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Vp Card Services Jobs (NOW HIRING)

This role provides strategic oversight for card services, payment services, deposit operations ... The VP of Operations is responsible for implementing strategies, improving processes, strengthening ...

... Card Services and Electronic Payment Channels. The incumbent is responsible for ensuring the ... The Vice President of Payment Operations drives operational excellence in the delivery of ...

The VP, Client Services ('VP') is responsible for managing client relationships, delivering projects in alignment with operational excellence standards, and leading account team. VP is accountable ...

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Vp Card Services information

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$43.5K

$157.5K

$277.5K

How much do vp card services jobs pay per year?

As of Sep 13, 2026, the average yearly pay for vp card services in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What does a VP Card Services do?

A VP of Card Services is a senior executive responsible for overseeing a financial institution’s card products, such as credit, debit, and prepaid cards. They manage the development, implementation, and performance of card programs, ensuring regulatory compliance, profitability, and customer satisfaction. Their role often includes leading teams, developing strategic initiatives, collaborating with vendors and partners, and analyzing market trends to enhance product offerings. The VP of Card Services plays a crucial role in driving revenue and maintaining competitive card services within the organization.

What are the key skills and qualifications needed to thrive as a VP Card Services, and why are they important?

To thrive as a VP Card Services, you need in-depth knowledge of card operations, payment processing, risk management, and a relevant bachelor’s or master’s degree. Familiarity with core banking systems, card network platforms (e.g., Visa, Mastercard), and PCI compliance standards is typically required. Leadership, strategic thinking, and strong communication skills help drive team performance and foster cross-functional collaboration. These capabilities are crucial for ensuring secure, efficient card services and sustained organizational growth in a competitive financial sector.

What are some common challenges faced by a VP Card Services, and how can they be addressed?

A VP of Card Services often encounters challenges such as staying ahead of rapidly evolving payment technologies, ensuring compliance with complex financial regulations, and managing cross-functional teams. To address these, it is important to foster close collaboration between IT, compliance, and customer service departments, stay updated on industry trends, and invest in ongoing training for staff. Building strong vendor relationships and implementing robust risk management strategies also help in maintaining operational excellence and service reliability.

What is the difference between Vp Card Services vs Credit Card Operations Manager?

AspectVp Card ServicesCredit Card Operations Manager
CredentialsRelevant certifications, experience in card servicesExperience in credit card operations, certifications may vary
Work EnvironmentFinancial institutions, card issuing companiesBanking, credit card processing firms
Employer & IndustryMajor banks, card networksFinancial services, credit card companies
Search & Comparison IntentUnderstanding executive roles in card servicesOperational management in credit card processing

The Vp Card Services typically holds a senior leadership role overseeing card programs, strategy, and client relationships, often requiring extensive industry experience. The Credit Card Operations Manager focuses on managing daily operations, processing, and compliance within credit card departments. While both roles are integral to credit card services, the Vp Card Services is more strategic and leadership-oriented, whereas the Credit Card Operations Manager is more operational and process-driven.

What are the most commonly searched types of Card Services jobs?

The most popular types of Card Services jobs are:

What are popular job titles related to Vp Card Services jobs?

For Vp Card Services jobs, the most frequently searched job titles are:

Infographic showing various Vp Card Services job openings in the United States as of September 2026, with employment types broken down into 2% As Needed, 78% Full Time, 17% Part Time, and 3% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $157,532 per year, or $75.7 per hour.

VP, Payment Operations

Jacksonville, FL • On-site

VyStar Credit Union
Commercial Banking • 1 - 5K employees

Full-time

Retirement

Posted 10 days ago


VyStar Credit Union rating

7.5

Company rating: 7.5 out of 10

Based on 13 frontline employees who took The Breakroom Quiz


Job description

At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.
We encourage you to become a part of VyStar Credit Union's family of employees.
VP, Payment Operations
ACCOUNTABILITY STATEMENT
The Vice President of Payment Operations leads the strategic oversight, planning, and delivery of all payment-related services, with a focus on Card Services and Electronic Payment Channels. The incumbent is responsible for ensuring the efficient, secure, compliant, and member centric delivery of payment services across the organization.
The Vice President of Payment Operations drives operational excellence in the delivery of traditional and electronic payment services, manages critical vendor relationships, oversees regulatory compliance, and ensures alignment with VyStar's mission of providing unbelievable member service. The incumbent also leads efforts to evolve and support the operational aspects of emerging payments such as real-time payments and P2P solutions.
The Vice President of Payment Operations sets department objectives and empowers the team to achieve results and utilizes key metrics to review progress. Ensures each team member has the training and resources needed to execute on short and long-term strategies.
ESSENTIAL RESPONSIBILITIES
  • Develop and execute a comprehensive strategy for payment service operations ensuring high performance, risk mitigation, and member satisfaction.
  • Oversee day-to-day operations and support functions for card transaction processing, cardholder support, electronic payments, and related services.
  • Ensure the delivery of timely, accurate, and compliant payment services, minimizing member disruption and maximizing service quality.
  • Monitor trends in payment service usage and member feedback to identify areas of operational improvement.
  • Formulates strategies to support annual strategic business plan goals and objectives. Defines departmental tactical plans aligned with broader organizational priorities.
  • Lead, inspire, and develop a high-performing team committed to operational excellence and a culture of continuous improvement.
  • Manages relationships with third-party processors, card networks, and other vendors involved in payment service delivery.
  • Ensures vendor service levels are met and that systems and partners support organizational goals for uptime, security, and member services excellence.
  • Oversees multiple high-risk, multi-million dollar vendor partnerships that significantly influence credit union operations through member engagement and revenue impact. Ensures strategic vendors are accurately priced and governed by SLAs. Conducts comprehensive reviews of third-party contracts to verify the implementation of security protocols, regulatory compliance, and contingency planning. Leads end-to-end Request for Proposals (RFP) processes for critical systems, including vendor selection and system conversion initiatives.
  • Maintain full compliance with NACHA rules, Reg E, Reg CC, PCI DSS, and other applicable federal and state payment regulations.
  • Partners with Legal, Risk and Compliance teams to ensure payment operations adhere to all regulatory and audit requirements.
  • Develops and enforces internal policies, procedures, and controls related to payment services.
  • Maintains understanding of all key metrics for plastic card portfolio and works with VP of Payments Product to develop strategy to grow portfolio.
  • Develops annual budget forecasts across a wide range of complex income and expense accounts. Performs review of monthly ledger activity to ensure financial performance aligns with budgetary expectations and projections
  • Leads and develops high-performing team members responsible for payment service delivery, member support, and issue resolution.
  • Fosters strong relationships with internal teams to ensure cohesive execution of payment-related initiatives and service updates.
  • Cultivates a robust professional network through active participation in industry forums and advisory groups, leveraging insights to enhance strategic decision-making. Maintains up-to-date knowledge of evolving trends, technologies, and regulatory developments within the financial services landscape.
  • Develop and maintain Disaster Recovery/Business Continuity plan for department. Test plans on-going basis. Ensure vendors under payments have a Disaster Recovery/Business Continuity plans is tested with results provided.
  • Responsible for all settlement and general ledger activity for Payments
  • All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
  • Performs other duties and responsibilities as assigned.

Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job.
  • Focus Focus your full attention by carefully listening to and observing your client or member.
  • Connect Consistently be friendly and approachable. Demonstrate you care.
  • Understand Listen empathetically and ask questions. (70%/30%)
  • Counsel Recommend solutions based on your client's or member's needs and objectives.
  • Advance Ensure that member's expectations were exceeded. Verify necessary follow-up action.

JOB QUALIFICATIONS
EDUCATION
  • High School Diploma or GED is required.
  • Bachelor's Degree in Business, Finance or related field is preferred.

EXPERIENCE
  • 8+ years leadership experience in a financial institution managing a combination of payments departments to include a minimum of two of the following: ACH, check processing, ATMs, electronic payments, debit cards and/or credit cards.
  • 8+ years of experience within the consumer card and electronic payments industry - either product management, development or portfolio management - and extensive market knowledge in a financial services organization.
  • 8+ years of experience in contract and vendor management.

KNOWLEDGE, SKILLS & ABILITIES
  • Strategic thinker with a focus on driving growth in non-interest income while reducing non-interest expenses.
  • Proven expertise in problem-solving, analytical thinking, project management, and organizational effectiveness.
  • In-depth knowledge and adherence to key regulatory frameworks including Regulation E, Z, CC, Visa Rules, PCI Compliance, and the Credit Card Act.
  • Strong understanding of chargeback rules and regulatory requirements.
  • Skilled in payment processing operations and implementing risk mitigation controls to prevent losses.
  • Experience in optimizing payment routing strategies to maximize profitability.
  • Adept at conducting risk assessments and leading teams to implement controls that minimize financial and reputational exposure.
  • Exceptional verbal and written communication skills with the ability to present ideas to senior leadership.

DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management.
The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As required or requested, may exert up to 20 pounds of force occasionally and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources

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