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Underwriting Training Program Jobs in California

theLender

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Mortgage Underwriting Trainer- On Site (Lake Forest, CA)

Lake Forest, CA · On-site

$40 - $47/hr

This role's primary responsibility is to train, curate, and support the underwriting training program, building and maintaining curriculum, job aids, and assessments, and delivering instruction ...

New

Cna

Underwriting Director (Technology P&C)

Irvine, CA · Hybrid

$180K - $225K/yr

... programs tailored to each client's unique risk profile. CNA continues to be the carrier of choice ... development of underwriting training and accountable for granting underwriting authority.

CNA

Underwriting Director (Technology P&C)

Irvine, CA · On-site

$180K - $225K/yr

... programs tailored to each client's unique risk profile. CNA continues to be the carrier of choice ... development of underwriting training and accountable for granting underwriting authority.

Quantum Electronic Payments

Underwriting

Anaheim, CA · On-site

$100K/yr

Maintain and update underwriting policies, procedures, decision matrices, and training materials ... Salary including quarterly profit-sharing bonus and comprehensive benefits program range ...

New

Awac

AVP, Underwriting - Environmental

Los Angeles, CA

$130K - $175K/yr

... training and mentoring programs. Our people are our most important asset, and we are very proud of ... Lead the region by driving underwriting culture, setting, and attaining profitability, premium and ...

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All JobsUnderwriting Training Program JobsUnderwriting Training Program Jobs in California

Underwriting Training Program information

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$8

$21

$33

How much do underwriting training program jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for underwriting training program in California is $21.98, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $27.07 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Underwriting Training Program position, and why are they important?

To thrive in an Underwriting Training Program, candidates typically need a bachelor's degree in finance, business, economics, or a related field, along with strong analytical and mathematical skills. Familiarity with spreadsheet software, underwriting systems, and industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Attention to detail, critical thinking, and effective communication are important soft skills for collaborating with teams and analyzing risk. These abilities help ensure accurate risk assessments, efficient workflow, and a strong foundation for future underwriting responsibilities.

Will AI replace underwriting?

AI is increasingly used in underwriting to automate data analysis and risk assessment, but it is unlikely to fully replace underwriters. Human judgment remains essential for complex cases, decision-making, and interpreting nuanced information. Underwriters will continue to adapt by integrating AI tools into their workflows to improve efficiency and accuracy.

Can I become an underwriter with no experience?

Underwriting training programs often accept candidates with little or no prior experience, as they provide comprehensive training on insurance policies, risk assessment, and industry tools. Having strong analytical skills, attention to detail, and a willingness to learn can help you succeed in entering an underwriting role without previous experience.

What is an Underwriting Training Program job?

An Underwriting Training Program is an entry-level position designed to train individuals in the fundamentals of risk assessment, policy evaluation, and decision-making within the insurance or financial industries. Trainees typically receive structured classroom instruction and hands-on experience working with senior underwriters. The program aims to develop analytical, communication, and decision-making skills necessary for assessing loan or insurance applications. Upon completion, participants often transition into underwriting roles with increased responsibilities.

Is underwriting a high paying career?

Underwriting can be a well-paying career, especially with experience and specialization in areas like commercial or specialty insurance. Salaries vary by industry, location, and level of expertise, but many underwriters earn competitive wages and have opportunities for advancement. Certifications and strong analytical skills can also enhance earning potential.

What can I expect during my time in an Underwriting Training Program?

During an Underwriting Training Program, you can expect to participate in a combination of classroom instruction and hands-on learning, where you’ll be introduced to risk assessment methods, insurance products, and company-specific underwriting guidelines. You’ll often work closely with experienced underwriters, shadowing their activities, reviewing case studies, and gradually taking on more responsibility in evaluating applications. The program typically emphasizes teamwork, ongoing feedback, and regular progress evaluations to prepare you for a full underwriting role. This immersive experience is designed to build your technical knowledge, decision-making skills, and confidence in handling real-world underwriting challenges.

How do you train to be an underwriter?

Training to be an underwriter typically involves completing a relevant degree such as in finance, business, or risk management, followed by on-the-job training where new underwriters learn company-specific policies and tools. Many programs also include coursework or certifications in insurance principles and risk assessment to develop necessary skills.
What are the most commonly searched types of Underwriting Training Program jobs in California? The most popular types of Underwriting Training Program jobs in California are:
What are popular job titles related to Underwriting Training Program jobs in California? For Underwriting Training Program jobs in California, the most frequently searched job titles are:
What job categories do people searching Underwriting Training Program jobs in California look for? The top searched job categories for Underwriting Training Program jobs in California are:
What cities in California are hiring for Underwriting Training Program jobs? Cities in California with the most Underwriting Training Program job openings:
Underwriting Training Program jobs near you
Infographic showing various Underwriting Training Program job openings in California as of July 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, 1% Temporary, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $45,709 per year, or $22 per hour.
Mortgage Underwriting Trainer- On Site (Lake Forest, CA)

Mortgage Underwriting Trainer- On Site (Lake Forest, CA)

theLender

Lake Forest, CA • On-site

$40 - $47/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

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Job description

The position is 100% in-office.

The Underwriting Trainer is responsible for the design, delivery, and ongoing support of theLender's underwriting training programs, including UW University and related curriculum for new and seasoned underwriters. This role's primary responsibility is to train, curate, and support the underwriting training program, building and maintaining curriculum, job aids, and assessments, and delivering instruction directly to underwriters at all experience levels.


This is an onsite, in-person delivery role. The Underwriting Trainer must be physically present to lead classroom instruction, facilitate hands-on file work, and provide real-time coaching, this cannot be performed on a fully remote basis. The Underwriting Trainer partners closely with Underwriting leadership and Learning & Development to ensure training reflects current guidelines, tools, and quality standards.


Essential Job Functions


Training Delivery

  • Deliver in-person and virtual, instructor-led training sessions to new and seasoned underwriters

Lead classroom instruction, workshops, and hands-on file-review exercises covering underwriting guidelines, credit analysis, and theLender systems

  • Provide real-time, in-person support to trainees during and after training, including system navigation and file-specific questions.
  • Use LMS to track attendance and training session completion for all onsite sessions.


Curriculum Development

  • Curate, build, and maintain training curriculum, instructor guides, job aids, and knowledge assessments for the underwriting training program.
  • Update all training materials manuals, job aids, presentations, and knowledge checks to reflect current guidelines, processes, and procedures.
  • Partner with Underwriting leadership, subject matter experts, and Learning & Development to identify business priorities and define learning objectives.
  • Support curriculum sequencing across mortgage fundamentals, credit and collateral analysis, compliance, and Non-QM/NONI product content.


Program Support

  • Support day-to-day operation of the underwriting training program, including scheduling, session logistics, and materials distribution.
  • Evaluate training effectiveness through feedback, knowledge-check results, and post-training performance; use findings to continuously improve materials and delivery.
  • Support the evaluation and rollout of new underwriting tools and technologies Perform other duties as assigned.


Essential Job Skills

  • Strong analytical and credit-judgment skills, with the ability to translate underwriting guidelines into clear instructional content.
  • Excellent verbal and written communication skills; comfortable presenting to and facilitating discussion with all levels of the organization.
  • Confident, engaging in-person presentation and facilitation skills this role requires holding a attention and adapting delivery in real time.
  • Ability to provide outstanding customer service and coaching in a fast-paced training environment.
  • Proficient with Microsoft 365 (Word, Excel, PowerPoint, Outlook and Teams) and Encompass or comparable Loan Origination Systems.
  • Strong planning and organizational skills; ability to manage multiple projects and delivery priorities.
  • Interpersonal skills necessary to build effective working relationships with underwriting leadership, trainees, and cross-functional partners.


Minimum Qualifications

  • 3–5 years of experience underwriting mortgage loans.
  • 2 years of experience delivering training, coaching, or mentoring in a professional environment.
  • Experience with Non-QM underwriting is a plus, though not required.
  • Working knowledge of mortgage underwriting guidelines and regulatory requirements (e.g., BSA/AML, RESPA, TILA).
  • Experience with Encompass or a comparable Loan Origination System.
  • Ability to handle competing priorities effectively within established timeframes.


Our Culture: It’s Everything

At theLender, we believe culture isn’t just a buzzword—it’s the foundation of everything we do. We’ve built an environment that’s energetic, social, and genuinely fun: It’s a place where hard work and high energy go hand-in-hand with fun, connection, and community.


Why People Love Working Here

  • Top Workplace – Recognized by employees year after year
  • Growth-focused environment with hands-on training
  • Account Executive Academy and Underwriter University – our in-house development programs
  • Comprehensive benefits including medical, dental, vision, 401(k), and gym reimbursement
  • A team that values collaboration, drive, and personality


Learn More About Us

  • Website: www.theLender.com
  • Social: Facebook | Instagram
  • LinkedIn: https://www.linkedin.com/company/thelender/posts/?feedView=all

Compensation

$40-47 per hour DOE

Company Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.