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Auto Underwriter Jobs in California (NOW HIRING)

Senior Internal Underwriter

Glendale, CA · On-site

$104K - $123K/yr

Strong knowledge of underwriting principles, auto industry, and risk assessment techniques. * Proficiency with underwriting software and data analysis tools. * Excellent analytical, decision-making ...

Underwriter - HYBRID

Anaheim, CA · On-site

$85K - $120K/yr

We are seeking a detail-oriented and experienced Property & Casualty Underwriter to evaluate, underwrite, and manage commercial auto accounts This role focuses on risk assessment, pricing, and ...

Captives Underwriter

San Francisco, CA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Captives Underwriter

Walnut Creek, CA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Captives Underwriter

Los Angeles, CA · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

Executive Underwriter

San Francisco, CA · On-site

$122K - $177K/yr

Workers Compensation, General Liability and Auto Liability. We are currently looking for a Executive Underwriter to join our San Francisco team. This role presents an exciting opportunity to work ...

Executive Underwriter

San Francisco, CA · On-site

$122K - $177K/yr

Workers Compensation, General Liability and Auto Liability. We are currently looking for a Executive Underwriter to join our San Francisco team. This role presents an exciting opportunity to work ...

Executive Underwriter

San Francisco, CA · On-site

$122K - $177K/yr

Workers Compensation, General Liability and Auto Liability. We are currently looking for a Executive Underwriter to join our San Francisco team. This role presents an exciting opportunity to work ...

Jr. Underwriter

Newport Beach, CA · On-site

$20.50 - $24.50/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You ... Auto finance or financial services experience preferred but not required * No certifications or ...

Senior Underwriter, Insurance

Napa, CA · On-site

$80K - $150K/yr

Established industry relationships in the commercial auto space, meaning existing broker and agency ... Underwriting Required Experience: 10-15 years of relevant experience Required Travel: Up to 25 ...

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Auto Underwriter information

See California salary details

$32.1K

$77.8K

$137.7K

How much do auto underwriter jobs pay per year?

As of Aug 21, 2026, the average yearly pay for auto underwriter in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

How to become an auto underwriter?

To become an auto underwriter, typically one needs a bachelor's degree in finance, insurance, or a related field, along with strong analytical and communication skills. Gaining experience in insurance underwriting or claims processing and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Proficiency with underwriting software and knowledge of auto insurance policies are also important.

What cities in California are hiring for Auto Underwriter jobs?

Cities in California with the most Auto Underwriter job openings:

Infographic showing various Auto Underwriter job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 18% Part Time, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Commercial Auto Underwriter-Middle Mile Delivery Program

HUB

Napa, CA • On-site

Full-time

Posted 6 days ago


Job description

Job Description

Specialty Programs Group - Transportation (SPGT) is seeking the position of Commercial Auto Underwriter. This position is looking for a self-motivated individual with a strong knowledge of insurance, wholesale and retail distribution, and marketing. Responsible for managing and executing each assigned specialty segment strategy for distribution excellence for your designated geography. At the same time continue to build each brand, leading to increased industry recognition, revenue, relevance, and respect amongst our target audience: agents, brokers, carriers, and employees. Support the operating, financial and strategic goals for all SPGT Divisions in collaboration with the respective leaders.

Department UnderwritingRequired Experience: 5-7 years of relevant experienceRequired Travel: Up to 25%Required Education: Bachelor's degree (4-year degree)

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