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Va Underwriter Jobs (NOW HIRING)

Trustmark

Retail Staff Underwriter II

Mobile, AL · On-site

$65 - $90/hr

VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General understanding and knowledge ...

Atlantic Coast Mortgage

Underwriter

Fairfax, VA · On-site

$65K - $154K/yr

Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards * Maintain ACM mandated turn times for new reviews and conditions * Analyzes ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

Plaza Home Mortgage

Sr. Underwriter

San Diego, CA · On-site

$56 - $70/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

Plaza Home Mortgage

$56 - $70/hr

Types of consumer loan applications include, but are not limited to Conventional, Jumbo, FHA, VA ... May underwrite one or all of the following loan types: Conventional, Jumbo, FHA, 2013k, VA, and ...

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site

VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General understanding and knowledge ...

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site +1

VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General understanding and knowledge ...

Jet Direct Mortgage

Underwriter

Saddle Brook, NJ · On-site

Saddle Brook, NJ Jet Direct Mortgage is looking for an experienced and ambitious Senior Mortgage Underwriter that specialized in VA loans to join our fast paced, goal oriented and supportive ...

Trustmark Bank

VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General understanding and knowledge ...

Trustmark Bank

Retail Staff Underwriter II

Panhandle, TX · On-site +1

VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General understanding and knowledge ...

Jet Direct Mortgage

Underwriter

Saddle Brook, NJ · On-site

Saddle Brook, NJ Jet Direct Mortgage is looking for an experienced and ambitious Senior Mortgage Underwriter that specialized in VA loans to join our fast paced, goal oriented and supportive ...

Jet Direct Funding Corp

Underwriter

Saddle Brook, NJ · On-site

$90 - $120/hr

Saddle Brook, NJ Jet Direct Mortgage is looking for an experienced and ambitious Senior Mortgage Underwriter that specialized in VA loans to join our fast paced, goal oriented and supportive ...

Jet Direct Mortgage

Underwriter

Saddle Brook, NJ · On-site

Saddle Brook, NJ Jet Direct Mortgage is looking for an experienced and ambitious Senior Mortgage Underwriter that specialized in VA loans to join our fast paced, goal oriented and supportive ...

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Va Underwriter information

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$89.5K

$106K

$130.5K

How much do va underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for va underwriter in the United States is $105,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,500.00 and $112,000.00 per year, depending on experience, location, and employer.

What is a VA underwriter?

VA Underwriters are financial professionals who review and evaluate mortgage loan applications submitted under the U.S. Department of Veterans Affairs (VA) loan program. Their primary responsibility is to ensure that all loans meet the VA's guidelines and requirements, including verifying the borrower's eligibility, income, credit history, and property details. VA Underwriters play a critical role in safeguarding the interests of both lenders and veterans by minimizing risk and ensuring that loans are properly documented and compliant. They work closely with loan officers, processors, and other team members to facilitate a smooth approval process.

What does a VA underwriter do?

A VA underwriter works for a lender and evaluates borrowers’ ability to repay a mortgage loan issued by the United States Department of Veterans Affairs (VA). In this position, you evaluate a borrower’s employment history, financial position, service eligibility, and other personal data that may impact lending. Your responsibilities also include reviewing the loan file to ensure that it includes the required documentation and meets all of the criteria for the loan, including the maximum allowable amount. If you work for a non-supervised lender, your duties may include ensuring that the loan meets VA rules and seeking agency approval for the transaction. As a VA underwriter, your qualifications include both experience in general loan processing and underwriting, as well as specialized skills in and understanding of VA requirements.

What are the key skills and qualifications needed to thrive as a VA underwriter?

To thrive as a VA Underwriter, you need a strong understanding of VA loan guidelines, mortgage underwriting principles, and risk assessment, usually supported by experience in mortgage lending or relevant certifications. Familiarity with automated underwriting systems (AUS), loan origination software, and compliance tools is typically required. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating loan files and interacting with loan officers or applicants. These skills ensure compliant, accurate loan decisions that support both the lender’s business and veterans’ access to home financing.

What are some common challenges VA underwriters face when evaluating loan applications?

VA Underwriters often encounter challenges such as interpreting complex borrower financial documents, ensuring strict adherence to Department of Veterans Affairs guidelines, and handling cases with unique circumstances like non-traditional income or joint loans. Balancing speed of processing with thorough risk assessment is also crucial, as VA loans have specific documentation and eligibility requirements. Effective communication with loan officers, processors, and sometimes applicants is essential to resolve issues quickly and keep the mortgage process moving smoothly.
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Va Underwriter jobs near you
Infographic showing various Va Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Remote job distribution, with an average salary of $105,999 per year, or $51 per hour.

Senior Underwriter

JG Wentworth Home Lending, LLC

Woodbridge, VA • On-site

$97K - $115K/yr

Full-time

Re-posted 4 days ago

Job description

Company Description
Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry.
www.jgwentworth.com/en/mortgages
Job Description
Senior Underwriter
Location: Woodbridge, VA
OR
*****WILL CONSIDER REMOTE ACCESS FOR EXPERIENCED CANDIDATES***
This Senior Underwriter is responsible for the following:
• Responsible for reviewing initial underwriting files and reviewing final conditions
• Must have ability to underwrite 4-5 loans a day or 100 loans a month on average
• Must meet company established goals for turn times on initial and condition review
• Must have very extensive knowledge of all loan programs
• Ability to underwrite without supervision
• Consistently out performs lower level underwriting team members
• Assists Underwriting Manager with training lower level team members
• Must maintain not only speed, but accuracy in all areas of underwriting
• Responds in a timely manner to any QC, Investor or GSE deficiency
Qualifications
• Underwriter will have at least 10 years+ of underwriting experience or equivalent.
• Must have certification to underwrite FHA, VA and/or USDA, and Conventional Loans.
• Must be DE Certified.
• This level requires minimal supervision.
• Must be a Team Player and work closely with the sales team to ensure every option available is made to find best loan programs available for a borrower.
Additional Information
For more than 20 years, The J.G. Wentworth Company®, through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company® is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth.
We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D

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