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Auto Underwriter Jobs in Arizona (NOW HIRING)

JPMorgan Chase & Co.

Auto - Underwriter III

Tempe, AZ · On-site

  • Medical

  • Retirement

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

JP Morgan Chase

Auto - Underwriter III

Tempe, AZ · Hybrid

  • Medical

  • Retirement

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

JPMorgan Chase & Co

Auto - Underwriter III

Tempe, AZ · Hybrid

  • Medical

  • Retirement

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

TEKsystems

Indirect Auto Credit Analyst

Phoenix, AZ · Remote

$27 - $32/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Indirect Auto Underwriter | Credit Analyst Schedule: 12:00 PM - 9:00 PM MT (weekends required) Location: Remote - MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto Owners Insurance Company

Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Personal Lines Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Auto-Owners Insurance

Field Underwriter

Mesa, AZ · On-site

  • Retirement

  • PTO

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Appropriate underwriting experience is preferred * Ability to organize data, multi-task and make ...

Auto Owners Insurance Company

Field Underwriter

Mesa, AZ · Hybrid

  • Retirement

  • PTO

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Appropriate underwriting experience is preferred * Ability to organize data, multi-task and make ...

The Hartford

Captives Underwriter

Scottsdale, AZ · Hybrid

$124K - $199K/yr

You will have responsibility for underwriting workers compensation, general liability and commercial auto for Captive programs. The Captives Underwriter's major purpose is to profitably grow their ...

OneMain Financial

Underwriter

Tempe, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Previous sales, finance, or administrative experience in an auto dealership setting and/or underwriting experience * Display high level of integrity, independent thinking, dealing with ambiguity ...

OneMain Financial

Underwriter

Tempe, AZ · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Previous sales, finance, or administrative experience in an auto dealership setting and/or underwriting experience * Display high level of integrity, independent thinking, dealing with ambiguity ...

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Showing results 1-20

All JobsAuto Underwriter JobsAuto Underwriter Jobs in Arizona

Auto Underwriter information

See Arizona salary details

$30.3K

$73.5K

$130K

How much do auto underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for auto underwriter in Arizona is $73,506.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What does an auto underwriter do?

A typical day for an Auto Underwriter involves reviewing auto insurance applications, analyzing applicant information, and assessing risk to determine appropriate coverage and premium rates. You’ll frequently use specialized underwriting software and collaborate with insurance agents, brokers, and sometimes clients directly to gather additional details or clarify information. Regular tasks include making approval or denial decisions, adjusting policy conditions, and documenting your assessments. In addition, you may attend team meetings to discuss complex cases and keep updated on evolving underwriting guidelines. The role is a balance of independent analysis and team collaboration, offering a dynamic and engaging work environment.

What is an auto underwriter?

An Auto Underwriter is responsible for evaluating insurance applications to determine the risk associated with insuring a vehicle and its driver. They analyze factors such as driving history, credit score, vehicle details, and claims history to assess eligibility and set premium rates. Using underwriting guidelines and risk assessment models, they ensure policies comply with company standards while maintaining profitability. Auto Underwriters often collaborate with agents, adjusters, and other stakeholders to make informed decisions. Their role is crucial in balancing risk while offering competitive insurance policies.

Is auto underwriting a stressful job?

Auto underwriting can be stressful due to the need for accuracy, attention to detail, and meeting deadlines while assessing risk and making approval decisions. The job often involves working with large amounts of data and adhering to strict guidelines, which can contribute to pressure, especially during busy periods or when handling complex cases.

What are the key skills and qualifications needed to thrive as an auto underwriter?

To thrive as an Auto Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like CPCU or AINS is highly valuable. Excellent communication, problem-solving skills, and a customer-focused mindset help distinguish top performers in this field. These capabilities are crucial for accurately evaluating insurance applications, minimizing risk, and building positive client relationships.

What are popular job titles related to Auto Underwriter jobs in Arizona? For Auto Underwriter jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Auto Underwriter jobs in Arizona look for? The top searched job categories for Auto Underwriter jobs in Arizona are:
What cities in Arizona are hiring for Auto Underwriter jobs? Cities in Arizona with the most Auto Underwriter job openings:
Auto Underwriter jobs near you
Infographic showing various Auto Underwriter job openings in Arizona as of August 2026, with employment types broken down into 72% Full Time, 14% Part Time, and 14% Contract. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $73,506 per year, or $35.3 per hour.

Auto - Underwriter III

JPMorgan Chase & Co.

Tempe, AZ • On-site

Full-time

Medical, Retirement

Re-posted 24 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description


Chase Auto, a prominent provider of auto financing, manages a portfolio exceeding $80 billion in assets and collaborates with 75% of U.S. franchised automotive dealers. As part of the JPMorgan Chase franchise, Chase Auto serves auto dealers, consumers, and vehicle manufacturers, offering a comprehensive range of financial products and services, including retail lending, captive financing, floorplan products, cash management, private banking, and payment processing.
As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring decisions to optimize profit and strengthen relationships, processing automobile applications with a focus on response time, application volume, and approval quality. You will aim to meet or exceed targets for return on equity (ROE), volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls, prepare written follow-ups when necessary, and provide prompt, accurate responses to both internal and external customer inquiries.
Job responsibilities
  • Review credit applications and make credit decisions in compliance with credit policy requirements and regulations.
  • Assist in daily operations by reviewing policy and pricing exceptions.
  • Structure decisions to maximize profit and enhance relationships.
  • Process automobile applications, emphasizing response time, application volume, and approval quality.
  • Meet or exceed targets for ROE, volume, conversion ratios, and other business metrics.
  • Initiate sales calls and prepare written follow-ups as needed.
  • Provide prompt, accurate responses to customer inquiries.

Required Qualifications, Capabilities, and Skills
  • 5+ years of experience in credit auto.
  • Experience reviewing credit bureau reports.
  • Proficiency in credit decisioning and a solid understanding of consumer credit and relevant federal and state regulations.
  • Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and services.
  • Expert knowledge of credit philosophy, policies, loan documentation, and related legal issues.
  • Thorough understanding of the bank's policies, procedures, products, and inherent risks.
  • Superior analytical skills with excellent written and verbal communication abilities.
  • Results-oriented with high personal initiative and proven leadership skills.

Preferred Qualifications, Capabilities, and Skills
  • Experience in sales and/or leasing.
  • Proven ability to manage multiple tasks and projects in a fast-paced environment.
  • Experience collaborating with cross-functional teams to achieve common goals.
  • Strong interpersonal and communication skills for effective teamwork with diverse stakeholders.
  • Demonstrate judgment and decisiveness.

Work Schedule
This position is hybrid, requiring 3 days in the office and 2 days working from home. Scheduled hours are set to support operations from 9 AM to 8 PM Pacific Time, including Saturday shifts on a rotational basis every other Saturday. Shifts will vary within these hours.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

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