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Ach Jobs (NOW HIRING)

Apple Bank

ACH Manager

New York, NY

$95K - $125K/yr

The incumbent updates ACH policies and procedures based on new or revised NACHA rules or applications and informs the leadership of changes that could impact the Bank's exposure to risk (e.g ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$20.54 - $25.68/hr

An ACH professional with strong knowledge of NACHA rules and electronic payment processing * A highly organized, analytical thinker who thrives in a fast-paced, deadline-driven environment * A ...

PeoplesBank

ACH Supervisor

Holyoke, MA

The ACH Supervisor is responsible for leading day-to-day Automated Clearing House (ACH) operations while actively participating in transaction processing. This role provides operational oversight ...

Catalyst Corporate Fede

ACH Specialist

Plano, TX · On-site

Full Time, Permanent Opportunity for ACH Specialist (Must be local to Plano, TX) Catalyst and Your Career Catalyst is igniting change and unlocking new possibilities for credit unions and the members ...

FirstBank

ACH Operations Specialist

Anniston, AL · On-site

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

FirstBank

ACH Operations Specialist

Anniston, AL

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

FirstBank

ACH Operations Specialist

Lexington, TN · On-site

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

FirstBank

ACH Operations Specialist

Franklin, TN · On-site

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

FirstBank

ACH Operations Specialist

Franklin, TN

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

Finastra

Principal ACH SME

Expert knowledge of NACHA standards and ACH payments * Act as a hands-on strategic leader, providing governance and expert oversight for the end-to-end GPP ACH solution * Provide subject matter ...

FirstBank

ACH Operations Specialist

Franklin, TN · On-site

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

FirstBank

ACH Operations Specialist

Lexington, TN · On-site

Address disputed ACH items in a timely manner, ensuring that these processes and files comply with NACHA and other related regulations. Essential Duties and Responsibilities include the following.

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How much do ach jobs pay per year?

As of May 30, 2026, the average yearly pay for ach in the United States is $70,655.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $83,500.00 per year, depending on experience, location, and employer.

What is an ACH job?

An ACH job typically refers to roles related to Automated Clearing House (ACH) payments, a system used for electronic funds transfers in banking and finance. ACH professionals may work in transaction processing, fraud prevention, compliance, or operations within financial institutions. Their responsibilities often include managing batch transactions, ensuring compliance with regulations, and troubleshooting payment issues.

What are the key skills and qualifications needed to thrive as an ACH Specialist, and why are they important?

To thrive as an ACH Specialist, you need a strong understanding of banking operations, payment processing, and compliance regulations, typically supported by experience in financial services or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and knowledge of NACHA rules are essential. Attention to detail, problem-solving abilities, and effective communication are important soft skills for managing transactions and resolving discrepancies. These skills ensure accurate, secure, and compliant electronic payments, which are critical for maintaining trust and efficiency in financial operations.

What are some common challenges faced by ACH Specialists when handling high volumes of electronic transactions?

ACH Specialists often manage large batches of electronic payments and transfers, which can present challenges such as identifying and resolving discrepancies, ensuring compliance with NACHA regulations, and meeting strict processing deadlines. Attention to detail is crucial, as even small errors can lead to delays or financial losses. Effective communication and collaboration with other departments, such as accounting and customer service, are also important to quickly resolve issues and maintain smooth operations.

What are ACH specialists?

ACH specialists are professionals responsible for managing Automated Clearing House (ACH) transactions, which are electronic payments and money transfers processed through the ACH network. They ensure accurate and secure processing of direct deposits, bill payments, and other electronic fund transfers. ACH specialists often work in banking or finance, monitoring transactions for compliance, troubleshooting issues, and maintaining records. Their expertise helps organizations efficiently handle large volumes of payments and maintain regulatory compliance.

What is the difference between Ach vs Data Analyst?

AspectAch
Required CredentialsTypically requires certifications like ACH Certification or related financial credentials
Work EnvironmentFinancial institutions, payment processing companies, or banking sectors
Employer & Industry UsageUsed mainly in finance, banking, and payment processing industries
Common Search & ComparisonPeople often compare Ach roles with Data Analysts to understand industry differences

Ach roles focus on payment systems, banking processes, and financial transactions, requiring specific financial credentials. Data Analysts, on the other hand, analyze data across various industries without necessarily needing financial certifications. While Ach specialists work within financial institutions, Data Analysts have broader roles across sectors. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

More about Ach jobs
What cities are hiring for Ach jobs? Cities with the most Ach job openings:
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What states have the most Ach jobs? States with the most job openings for Ach jobs include:
What job categories do people searching Ach jobs look for? The top searched job categories for Ach jobs are:
Ach jobs near you
ACH Manager

ACH Manager

Apple Bank

New York, NY

$95K - $125K/yr

Full-time

Posted 20 days ago

Job description

New York, New York
Salary range: $95,000 - $125,000
The ACH Manager reviews and reconciles the daily ACH settlements for Apple Bank’s ACH payment company (The Clearing House) and is responsible for the reconciling the offsetting entries made by the Federal Reserve Bank. The incumbent updates ACH policies and procedures based on new or revised NACHA rules or applications and informs the leadership of changes that could impact the Bank’s exposure to risk (e.g., financial, operational, reputational).

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Ensure ACH daily suspense General Ledger account reconciliation is properly prepared.
  • Coordinate and prioritize the ACH team’s daily and monthly tasks and implement cross-training initiatives for contingency purposes.  
  • Review settlements prepared by ACH Specialists for accuracy and completeness; assist team to identify differences in the settlement process.
  • Coordinate responses to requests from Internal Audit, Risk Management, and Compliance departments, as well as external regulators (FDIC, The Clearing House, etc.) in a timely manner.
  • Approve international ACH transactions for proper OFAC screenings; escalate issues to Anti Financial Crimes Unit (AFC) for further investigation.
  • Monitor monthly ACH activity for Bank trends an unusual activity.
  • Ensure Nacha rules are being followed for US Treasury Reclamations and stop payments; monitor Originator activity notably exposure limit, over limit, and possible fraudulent transactions.
  • Conduct monthly team meetings to determine needs of direct reports; motivate team to meet established levels of excellence and create positive work environment.
  • Keep abreast of emerging trends and technologies such as FedNow and Real Time Payments.
  • Keep abreast of training offered by “The Clearing House” and register team for the training sessions as deemed necessary.
  • Create ACH extracts for Fraud Investigation team to screen transactions for potential fraud; work with the Fraud Investigations team to complete potential loss reports.
  • Create, test and document ACH test scripts for periodic new FIS releases or system patches.
  • Provide operational support to other business units when new products or services are implemented
  • Perform other duties as requested.

SKILLS, EDUCATION, & EXPERIENCE

  • Bachelor’s degree required.
  • Accredited ACH Professional (AAP) Certification Preferred
  • 6+ years of experience working with ACH settlements.
  • Detailed knowledge of ACH return codes and standard entry class codes.
  • Demonstrated proficiency in Microsoft Word and Excel.
  • Excellent analytical skills.
  • Strong interpersonal and communication skills (verbal + written).
  • Must be well organized, detail oriented, and have the ability to work independently.
  • Ability to adapt and work under tight deadlines.

Visa sponsorship not available.

We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.

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