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Auto Underwriter Jobs in Virginia (NOW HIRING)

Underwriter

Forest, VA · On-site

$49K - $73K/yr

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Underwriter

Forest, VA · On-site

$49K - $73K/yr

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Acquire a working knowledge of supporting sections of the underwriting department. * Effectively ...

Captives Underwriter

Alexandria, VA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Sr Underwriter

Richmond, VA · On-site

$7.5K - $110K/yr

... auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Senior Underwriter

Richmond, VA · On-site

$75K - $115K/yr

... auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is ... The Senior Underwriter serves as a trusted resource to agents and internal partners, provides ...

Auto Claims Adjuster

Richmond, VA · Hybrid

$55K - $62K/yr

... Engage underwriting, legal, and other core stakeholders for comprehensive investigation and ... Auto Claims (2 years of experience is required) Qualifications * Years of experience: 2 years

New

Auto Damage Adjuster

Fairfax, VA · On-site +1

$36.63 - $46.80/hr

Your Impact at GEICO As an Auto Damage Adjuster, you'll guide customers through complex claims with ... Valid driver's license that meets company underwriting guidelines required. * Ability to maintain ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Understand and provide effective challenge on Pricing and Reserve calculation for Auto Insurance ... Underwriting Responsibilities (20%): * Develop and implement underwriting guidelines and procedures ...

Auto PD - Adjuster Service Claims

Richmond, VA · Hybrid

$49K - $63K/yr

Engage underwriting, legal, and stakeholders for comprehensive investigation and evaluation ... Typically has 3-4 years of relevant Auto claim-handling experience. * Guidewire experience is a ...

Federated/Fisher Auto Parts, Home of the Parts Professionals! Providing world class customer ... Maintain a valid driver's license and driving record which meets the underwriting * standards;

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Auto Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do auto underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for auto underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.
Infographic showing various Auto Underwriter job openings in Virginia as of August 2026, with employment types broken down into 88% Full Time, 2% Part Time, and 10% Contract. Highlights an 88% In-person, 7% Hybrid, and 5% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

$49K - $73K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 311 rated insurance


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
  • Analyze loss experience, financial conditions and physical characteristics of risks.
  • Acquire a working knowledge of supporting sections of the underwriting department.
  • Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience
  • Bachelor's degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs

Compensation
Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $49,000.00 - $73,000.00. Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
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