What is National Insurance?

National Insurance is a system in the United Kingdom where workers and employers make regular contributions to qualify for certain state benefits, such as the State Pension, maternity allowance, and some unemployment benefits. These contributions are deducted automatically from salaries or paid directly if you're self-employed. The amount you pay depends on your employment status and how much you earn. National Insurance helps fund the NHS, welfare, and other public services. Keeping your contributions up to date is important to ensure you qualify for these benefits.