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Ach Operations Jobs in Minnesota (NOW HIRING)

Support deposit operations (no lending), including ACH and wire requests, stop payments, address/beneficiary changes, debit card replacements, and Reg E dispute intake. * Maintain up-to-date ...

Support integration with ACH, wires, RTP, and emerging real-time payment rails, ensuring operational readiness and resiliency. * Help design end-to-end transaction lifecycle flows, including posting ...

Universal Banker

Slayton, MN · On-site

$18 - $20.50/hr

Support deposit operations (no lending), including ACH and wire requests, stop payments, address/beneficiary changes, debit card replacements, and Reg E dispute intake. * Maintain up-to-date ...

Accounts Receivable Specialist

Burnsville, MN

$19.25 - $25.50/hr

Partner with Sales, Customer Service, Operations, and Finance to resolve billing and payment issues ... Demonstrated cash application experience, including processing ACH, wire transfers, lockbox ...

Partner with Sales, Customer Service, Operations, and Finance to resolve billing and payment issues ... Demonstrated cash application experience, including processing ACH, wire transfers, lockbox ...

Showing results 41-60

Ach Operations information

What is ACH operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What are the key skills and qualifications needed to thrive as an ACH operations specialist?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Minnesota?

For Ach Operations jobs in Minnesota, the most frequently searched job titles are:

What cities in Minnesota are hiring for Ach Operations jobs?

Cities in Minnesota with the most Ach Operations job openings:

Infographic showing various Ach Operations job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 12% Part Time, 1% Temporary, 3% Contract, and 2% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Universal Banker

First National_Fulda

Slayton, MN

$18 - $20.50/hr

Full-time

Re-posted 15 days ago


Job description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we build and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

  • Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
  • Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
  • Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
  • Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit www.firstnationalbanks.bank.

About the role

The Universal Banker (teller/banker hybrid) is responsible for driving deposit growth and ensuring customer satisfaction. This role floats between teller and banker duties, identifies deposit opportunities, and offers products and services that fulfill customer needs. He/she supports efforts to maximize deposit growth, sales, customer satisfaction, and minimize operational losses with a focus on deposit operations (no lending operations). The ideal candidate is curious, challenges processes, learns systems quickly, and is motivated by advancement and promotion.

This position is located in Slayton, MN. This position is performed in the branch.

Compensation

This role's pay range is $18.00-20.50/hour, depending on applicable experience

What you will do

  • Assist with customer transactions on the teller line, including cashing checks, accepting deposits and loan payments, processing withdrawals, etc.
  • Open new consumer and small business deposit accounts accurately (CIP/KYC, disclosures, Reg CC holds) and set up debit cards, online and mobile banking.
  • Proactively engage customers and conduct targeted outreach (follow-ups, CD maturities, new movers, community events) to grow deposits.
  • Support deposit operations (no lending), including ACH and wire requests, stop payments, address/beneficiary changes, debit card replacements, and Reg E dispute intake.
  • Maintain up-to-date knowledge of banking regulations to ensure the bank is in compliance with applicable laws (BSA/AML, Reg CC/E, privacy).
  • Act as an escalation point for customer inquiries, using critical thinking and policy to reach the best decision; escalate BSA/AML red flags appropriately.
  • Understand multiple areas of deposit banking and provide guidance in new accounts, ACH, wire transfers, online/mobile banking, and account maintenance.
  • Utilize your ability to lead to bring bank staff together to execute our strategic plan; document and suggest process improvements that reduce risk and friction.
  • Act as a strong team player and assist with a variety of tasks when required; maintain accurate cash and error-free account documentation.
  • Understand the technical side of banking and the software utilized by bank staff; learn new systems quickly (core, digital banking, ACH/wire platforms, CRM).
  • Performs other duties as assigned.

What you will need

  • 0–2 years of experience in banking or customer-facing sales; banking experience preferred but not required.
  • Understanding of banking regulations required; training provided.
  • Experience with electronic banking desired and the ability to learn new systems quickly.
  • Detail-oriented risk mitigator with accurate cash handling and documentation skills.
  • Proven ability to identify opportunities targeted at deposit growth; sales experience preferred.
  • Ability to work effectively in a very diverse environment with strong communication skills.
  • Hard-working self-starter with curiosity to challenge processes and motivation for advancement into management.

What we offer

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Paid Vacation, Sick, and Holiday time
  • A competitive 6% 401k match
  • And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.