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Senior Va Underwriter Jobs (NOW HIRING)

Sun West Mortgage-Since 1980

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DE and VA Underwriter- Remote

Cerritos, CA · Remote

$110K - $150K/yr

We are seeking a seasoned DE and VA Underwriter to join our growing team. This individual will be responsible for making high-stakes, independent credit decisions that directly impact $20-$30 million ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... Underwriters and newly hired Senior Underwriters * Answer and research general underwriting ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... Underwriters and newly hired Senior Underwriters * Answer and research general underwriting ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Role: Senior Underwriter Department : Underwriting Workstyle: Remote Eligible Pay: The total ... JOB SUMMARY The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · On-site

$94K - $112K/yr

Role: Senior Underwriter Department : Underwriting Workstyle: Remote Eligible Pay: The total ... JOB SUMMARY The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product ...

Clayton

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Role: Senior Underwriter Department : Underwriting Workstyle: Remote Eligible Pay: The total ... JOB SUMMARY The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product ...

Sonabank

Senior Underwriter

Washington, DC · On-site

$84K - $115K/hr

The Senior Underwriter is responsible for evaluating and determining the eligibility of loan ... Approved DE, VA, FHA, USDA approved designations. Minimum Skill Requirements * Proficiency in MS ...

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Senior Va Underwriter information

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$37K

$106.6K

$133.5K

How much do senior va underwriter jobs pay per year?

As of Jul 30, 2026, the average yearly pay for senior va underwriter in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What is the difference between Senior Va Underwriter vs VA Underwriter?

AspectSenior VA UnderwriterVA Underwriter
CredentialsTypically requires experience, certifications like CPCU or ARMEntry to mid-level, often less experience required
Work EnvironmentUnderwriting departments in insurance companies, government agenciesSimilar, often within insurance or mortgage companies
ResponsibilitiesReview complex VA loan applications, assess risk, make final decisionsEvaluate VA loan applications, support underwriting process

The main difference is that Senior VA Underwriters handle more complex cases, require more experience and certifications, and often have decision-making authority. VA Underwriters focus on evaluating applications and supporting the underwriting process, typically at an entry or mid-level. Both roles are essential in the VA loan process but differ in scope and responsibility.

What cities are hiring for Senior Va Underwriter jobs? Cities with the most Senior Va Underwriter job openings:
What are the most commonly searched types of Va Underwriter jobs? The most popular types of Va Underwriter jobs are:
What states have the most Senior Va Underwriter jobs? States with the most job openings for Senior Va Underwriter jobs include:
Senior Va Underwriter jobs near you

DE and VA Underwriter- Remote

Sun West Mortgage-Since 1980

Cerritos, CA • Remote

$110K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 22 days ago

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Job description

Sun West is a nationwide full-service mortgage seller /servicer with over 44 years of experience. Our current expansion initiative is driven with respect to the competency evolution of Sun West. Sun West has set the mark in the Mortgage industry as one of the leading company’s specialized in FHA Single Family, HUD Multi Family, VA, Conventional and Home Equity mortgages.

Sun West is one of the few direct lenders to provide in-house underwriting, funding, and servicing. Our team is dedicated to offering exceptional customer service coupled with integrity, reliability, strength and stability. We achieve this through our commitment to technology.

We are seeking a seasoned DE and VA Underwriter to join our growing team. This individual will be responsible for making high-stakes, independent credit decisions that directly impact $20–$30 million in monthly lending. If you are meticulous, deeply knowledgeable about underwriting guidelines, and thrive in a high-volume, compliance-driven environment, we want to hear from you.


Key Responsibilities

  • Independently assess loan applications and make underwriting decisions in strict adherence to Agency, Investor, and Sun West guidelines.
  • Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed.
  • Analyze borrower credit-worthiness, collateral, and AUS findings (DU/LP).
  • Accurately issue the Loan Analysis and Loan Summary.
  • Downgrade loans to Manual Underwrite where required, as the exclusive authority on such decisions.
  • Stay current with all federal and state lending regulations and mortgagee letters (particularly those issued post-01/2008).
  • Calculate income per Agency guidelines, including complex tax return reviews.
  • Verify borrower assets including gift funds, trailing funds, and reserves.
  • Accurately compute loan amounts for Rate/Term and Streamline Refinances.
  • Identify and resolve HUD-1 deficiencies.
  • Maintain production volumes aligned with company targets, while delivering accurate results.


Required Qualifications

  • Active DE Underwriter Certification (CHUMS ID is mandatory).
  • Active VA/SAR Certification.
  • Actively underwriting FHA loans for the last 24 months.
  • Proficient with Automated Underwriting Systems, especially DU and LP.
  • Strong verbal and written communication skills.
  • Exceptional attention to detail and customer-service orientation.
  • Deep knowledge of compliance regulations, including:
    • Mortgage Disclosure Improvement Act (MDIA)
    • RESPA Reform, Appraisal Independence, and HVCC
  • Proven ability to meet and exceed underwriting production targets.


Technical Requirements

  • High proficiency in Adobe Acrobat® (e.g., splitting/creating PDFs), Microsoft Office, Google Apps, and web-based tools.
  • Excellent typing speed and computer literacy are essential.


Why Join Us?

  • Directly impact substantial lending volumes and influence decision-making.
  • Be part of a professional, compliance-focused, and highly skilled team.
  • Access to continuous learning and development resources.

Company Description

Sun West Mortgage Company, Inc. is an Equal Opportunity Employer. The company and its affiliates recruit and hire qualified candidates without regard to race, religion, color, sex, sexual orientation, gender, gender identity, age, national origin, ancestry, citizenship, veteran or disability status, medical condition, marital status, or any other factor prohibited by federal, state, provincial, and municipal laws.