systems, with a specific focus on the Defi Servicing and VLOS platforms. The ideal candidate will bridge the gap between traditional auto lendingfinance operations and emerging decentralized finance principles.
Key Responsibilities:
  • Elicit and document detailed business and functional requirements (BRDsFRDs) for loanlease origination and servicing systems.
  • Support end-to-end workflows including dealer onboarding, underwriting, funding, payment processing, collections, and lease-end remarketing.
  • Analyze and validate complex financial calculations such as APR, lease money factors, residual values, and amortization schedules.
  • Identify gaps in current lending capabilities and recommend technical solutions or process improvements to enhance the customer and dealer experience.
  • Create comprehensive test plans and lead User Acceptance Testing (UAT) to ensure system updates meet business needs without impacting account accuracy.
  • Use SQL or other data tools to troubleshoot system issues, perform root cause analysis, and generate reports on portfolio performance.

Required Technical Skills:
  • Proficiency in SQL for data extraction and system validation.
  • Experience in AgileScrum environments using tools like JIRA and Confluence.
  • Advanced Excel skills for financial modeling and data reconciliation.

Required Qualifications:
  • Exceptional analytical and problem-solving abilities, with precision and attention to detail.
  • Strong communication skills to articulate complex concepts to diverse stakeholders.
  • Proficiency in data analysis tools and advanced Excel skills (Macros are a plus).
  • Ability to adapt to a fast-paced, dynamic environment and manage multiple high-impact initiatives.
  • 5 years of experience as a Business Analyst specifically within the Auto Finance or consumer lending industry.
  • Direct experience with Loan Origination Systems (LOS) and Servicing Platforms (e.g., defi SOLUTIONS, Dealertrack, RouteOne).
  • Deep understanding of both indirect and direct lending models for loans and leases.

Preferred Qualifications:
  • Agile methodology.

Apply