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Auto Underwriter Jobs (NOW HIRING)

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

Underwriter - HYBRID

Great Neck, NY · On-site

$60K - $90K/yr

Underwriter (Commercial Auto) - HYBRID Location * 1010 Northern Blvd, Suite 238, Great Neck, NY 11021 Salary * $60,000 - $90,000/year, DOE Position Type * Full-Time * Monday - Friday * 9 am - 6 pm

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Auto Underwriter information

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$32.5K

$78.9K

$139.5K

How much do auto underwriter jobs pay per year?

As of Jun 14, 2026, the average yearly pay for auto underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does an auto underwriter do?

An auto underwriter evaluates insurance applications for vehicle policies by analyzing risk factors such as driving history, vehicle details, and applicant information. They determine whether to approve, modify, or deny coverage and set appropriate premium rates, often using specialized software and adhering to company guidelines. Strong analytical skills and knowledge of insurance regulations are essential for this role.

What does a typical day look like for an Auto Underwriter?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What is automotive underwriting?

Automotive underwriting is the process used by auto underwriters to evaluate insurance applications and determine the risk of insuring a driver or vehicle. It involves analyzing factors such as driving history, vehicle details, and coverage options to establish policy terms and premiums. This role requires attention to detail and knowledge of insurance policies and risk assessment tools.

What is the highest paying underwriting job?

Senior and executive-level underwriting roles, such as Chief Underwriting Officer or Vice President of Underwriting, tend to be the highest paying in the industry. These positions require extensive experience, leadership skills, and often involve overseeing large portfolios or strategic decision-making, resulting in higher compensation packages.

What is an Auto Underwriter job?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What are the key skills and qualifications needed to thrive in the Auto Underwriter position, and why are they important?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

What jobs pay 2000 a day?

Auto underwriters typically do not earn $2,000 a day; their salaries are usually lower and based on annual compensation. High-paying jobs that can reach or exceed this level include specialized roles such as senior executives, certain investment bankers, or highly experienced consultants, often requiring advanced skills, certifications, and extensive experience. These roles are usually found in finance, management, or consulting industries and may involve long hours or high responsibility.
More about Auto Underwriter jobs
What cities are hiring for Auto Underwriter jobs? Cities with the most Auto Underwriter job openings:
What are the most commonly searched types of Auto Underwriter jobs? The most popular types of Auto Underwriter jobs are:
What states have the most Auto Underwriter jobs? States with the most job openings for Auto Underwriter jobs include:
Infographic showing various Auto Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Auto Underwriter - Florida

Auto Underwriter - Florida

United Automobile Insurance Company

Miami, FL • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago


Job description

Company Overview:
Founded in 1989, United Automobile Insurance Company is an established property and casualty insurance carrier serving agents and policyholders through disciplined underwriting, strategic claims handling, and continued investment in people and technology. UAIC is seeking a Florida Specialty Underwriter to join its Underwriting team.
Position Summary:
The Florida Specialty Underwriter is responsible for reviewing new business, endorsements, renewals, and underwriting transactions to evaluate risk, ensure compliance with company guidelines, and support profitable underwriting decisions. This role requires strong knowledge of Florida property and casualty insurance, sound judgment, attention to detail, and the ability to communicate professionally with agents, brokers, policyholders, and internal teams. This position is currently remote. Candidates must be able to work standard business hours, maintain a professional remote work environment, and meet productivity, quality, and confidentiality expectations.
Essential Duties and Responsibilities:
  • Review new business applications, endorsements, renewals, and related underwriting transactions to evaluate risk acceptability and policy eligibility.
  • Analyze underwriting information, including loss history, audit results, policy documentation, inspection findings, and other supporting reports.
  • Evaluate risks for compliance with company underwriting guidelines, policy provisions, and applicable regulatory requirements.
  • Make sound underwriting decisions to accept, modify, price-adjust, reject, non-renew, or cancel policies based on risk assessment.
  • Review discounts, credits, surcharges, exclusions, and other rating or policy factors for accuracy and compliance with company standards.
  • Identify unclear, incomplete, or conflicting information and request additional documentation from agents, brokers, or other appropriate parties.
  • Communicate underwriting decisions, documentation needs, and policy actions professionally and timely to agents, brokers, policyholders, and internal teams.
  • Document underwriting decisions clearly, including the basis for approvals, rejections, cancellations, pricing changes, exclusions, or other policy actions.
  • Initiate underwriting cancellations or insured-requested cancellations in accordance with company guidelines, policy terms, and applicable regulations.
  • Conduct peer reviews in a professional, objective, and constructive manner to support accuracy, consistency, and compliance.
  • Manage a high-volume workflow while maintaining quality, attention to detail, professionalism, and service standards.

Required Qualifications:
  • Florida 2-20 Property and Casualty General Lines License.
  • 3or moreyears of experience in the Florida insurance industry preferred.
  • Knowledge of underwriting guidelines, forms, procedures, regulations, coverages, and business processes.

Preferred Qualifications:
  • Strong verbal and written communication skills, with the ability to convey underwriting decisions clearly and professionally.
  • Excellent analytical, problem-solving, and decision-making skills with strong attention to detail.
  • Working knowledge of insurance forms, procedures, regulations, coverages, and business processes for assigned programs.
  • Proficiency in Microsoft Word, Excel, Windows-based applications, internet research, and related business systems.
  • Ability to exercise sound judgment, evaluate information objectively, and communicate recommendations or opinions with confidence.
  • Ability to work effectively in a fast-paced, high-volume environment while managing multiple priorities and deadlines.
  • Customer-focused approach with the ability to demonstrate professionalism, empathy, and responsiveness.
  • Ability to participate in and respond to peer reviews in a professional, constructive, and collaborative manner.
Strong interpersonal skills with the ability to work independently and as part of a team.
Benefits:
  • 401(k) Retirement Savings Plan with employer match.
  • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
  • Paid Time Off, Holidays, and Leave programs.
  • Flexible spending accounts
  • Basic Life Insurance and Voluntary Life/ADD
  • Voluntary Short Term and Long-Term Disability
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.