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Va Underwriter Jobs (NOW HIRING)

Choice Mortgage Group

Senior Underwriter

Boca Raton, FL · On-site +1

$93K - $110K/yr

Responsibilities • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. • Underwrites the entire ...

Bank Five Nine

Mortgage Underwriter

Oconomowoc, WI · On-site

Review and underwrite loan applications to ensure they meet bank, FHA/VA, and secondary market standards. * Team Collaboration: Communicate effectively with processors, lenders, and other internal ...

Atlantic Coast Mortgage

Jumbo/ Non-QM Underwriter

Underwrites Jumbo and Non-QM loans in addition to FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards * Maintain ACM mandated turn times for ...

Zentech Consulting

Mortgage Underwriter

Charlotte, NC · On-site

$36/hr

Company Description The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The ...

Zentech Consulting

Mortgage Underwriter

Charlotte, NC · Hybrid

$36/hr

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates ...

Teachers Federal Credit Union

Mortgage Underwriter

Hauppauge, NY · On-site

$36 - $43.25/hr

  • Dental

  • Vision

  • Retirement

  • PTO

Experience reviewing Conventional, FHA, VA, USDA, HELOC, or Portfolio loan products preferred * Working knowledge of automated underwriting systems such as DU and LPA, as well as applicable manual ...

Zentech Consulting

Mortgage Underwriter

Clearwater, FL · On-site

$36/hr

Company Description The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The ...

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based ... FHLMC/FNMA/FHA/RD and VA Guidelines; and investor requirements. * Proficiency in analyzing complex ...

Zentech Consulting

Mortgage Underwriter

Clearwater, FL · Hybrid

$36/hr

The Mortgage Loan Underwriter position is responsible for underwriting Conventional, FHA, and VA loans following established company, agency and investor guidelines. The underwriter evaluates ...

Teachers Federal Credit Union

Mortgage Underwriter

Hauppauge, NY · On-site

$36 - $43.25/hr

  • Dental

  • Vision

  • Retirement

  • PTO

Experience reviewing Conventional, FHA, VA, USDA, HELOC, or Portfolio loan products preferred * Working knowledge of automated underwriting systems such as DU and LPA, as well as applicable manual ...

Eastern Bank

Mortgage Underwriter

Manchester, NH · On-site

$30.94 - $49.73/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Mortgage Underwriter II is responsible for providing accurate and timely loan decisions based ... FHLMC/FNMA/FHA/RD and VA Guidelines; and investor requirements. * Proficiency in analyzing complex ...

PREMIUM MORTGAGE CORPORATION

Renovation Underwriter

Latham, NY · On-site

$85K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

Underwrites renovation loan files in accordance with FHA 203(k), Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, and SONYMA RemodelNY guidelines * Evaluates project feasibility ...

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Va Underwriter information

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$106K

$130.5K

How much do va underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for va underwriter in the United States is $105,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,500.00 and $112,000.00 per year, depending on experience, location, and employer.

What is a VA underwriter?

VA Underwriters are financial professionals who review and evaluate mortgage loan applications submitted under the U.S. Department of Veterans Affairs (VA) loan program. Their primary responsibility is to ensure that all loans meet the VA's guidelines and requirements, including verifying the borrower's eligibility, income, credit history, and property details. VA Underwriters play a critical role in safeguarding the interests of both lenders and veterans by minimizing risk and ensuring that loans are properly documented and compliant. They work closely with loan officers, processors, and other team members to facilitate a smooth approval process.

What does a VA underwriter do?

A VA underwriter works for a lender and evaluates borrowers’ ability to repay a mortgage loan issued by the United States Department of Veterans Affairs (VA). In this position, you evaluate a borrower’s employment history, financial position, service eligibility, and other personal data that may impact lending. Your responsibilities also include reviewing the loan file to ensure that it includes the required documentation and meets all of the criteria for the loan, including the maximum allowable amount. If you work for a non-supervised lender, your duties may include ensuring that the loan meets VA rules and seeking agency approval for the transaction. As a VA underwriter, your qualifications include both experience in general loan processing and underwriting, as well as specialized skills in and understanding of VA requirements.

What are the key skills and qualifications needed to thrive as a VA underwriter?

To thrive as a VA Underwriter, you need a strong understanding of VA loan guidelines, mortgage underwriting principles, and risk assessment, usually supported by experience in mortgage lending or relevant certifications. Familiarity with automated underwriting systems (AUS), loan origination software, and compliance tools is typically required. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating loan files and interacting with loan officers or applicants. These skills ensure compliant, accurate loan decisions that support both the lender’s business and veterans’ access to home financing.

What are some common challenges VA underwriters face when evaluating loan applications?

VA Underwriters often encounter challenges such as interpreting complex borrower financial documents, ensuring strict adherence to Department of Veterans Affairs guidelines, and handling cases with unique circumstances like non-traditional income or joint loans. Balancing speed of processing with thorough risk assessment is also crucial, as VA loans have specific documentation and eligibility requirements. Effective communication with loan officers, processors, and sometimes applicants is essential to resolve issues quickly and keep the mortgage process moving smoothly.
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Va Underwriter jobs near you
Infographic showing various Va Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 75% In-person, 5% Hybrid, and 20% Remote job distribution, with an average salary of $105,999 per year, or $51 per hour.

Senior Underwriter

Choice Mortgage Group

Boca Raton, FL • On-site, Remote

$93K - $110K/yr

Full-time

Re-posted 13 days ago

Job description

Description
Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You'll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!
Responsibilities
• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines.
• Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
• Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists
• Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files.
• Responds to post-closing reviews and audits in a timely fashion.
Qualifications
• 10+ Years of mortgage underwriting experience required.

Apply