How do a CFP and a CFA differ?

The responsibilities of both a Certified Financial Planner (CFP) and Chartered Financial Analyst both focus on providing financial advice and offering wealth management services. CFPs typically work with individuals and small businesses, while CFAs usually work with larger companies. A CFP can recommend or sell financial products to clients, while CFAs provide analysis and insight, but can also be involved in trading securities themselves. The duties of people in these careers do occasionally overlap. Some CFPs work for banks and investment firms, while CFAs can be engaged in offering financial advice to individual clients.