What is Citizens Insurance?

Citizens Insurance refers to Citizens Property Insurance Corporation, a government-created, not-for-profit insurer that provides property insurance for homeowners and businesses who are unable to find coverage in the private market. It typically serves as an insurer of last resort in states like Florida and Louisiana, where natural disasters can make it difficult for residents to obtain affordable insurance from private companies. Citizens Insurance offers various policies covering homes, condos, mobile homes, and commercial properties. Eligibility requirements and coverage options vary by state and property type.