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Ag Credit Jobs (NOW HIRING)

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery ...

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The selected employee(s) can be headquartered at any Beacon ag loan center that has available ... Role Responsible for analyzing credit and financial reports to determine risk involved in loaning ...

The selected employee(s) can be headquartered at any Beacon ag loan center that has available ... Role Responsible for analyzing credit and financial reports to determine risk involved in loaning ...

Apply Early

The selected employee(s) can be headquartered at any Beacon ag loan center that has available ... Role Responsible for analyzing credit and financial reports to determine risk involved in loaning ...

Apply Early

The selected employee(s) can be headquartered at any Beacon ag loan center that has available ... Role Responsible for analyzing credit and financial reports to determine risk involved in loaning ...

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery ...

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery ...

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery ...

The Ag/Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing ag/commercial clients. The right credit analyst will perform detailed ...

The Ag/Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing ag/commercial clients. The right credit analyst will perform detailed ...

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Ag Credit information

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$12

$23

$32

How much do ag credit jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for ag credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Agricultural Credit Analyst, and why are they important?

To thrive as an Agricultural Credit Analyst, you need strong analytical skills, knowledge of agricultural economics, finance, and a relevant degree such as finance, agribusiness, or economics. Familiarity with financial analysis software, loan management systems, and sometimes certifications like the Chartered Financial Analyst (CFA) can be valuable. Excellent communication, attention to detail, and relationship-building abilities help analysts understand client needs and collaborate with farmers and lenders. These skills ensure sound lending decisions, minimize risk, and support the financial success of agricultural clients.

What are some common challenges faced by professionals in Ag Credit, and how can they be effectively managed?

Professionals in Ag Credit often encounter challenges such as assessing the unique risks associated with agricultural lending, including weather variability, fluctuating commodity prices, and evolving regulations. Building strong relationships with clients and staying informed about industry trends are key to managing these risks. Additionally, Ag Credit professionals frequently collaborate with loan officers, risk analysts, and agricultural specialists to develop tailored financial solutions. Proactive communication and ongoing education are essential for success in this dynamic field.

What is the difference between Ag Credit vs Farm Loan Officer?

AspectAg CreditFarm Loan Officer
CredentialsTypically requires a degree in agriculture, finance, or related field; may need certifications like FINRA or state-specific licensesRequires a degree in finance, agriculture, or related field; often holds certifications such as FINRA licenses or state lending licenses
Work EnvironmentOffice-based, working with cooperative members and agricultural clientsOffice and field-based, meeting with farmers and clients on-site or at bank branches
Employer & IndustryCredit unions, agricultural cooperatives, and financial institutions serving rural/agricultural sectorsBanks, credit unions, and specialized agricultural lenders

Ag Credit and Farm Loan Officers both serve agricultural clients and require similar educational backgrounds and certifications. While Ag Credit professionals often work within credit unions focusing on cooperative members, Farm Loan Officers may work for banks or lenders directly providing farm loans. Both roles involve assessing financial needs, but their work environments and employer types differ slightly, catering to different segments of the agricultural finance industry.

What are Ag Credit jobs?

Ag Credit jobs are positions within financial institutions or organizations that specialize in providing credit and financial services to the agricultural sector. These roles typically involve assessing loan applications from farmers, agribusinesses, and rural clients, as well as managing agricultural loan portfolios and advising clients on financial solutions. Common job titles include loan officers, credit analysts, and relationship managers, all focused on supporting the unique financial needs of agriculture. Ag Credit professionals play a key role in helping farmers access the funds needed for equipment, land, and operations, ultimately supporting rural economies.
More about Ag Credit jobs
What cities are hiring for Ag Credit jobs? Cities with the most Ag Credit job openings:
What states have the most Ag Credit jobs? States with the most job openings for Ag Credit jobs include:
Infographic showing various Ag Credit job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Senior Credit Analyst

Full-time

Posted 24 days ago


Job description

Company Profile:

Alabama Ag Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. The institution is headquartered in Montgomery with ten offices that service the lower 40 counties of Alabama. With over $1.5 billion in assets, the institution is a cooperative and part of the nationwide Farm Credit System.


Education and Experience Requirements:

Bachelor's Degree in Finance, Business Administration or a related field, or equivalent experience and six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.

Essential Functions:

Assists Loan Officers in the analysis and servicing of the association's mortgage and commercial loans. Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management. Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages. Interprets, communicates, and provides guidance to Loan Officers regarding association lending policies and procedures. Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the association's policies and procedures. Assists senior-level credit analysts with complex loan applications as necessary. Occasional travel is required in this position.


At the discretion of Alabama Ag Credit, position may be offered at alternate titles and other business experience may be considered relevant.

If you meet the minimum requirements and want to be considered for this position, please apply

through the Association website:

www.alabamaagcredit.com/careers

Job Posting Name: Senior Credit Analyst

Susan.Story@AlabamaAgCredit.com

Closing date: Until Filled

AA/EOE/M/F/D/V