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Auto Underwriter Jobs in Virginia (NOW HIRING)

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

Underwriter

Forest, VA · On-site

$49K - $73K/yr

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Underwriter

Forest, VA

$49K - $73K/yr

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Captives Underwriter

Alexandria, VA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

... auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Senior Underwriter

Richmond, VA

$97K - $115K/yr

... auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

... auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is ... Underwriter II, Agriculture This role performs risk assessments for all available products ...

Insurance Underwriter

Bedford, VA · On-site

$100K - $300K/yr

Commercial Multi Lines Insurance Underwriter - Arlington, VA Insurance Underwriter Specialty ... Auto, W/C and Umbrella with 4 year degree. A global premier insurance carrier offering full company ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Federated/Fisher Auto Parts, Home of the Parts Professionals! Providing world class customer ... Maintain a valid driver's license and driving record which meets the underwriting * standards;

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Showing results 1-20

Auto Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do auto underwriter jobs pay per year?

As of Aug 2, 2026, the average yearly pay for auto underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What does an auto underwriter do?

An auto underwriter evaluates insurance applications for vehicle policies by analyzing risk factors such as driving history, vehicle details, and applicant information. They determine coverage eligibility, set premium rates, and ensure policies comply with company guidelines, often using specialized software and industry knowledge.

What does a typical day look like for an Auto Underwriter?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

Is underwriting a high paying career?

Auto underwriters typically earn a median salary that is competitive within the insurance industry, with pay increasing with experience and certifications. While not among the highest-paying jobs overall, experienced underwriters can earn a comfortable income, especially in larger companies or specialized fields.

What is an Auto Underwriter job?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

How much do auto owners underwriters make?

Auto underwriters typically earn a median annual salary of around $60,000 to $70,000, depending on experience, location, and employer. Entry-level underwriters may start at lower salaries, while experienced professionals or those in senior roles can earn over $80,000 annually.

What are the key skills and qualifications needed to thrive in the Auto Underwriter position, and why are they important?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically a bachelor's degree in finance, business, or a related field is required. Relevant skills include knowledge of insurance policies, risk assessment, and proficiency with underwriting software; obtaining industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
Infographic showing various Auto Underwriter job openings in Virginia as of July 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 70% In-person, 18% Hybrid, and 12% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

Indirect Auto Credit Analyst

TEKsystems

Richmond, VA • Remote

$27 - $32/hr

Contractor

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago


Job description

Indirect Auto Underwriter | Credit Analyst

Schedule: 12:00 PM – 9:00 PM MT (weekends required)

Location: Remote -

MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, OR Hawaii

About the Role

We’re seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decision auto loan applications sourced through dealerships and credit unions. In this role, you’ll own credit decisions from start to finish while partnering closely with dealers and credit union representatives to maximize funding and approval rates. This position is ideal for underwriters who are confident decision‑makers and thrive in a fast‑paced, high‑volume environment.


Key Responsibilities
  • Review and underwrite indirect auto loan applications from dealer and credit union channels
  • Analyze credit bureaus, income calculations, debt‑to‑income (DTI), and loan‑to‑value (LTV) ratios
  • Make final credit decisions: approve, deny, or condition files for additional information
  • Communicate directly with dealers and credit union partners to resolve stipulations and negotiate loan terms
  • Document underwriting decisions clearly across multiple loan origination systems
  • Monitor dealer productivity and support improved look‑to‑book and funding ratios
  • Send completed loan packages to credit unions for final funding
  • Support operational goals related to turnaround time, volume, and quality
  • Mentor junior Credit Analysts as needed

Required Qualifications
  • Minimum 2 years of true indirect auto underwriting experience with decision‑making authority
  • Strong experience breaking down credit bureaus, income calculations, LTV, and DTI
  • Hands‑on experience with L360, CUDL, Ideal, Keystone Correlation, Loans PQ, and/or Meridian Link
  • Comfortable working weekends and late shifts (12 PM – 9 PM MT)
  • Strong documentation, communication, and relationship‑building skills

Education
  • High school diploma or equivalent required
  • Associate’s or Bachelor’s degree preferred

Why This Role
  • Full underwriting autonomy and decision authority
  • High visibility with credit unions and dealers
  • Opportunity to directly influence funding and capture rates
  • Fast‑paced, results‑driven environment with growth potential

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Job Type & Location

This is a Contract to Hire position based out of Richmond, VA.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Jul 31, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.