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Ach Operations Jobs in Indiana (NOW HIRING)

Customer Operations Supervisor

Indianapolis, IN · On-site

$128K/yr

We are currently seeking a Customer Operations Supervisor for our Indianapolis location. In this ... Oversee billing, payments, and issue resolution (ACH, chargebacks, declines) * Monitor key metrics ...

Customer Operations Supervisor

Indianapolis, IN · On-site

$128K/yr

We are currently seeking a Customer Operations Supervisor for our Indianapolis location. In this ... Oversee billing, payments, and issue resolution (ACH, chargebacks, declines) * Monitor key metrics ...

Accounting Operations Manager Location: Indianapolis, IN or Louisville, KY (preferred) Schedule ... Oversee client payment processing across multiple channels (wire, ACH, credit card, check, etc ...

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Ach Operations information

What is ACH in salary?

ACH in salary refers to Automated Clearing House transfers, a secure electronic network used to process direct deposit payments, including employee wages. ACH payments are commonly used by employers for efficient and timely salary disbursements, often requiring employees to provide bank account details for setup.

What jobs make $1,000,000 a year?

Ach Operations roles typically do not reach $1,000,000 annually; such high earnings are usually associated with top executives, successful entrepreneurs, or highly specialized professionals in finance, technology, or investment sectors. These positions often require extensive experience, advanced skills, and significant responsibility or ownership stakes.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, strict regulatory compliance, and tight deadlines. Employees often handle high-volume transactions and use specialized software, which requires attention to detail and strong organizational skills. The level of stress varies depending on the workload, company culture, and individual resilience.

What are ACH Operations?

ACH Operations refer to the management and processing of Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Professionals in ACH Operations handle tasks such as initiating, monitoring, and reconciling ACH files, ensuring compliance with banking regulations, and resolving payment exceptions or errors. Their work is essential for supporting payroll deposits, bill payments, and other direct deposit services. ACH Operations staff must be detail-oriented and knowledgeable about NACHA rules—the governing body for ACH transactions.

What is an ACH operator?

An ACH operator is a central clearing facility that processes and settles electronic payments through the Automated Clearing House network. ACH operators receive, sort, and deliver ACH transactions between financial institutions, ensuring efficient and secure transfer of funds. Working in ACH operations requires attention to detail, knowledge of banking regulations, and familiarity with electronic payment systems.

What are the key skills and qualifications needed to thrive as an ACH Operations Specialist, and why are they important?

To excel as an ACH Operations Specialist, you need a solid understanding of banking procedures, payment processing, and compliance regulations, often supported by experience in financial operations or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and regulatory platforms like NACHA rules is essential. Attention to detail, analytical thinking, and strong organizational skills help ensure accurate transaction processing and issue resolution. These competencies are crucial for maintaining transaction integrity, regulatory compliance, and efficient financial operations.

What are some common challenges faced by ACH Operations professionals, and how can they be addressed?

ACH Operations professionals often deal with high transaction volumes, strict processing deadlines, and evolving compliance requirements. Managing exceptions, such as returned or rejected transactions, can also be complex and time-sensitive. Staying updated on regulatory changes and leveraging automation tools helps minimize errors and improve efficiency. Effective communication with internal teams and external partners is crucial for resolving issues promptly and ensuring smooth payment processing.

What is the difference between Ach Operations vs Accounts Payable Specialist?

AspectAch OperationsAccounts Payable Specialist
Primary RoleManaging ACH transactions, payment processing, and electronic fund transfersProcessing vendor invoices, managing payments, and reconciling accounts payable
Required CredentialsBasic accounting knowledge, familiarity with ACH systemsAccounting or finance certification often preferred
Work EnvironmentFinance or accounting department, often in banking or corporate financeFinance or accounting department, typically in corporate settings
Industry UsageBanking, financial services, corporate financeCorporate finance, accounting departments across industries

Ach Operations and Accounts Payable Specialist roles both involve financial transactions, but Ach Operations focuses on electronic ACH payments and fund transfers, while Accounts Payable Specialists handle invoice processing and vendor payments. The roles often overlap in finance departments, but Ach Operations emphasizes electronic payment systems, making it essential for roles involving ACH transactions.

What are popular job titles related to Ach Operations jobs in Indiana? For Ach Operations jobs in Indiana, the most frequently searched job titles are:
What cities in Indiana are hiring for Ach Operations jobs? Cities in Indiana with the most Ach Operations job openings:
ACH Specialist - Electronic Banking

ACH Specialist - Electronic Banking

The National Bank of Indianapolis

Indianapolis, IN

Other

Posted 22 days ago


Job description

Do you enjoy solving problems, supporting customers, and ensuring critical financial transactions are processed accurately and efficiently? The National Bank of Indianapolis is seeking an ACH Specialist to support our Electronic Banking team.

In this role, you'll support ACH operations while delivering outstanding service and technical support to both customers and internal partners.

How You'll Contribute

  • Provide outstanding customer service and technical support via phone and email
  • Respond promptly to customer inquiries, requests, and issues
  • Troubleshoot electronic banking and technology-related concerns
  • Explain products, services, and technical information in clear, user-friendly terms
  • Process ACH returns, stop payments, disputes, change notifications, and unposted items
  • Release same-day ACH debit and credit files to the Federal Reserve
  • Load, process, balance, and maintain ACH and related electronic payment files
  • Review OFAC suspects, track international ACH items, and balance FedNow and RTP transactions
  • Review system reports to ensure accuracy and compliance
  • Partner with internal departments to resolve issues and improve service
  • Support reporting activities and serve as backup for other Electronic Banking functions

What We're Looking For

  • High school diploma or equivalent required; some college coursework preferred
  • Banking operations experience and knowledge of electronic banking products and services preferred
  • Strong customer service, communication, and interpersonal skills
  • Ability to explain technical concepts clearly to a variety of users
  • Strong analytical, problem-solving, and organizational abilities
  • Ability to manage multiple priorities and meet deadlines
  • High degree of accuracy and attention to detail
  • Proficiency with Microsoft Office and general computer systems; working knowledge of computer hardware, software, and networking technologies