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Underwriter Trainee Jobs in Kansas (NOW HIRING)

The Hartford

Captives Underwriter

Overland Park, KS · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Burns & Wilcox

Associate Underwriter

Overland Park, KS · On-site

Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business, support renewal and new business development, and have the opportunity to achieve full underwriting ...

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Kansas

Underwriter Trainee information

See Kansas salary details

$29K

$70.3K

$124.4K

How much do underwriter trainee jobs pay per year?

As of Aug 15, 2026, the average yearly pay for underwriter trainee in Kansas is $70,348.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $77,600.00 per year, depending on experience, location, and employer.

How much does an underwriter trainee earn?

An underwriter trainee typically earns between $40,000 and $55,000 annually, depending on location, industry, and experience. Entry-level positions may start lower, but with training and skill development, salaries can increase as they gain underwriting knowledge and certifications.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on location and industry. Starting salaries may increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment. Compensation can also vary based on the employer and the complexity of the policies handled.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

How do I become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a high school diploma or equivalent; some employers prefer or require a bachelor's degree in fields like finance, business, or economics. Entry-level positions often provide on-the-job training, and developing skills in analysis, attention to detail, and familiarity with underwriting software can improve chances. Certifications such as the Associate in Commercial Underwriting (ACU) or similar can also enhance prospects for advancement.

What are the most commonly searched types of Underwriter jobs in Kansas?

The most popular types of Underwriter jobs in Kansas are:

What are popular job titles related to Underwriter Trainee jobs in Kansas?

For Underwriter Trainee jobs in Kansas, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Kansas look for?

The top searched job categories for Underwriter Trainee jobs in Kansas are:

What cities in Kansas are hiring for Underwriter Trainee jobs?

Cities in Kansas with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Kansas as of August 2026, with employment types broken down into 88% Full Time, 9% Part Time, 2% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $70,348 per year, or $33.8 per hour.

Underwriter

FARMERS ALLIANCE MUTUAL INSURANCE C

Mcpherson, KS • On-site

Full-time

Posted 11 days ago

Job description

Summary
Underwrite a profitable and growing book of business with acceptable loss and expense ratios, while maintaining good overall agency relationships. Support corporate goals and objectives.
Essential Duties and Responsibilities
  • Evaluate risks for acceptance, renewal, modification, or declination within established departmental underwriting criteria and individual authority documents to produce an underwriting profit.
    • Analyze underwriting information such as applications, change requests, inspections, credit reports, MVR's, cost estimators. Evaluate alternative outcomes, make appropriate underwriting decisions and include proper and accurate file documentation. The gauge of this duty will be underwriting audit scores and total profitability of the territory.
    • Answer questions from agents and other team members concerning risk analysis, eligibility, underwriting rules, rating and company practices and procedures.
  • Evaluate the underwriting results of the assigned territory and make recommendations for corrective action, as necessary. Participate as needed with feedback for Product Managers, evaluation of the agency force and development of underwriting guidelines. The size of your territory, reflected by the total written premium, is indicative of the level of responsibility, underwriting capability, organizational skills and marketing skill demonstrated
  • Communicate with agents, in a business-like manner:
    • Explain the reasons behind underwriting decisions.
    • Demonstrate flexibility and adaptability as risk conditions or market conditions change.
    • Build professional working relationships with agents, customers, and other company personnel.
    • Use persuasion and influencing skills to encourage application submissions and business retention, selling the appropriate coverages and promoting loss control measures.
  • Look up policy information on the computer and possess a working knowledge of systems and databases to facilitate in answering policy, coverage, and billing questions.
  • Participate in marketing efforts, including individual agency visits, company/agency meetings, and/or training sessions.
  • Complete special assignments.
  • Other duties as assigned.

Required Skills and Abilities
  • Develop a strong knowledge and understanding of the rating requirements and policy forms used within your underwriting responsibilities.
  • Demonstrate effective time management, organizational, and computer skills.
  • Good listening and decision-making skills, detail oriented, accurate and efficient.
  • Active participation in the team process, both internally and externally, and excellent customer service skills.

Education and/or Experience
  • College bachelor's degree preferred.
  • Will be required to complete the Associate in Personal Lines Insurance (API) or Associate in Commercial Lines (AU) designation and at least one other insurance course within 48 months.
  • Successful completion of the Personal Lines section of CIC, and Associate in Service (AIS) program will also be necessary. Timing of these classes will be determined by the underwriting manager.
  • CPCU completion is strongly encouraged as well.

Physical Requirements
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers to operate a computer keyboard, mouse, and telephone keypad., reach with hands and arms, and talk or hear. The employee is occasionally required to stand; walk; and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

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