Auto Collections Specialist information
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$12.98 - $14.55
3% of jobs
$14.55 - $16.13
7% of jobs
$16.13 - $17.70
14% of jobs
$17.75 is the 25th percentile. Wages below this are outliers.
$17.70 - $19.27
16% of jobs
The median wage is $20.29 / hr.
$19.27 - $20.85
15% of jobs
$20.85 - $22.42
15% of jobs
$23.13 is the 75th percentile. Wages above this are outliers.
$22.42 - $23.99
11% of jobs
$23.99 - $25.57
10% of jobs
$25.57 - $27.14
5% of jobs
$27.14 - $28.72
2% of jobs
$28.72 - $30.29
2% of jobs
How much do auto collections specialist jobs pay per hour?
As of Aug 20, 2026, the average hourly pay for auto collections specialist in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.
Auto Collections Specialists are professionals responsible for managing and recovering overdue payments on auto loans. They contact customers with delinquent accounts, negotiate payment arrangements, and work to resolve outstanding balances. Their goal is to minimize financial losses for lenders while maintaining positive relationships with borrowers. Auto Collections Specialists must have strong communication and negotiation skills, as well as knowledge of relevant laws and regulations.
To thrive as an Auto Collections Specialist, you need strong knowledge of collections processes, account management, and typically a high school diploma or equivalent. Familiarity with collections software, customer relationship management (CRM) systems, and payment processing tools is commonly required. Outstanding negotiation, problem-solving, and effective communication skills help you manage delinquent accounts and build rapport with clients. These abilities are crucial for maximizing recoveries while maintaining positive customer relationships and ensuring compliance with regulations.
Auto Collections Specialists often encounter challenges such as dealing with difficult or unresponsive customers, managing high call volumes, and meeting collection targets within tight deadlines. Effective communication skills and empathy are crucial to navigating sensitive conversations while adhering to company policies and regulations. Staying organized with up-to-date account records and leveraging technology tools can help manage workloads efficiently. Building strong relationships with team members and supervisors also supports problem-solving and knowledge sharing in challenging situations.
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