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Ach Jobs (NOW HIRING)

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily ...

Process daily ACH activity including origination, returns, and exception items; monitor account usage and transaction patterns for anomalies. * Execute all daily batch control jobs related to ACH ...

Specialize in ACH Processing ensuring proper file delivery and timely processing with Third Party Senders, as well as all Originators, who are affected by NACHA time restraints, yearly audits and ...

Wire / ACH Specialist

San Antonio, TX · On-site

$19.25 - $26/hr

Wire/ACH Specialist I This position is based in our historic downtown San Antonio Headquarters. Summary : The Wire/ACH Specialist I at TransPecos Banks performs multiple functions related to ...

ACH Specialist I

Honolulu, HI · On-site

$17 - $21/hr

First Hawaiian Bank is currently seeking an analytical and detail-oriented ACH Specialist I to join our EOS-ACH team. Compensation: The pay range for the role is $17.00 - $21.00/hr; commensurate with ...

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily ...

The ACH Operations Analyst will be responsible for all duties associated with the daily functions and processing of the Deposit Operations, knowing ACH regulations and understanding the related ...

First Hawaiian Bank is currently seeking an analytical and detail-oriented ACH Specialist I to join our EOS-ACH team. Compensation: The pay range for the role is $17.00 - $21.00/hr; commensurate with ...

Specialize in ACH Processing ensuring proper file delivery and timely processing with Third Party Senders, as well as all Originators, who are affected by NACHA time restraints, yearly audits and ...

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Ach information

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$32K

$70.7K

$101K

How much do ach jobs pay per year?

As of Jul 13, 2026, the average yearly pay for ach in the United States is $70,655.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,500.00 and $83,500.00 per year, depending on experience, location, and employer.

What is the difference between Ach vs Data Analyst?

AspectAch
Required CredentialsTypically requires certifications like ACH Certification or related financial credentials
Work EnvironmentFinancial institutions, payment processing companies, or banking sectors
Employer & Industry UsageUsed mainly in finance, banking, and payment processing industries
Common Search & ComparisonPeople often compare Ach roles with Data Analysts to understand industry differences

Ach roles focus on payment systems, banking processes, and financial transactions, requiring specific financial credentials. Data Analysts, on the other hand, analyze data across various industries without necessarily needing financial certifications. While Ach specialists work within financial institutions, Data Analysts have broader roles across sectors. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What are some common challenges faced by ACH Specialists when handling high volumes of electronic transactions?

ACH Specialists often manage large batches of electronic payments and transfers, which can present challenges such as identifying and resolving discrepancies, ensuring compliance with NACHA regulations, and meeting strict processing deadlines. Attention to detail is crucial, as even small errors can lead to delays or financial losses. Effective communication and collaboration with other departments, such as accounting and customer service, are also important to quickly resolve issues and maintain smooth operations.

What are the key skills and qualifications needed to thrive as an ACH Specialist, and why are they important?

To thrive as an ACH Specialist, you need a strong understanding of banking operations, payment processing, and compliance regulations, typically supported by experience in financial services or a related degree. Familiarity with Automated Clearing House (ACH) systems, payment processing software, and knowledge of NACHA rules are essential. Attention to detail, problem-solving abilities, and effective communication are important soft skills for managing transactions and resolving discrepancies. These skills ensure accurate, secure, and compliant electronic payments, which are critical for maintaining trust and efficiency in financial operations.

What is an ACH job?

An ACH job typically refers to roles related to Automated Clearing House (ACH) payments, a system used for electronic funds transfers in banking and finance. ACH professionals may work in transaction processing, fraud prevention, compliance, or operations within financial institutions. Their responsibilities often include managing batch transactions, ensuring compliance with regulations, and troubleshooting payment issues.

What are ACH specialists?

ACH specialists are professionals responsible for managing Automated Clearing House (ACH) transactions, which are electronic payments and money transfers processed through the ACH network. They ensure accurate and secure processing of direct deposits, bill payments, and other electronic fund transfers. ACH specialists often work in banking or finance, monitoring transactions for compliance, troubleshooting issues, and maintaining records. Their expertise helps organizations efficiently handle large volumes of payments and maintain regulatory compliance.
More about Ach jobs
What cities are hiring for Ach jobs? Cities with the most Ach job openings:
What are the most commonly searched types of Ach jobs? The most popular types of Ach jobs are:
What states have the most Ach jobs? States with the most job openings for Ach jobs include:
Infographic showing various Ach job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 5% Part Time, 2% Temporary, and 3% Contract. Highlights an 89% Physical, 5% Hybrid, and 6% Remote job distribution, with an average salary of $70,655 per year, or $34 per hour.
ACH Payment Specialist I

ACH Payment Specialist I

Seacoast Bank

Stuart, FL

Full-time

Posted 12 days ago


Seacoast Bank rating

8.4

Company rating: 8.4 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

34th of 149 rated banks


Job description

JOB SUMMARY:

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily operational functions including Dispute Resolutions, Death Notification Entries (DNEs), Reclamations, Stop Payments, Federal Reserve adjustments, and ACH balancing and Rejects. They will also collaborate closely with relevant departments and stakeholders to optimize ACH operations and support the Retail Branches.

The ACH Payments Specialist plays a crucial role in the processing of the Bank’s ACH Functions and Operations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop and update procedures for the department, where needed, to ensure that they align with the Bank’s current processes and on-going growth.
  • Provide support, assist with research, evaluation, testing and monitoring of ACH.
  • Provide and assist with special projects, including bank core conversions.
  • Prepare the monthly ACH Return Monitoring report.
  • Prepare the daily ACH Macro Fed Balance Sheet.
  • Monitor the ACH file confirmations throughout the day, reporting any issues due to no emails being received, duplicate files, etc. and open tickets.
  • Support the retail branches with questions, policies, procedures and/or NACHA rules relating to ACH.
  • Support the retail branches with questions relating to disputes and Reg E claims and timeframes.
  • Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion and process related returns timely.
  • Review the risk associated with DNE’s and Reclamation notifications received from US Treasury and/or Federal Reserve.
  • Monitor and review compliance for regulation E as it relates to ACH consumer disputes.
  • Complete all ACH training provided annually.
  • Support Deposit Operations team to ensure duties are completed accurately and timely.
  • Provide ACH Dashboard monthly to Operations Support.
  • Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead.
  • Adheres to Seacoast Bank’s code of conduct.

EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Nacha certification preferred.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.
  • Effective communication and collaboration capabilities.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

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