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Vp Credit Risk Jobs in Texas (NOW HIRING)

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Vp Credit Risk information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do vp credit risk jobs pay per year?

As of Jun 14, 2026, the average yearly pay for vp credit risk in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are some common challenges a VP of Credit Risk faces when balancing risk management and business growth objectives?

As a VP of Credit Risk, one of the main challenges is maintaining a delicate balance between safeguarding the organization's financial health and enabling revenue growth. This often involves developing risk frameworks that allow for prudent lending while supporting business expansion. You will frequently collaborate across departments—such as sales, underwriting, and compliance—to align risk policies with strategic goals and adapt to changing market conditions. Navigating regulatory requirements and responding to shifts in economic environments are also key aspects of the role.

What does a VP Credit Risk do?

A VP Credit Risk is responsible for overseeing the credit risk management strategies and policies within a financial institution or corporation. They analyze and assess the creditworthiness of borrowers, manage portfolios to minimize risk exposure, and ensure compliance with regulatory standards. These professionals also work closely with senior management to develop risk models and recommend actions that align with the organization's risk appetite. Their role is critical in maintaining the financial health and stability of the organization.

What are the key skills and qualifications needed to thrive as a VP of Credit Risk, and why are they important?

To thrive as a VP of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, typically supported by an advanced degree in finance or a related field. Familiarity with credit risk assessment tools, regulatory compliance systems, and data analytics platforms such as SAS or Moody's RiskCalc is crucial. Strong leadership, strategic thinking, and communication skills help you effectively manage teams and collaborate with stakeholders. These skills are essential for making informed credit decisions, minimizing losses, and ensuring regulatory compliance in complex financial environments.

What is the difference between Vp Credit Risk vs Credit Analyst?

AspectVp Credit RiskCredit Analyst
Required CredentialsBachelor's degree, often MBA or related certifications, experience in risk managementBachelor's degree, finance or related field, relevant certifications optional
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policiesAnalytical, detail-oriented, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending companies, financial services

The Vp Credit Risk typically holds a senior leadership role focused on managing and overseeing credit risk strategies across an organization, requiring extensive experience and certifications. In contrast, a Credit Analyst primarily conducts detailed credit assessments and analysis at a more operational level. Both roles are vital in the credit process but differ significantly in scope, responsibilities, and seniority.

What are the most commonly searched types of Credit Risk jobs in Texas? The most popular types of Credit Risk jobs in Texas are:
What are popular job titles related to Vp Credit Risk jobs in Texas? For Vp Credit Risk jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Vp Credit Risk jobs in Texas look for? The top searched job categories for Vp Credit Risk jobs in Texas are:
What cities in Texas are hiring for Vp Credit Risk jobs? Cities in Texas with the most Vp Credit Risk job openings:
Vp Credit Risk jobs near you
Infographic showing various Vp Credit Risk job openings in Texas as of June 2026, with employment types broken down into 89% Full Time, 5% Part Time, 3% Temporary, and 3% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.
Credit Officer Manager, Vice President in Commercial & Specialized Industries

Credit Officer Manager, Vice President in Commercial & Specialized Industries

Chase

Houston, TX • On-site

Other

Posted 12 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

Middle Market Credit Risk Manager, Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Middle Market Credit Risk Manager, Vice President in Commercial & Specialized Industries Credit Risk Center, you will be at the heart of our cross-functional team, delivering credit solutions to a diverse range of industries. You will assess and manage risks, balance sales and credit quality goals, and meet customer deadlines. You will be a key partner to the Bankers in the Market, and a leader within risk analysis. You will mentor less experienced team members and guide them in risk grading, credit request analysis, and documentation. Your role is critical in implementing policies and procedures to achieve our Risk Organization's mission. This role offers you the opportunity to make a significant impact on portfolio quality. This risk management position supports Commercial Banking clients with revenues generally between $20 million and $500 million. Chase's Middle Market Banking footprint covers 23,000 + clients with over 600 bankers in 26 states across the United States. Chase Middle Market Banking is the 3rd largest traditional Middle Market lender in the country, and a fast paced, rapidly growing segment of the Commercial Bank.

Job responsibilities

  • Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio.
  • Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
  • Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
  • Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions moving.
  • Act with a sense of urgency and drive execution to meet both internal and client deadlines.
  • Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the "go-to" person for credit and credit process for all products.
  • Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
  • Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required qualifications, capabilities and skills

  • BA/BS/BBA degree is required
  • Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
  • At least 8 years experience in commercial banking/lending including extensive credit analysis
  • Significant accounting and finance knowledge
  • Strong working knowledge of credit agreements and other loan documentation
  • Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
  • Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
  • Proven ability to collaborate and build strong partnerships.
  • Intellectual curiosity with a proven ability to learn quickly
  • High degree of initiative, self-direction, and ability to work well under pressure

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