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Underwriter Jobs in Kansas (NOW HIRING)

Captives Underwriter

Overland Park, KS ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business, support renewal and new business development, and have the opportunity to achieve full underwriting ...

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Underwriter information

See Kansas salary details

$29K

$70.3K

$124.4K

How much do underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for underwriter in Kansas is $70,348.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $77,600.00 per year, depending on experience, location, and employer.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and specialized knowledge.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters with certifications can earn higher salaries, especially in competitive markets or financial sectors. Compensation often includes benefits and opportunities for advancement based on skills and performance.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What are the most commonly searched types of Underwriter jobs in Kansas?

The most popular types of Underwriter jobs in Kansas are:

What cities in Kansas are hiring for Underwriter jobs?

Cities in Kansas with the most Underwriter job openings:

What are popular job titles related to Underwriter jobs in KS?

For Underwriter jobs in KS, the most frequently searched job titles are:

Infographic showing various Underwriter job openings in Kansas as of August 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 100% In-person job distribution, with an average salary of $70,348 per year, or $33.8 per hour.

Full-time

Posted 11 days ago


Job description

Summary
Underwrite a profitable and growing book of business with acceptable loss and expense ratios, while maintaining good overall agency relationships. Support corporate goals and objectives.
Essential Duties and Responsibilities
  • Evaluate risks for acceptance, renewal, modification, or declination within established departmental underwriting criteria and individual authority documents to produce an underwriting profit.
    • Analyze underwriting information such as applications, change requests, inspections, credit reports, MVR's, cost estimators. Evaluate alternative outcomes, make appropriate underwriting decisions and include proper and accurate file documentation. The gauge of this duty will be underwriting audit scores and total profitability of the territory.
    • Answer questions from agents and other team members concerning risk analysis, eligibility, underwriting rules, rating and company practices and procedures.
  • Evaluate the underwriting results of the assigned territory and make recommendations for corrective action, as necessary. Participate as needed with feedback for Product Managers, evaluation of the agency force and development of underwriting guidelines. The size of your territory, reflected by the total written premium, is indicative of the level of responsibility, underwriting capability, organizational skills and marketing skill demonstrated
  • Communicate with agents, in a business-like manner:
    • Explain the reasons behind underwriting decisions.
    • Demonstrate flexibility and adaptability as risk conditions or market conditions change.
    • Build professional working relationships with agents, customers, and other company personnel.
    • Use persuasion and influencing skills to encourage application submissions and business retention, selling the appropriate coverages and promoting loss control measures.
  • Look up policy information on the computer and possess a working knowledge of systems and databases to facilitate in answering policy, coverage, and billing questions.
  • Participate in marketing efforts, including individual agency visits, company/agency meetings, and/or training sessions.
  • Complete special assignments.
  • Other duties as assigned.

Required Skills and Abilities
  • Develop a strong knowledge and understanding of the rating requirements and policy forms used within your underwriting responsibilities.
  • Demonstrate effective time management, organizational, and computer skills.
  • Good listening and decision-making skills, detail oriented, accurate and efficient.
  • Active participation in the team process, both internally and externally, and excellent customer service skills.

Education and/or Experience
  • College bachelor's degree preferred.
  • Will be required to complete the Associate in Personal Lines Insurance (API) or Associate in Commercial Lines (AU) designation and at least one other insurance course within 48 months.
  • Successful completion of the Personal Lines section of CIC, and Associate in Service (AIS) program will also be necessary. Timing of these classes will be determined by the underwriting manager.
  • CPCU completion is strongly encouraged as well.

Physical Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers to operate a computer keyboard, mouse, and telephone keypad., reach with hands and arms, and talk or hear. The employee is occasionally required to stand; walk; and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.