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Short Term Disability Jobs (NOW HIRING)

As a Short Term Disability (STD) Claims Manager, you will develop the knowledge and skills needed to conduct thorough investigations, make determinations regarding short-term disability eligibility ...

Associate, Short Term Trader

Newport Beach, CA · On-site

$17 - $22.50/hr

Understanding of short-term risk markets, operational fundamentals, and theoretical portfolio ... Applicants with Disabilities PIMCO is an Equal Employment Opportunity/Affirmative Action employer.

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Short Term Disability information

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How much do short term disability jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for short term disability in the United States is $19.17, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $21.15 per hour, depending on experience, location, and employer.

What is short term disability?

Short term disability (STD) is an insurance benefit that provides partial income replacement if you are temporarily unable to work due to illness, injury, or certain medical conditions, such as pregnancy. STD policies typically cover a percentage of your salary—often between 50% and 70%—for a limited period, usually between a few weeks to six months, depending on the plan. To qualify, you generally need medical documentation proving you cannot perform your job duties. Short term disability helps protect your finances during recovery, but it does not cover long-term or permanent disabilities.

What is the difference between Short Term Disability vs Physical Therapist?

AspectShort Term DisabilityPhysical Therapist
Required CredentialsVaries by employer, often no specific license requiredDoctor of Physical Therapy (DPT) license required
Work EnvironmentOffice, clinic, or remote, depending on employerHospitals, clinics, outpatient centers
Industry UsageInsurance, HR, employee benefitsHealthcare, rehabilitation
PurposeProvides income replacement during temporary disabilityRehabilitates patients to restore movement and function

Short Term Disability offers income replacement for employees unable to work due to illness or injury, while Physical Therapists focus on patient rehabilitation. The two serve different roles: one is a benefit for employees, the other a healthcare profession.

What are the key skills and qualifications needed to thrive as a Short Term Disability Claims Specialist, and why are they important?

To thrive as a Short Term Disability Claims Specialist, you need knowledge of insurance policies, claims adjudication processes, and relevant regulations, often supported by a bachelor's degree or related experience. Proficiency with claims management software, case documentation systems, and sometimes industry certifications like Associate in Claims (AIC) is important. Excellent attention to detail, strong communication, and empathy help in evaluating claims and supporting claimants during stressful times. These skills are crucial for ensuring accurate, timely claims processing and delivering high-quality customer service.

What are the typical challenges faced by professionals working in Short Term Disability case management?

One common challenge in Short Term Disability case management is balancing the need for thorough documentation with maintaining empathy and clear communication with claimants. Case managers must navigate complex medical information, coordinate with healthcare providers, and ensure compliance with both company policies and legal guidelines. Managing high caseloads, meeting tight deadlines, and handling sensitive conversations about medical conditions are also typical aspects of the role. Strong organizational and interpersonal skills are essential for success in this fast-paced, detail-oriented environment.
More about Short Term Disability jobs
What cities are hiring for Short Term Disability jobs? Cities with the most Short Term Disability job openings:
What states have the most Short Term Disability jobs? States with the most job openings for Short Term Disability jobs include:
Infographic showing various Short Term Disability job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 20% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $39,879 per year, or $19.2 per hour.
Short Term Disability Analyst

Short Term Disability Analyst

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site, Remote

$46K - $68K/yr

Full-time

Posted 19 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 109 frontline employees who took The Breakroom Quiz

48th of 277 rated insurance


Job description

Ability Analyst - C410ANSr Ability Analyst - C409AN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Do you enjoy helping people? Then you belong here. We currently have an excellent claims professional career opportunity available. Join our Short-Term Disability and Absence Management Disability Team.

The Ability Analyst is responsible for investigating and managing short-term disability and absence claims to make timely, accurate, and customerfocused benefit determinations across shortterm disability and absence management programs. This role partners closely with customers, medical providers, employers, and internal stakeholders to evaluate eligibility, support recovery, and facilitate a safe and responsible return to work when appropriate.
Using medical, vocational, financial, and functional information, the Ability Analyst manages claims through initial and ongoing decision points while adhering to corporate claim standards, policies, procedures, and all applicable statutory, regulatory, and ethical requirements. Claim complexity may vary based on experience and business needs and may include working with customers experiencing behavioral health conditions, complex medical diagnoses, or terminal illness.
The Ability Analyst supports the organization's mission of helping customers rebuild their lives after an unexpected illness or event by delivering empathetic service, sound decisionmaking, and consistent claim management throughout the short-term disability lifecycle.

Work Arrangement:

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Hartford, CT, San Antonio, TX, Lake Mary, FL, Scottsdale, AZ, Naperville, IL, Alpharetta, GA and Sunrise, FL) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

  • Start Date (Stag Week): September 1, 2026

  • Training Start Date: September 7, 2026

  • Training Hours: 8:00 AM-4:30 PM (your local time), Monday-Friday

  • Training Duration: 6 weeks

  • Post-Training Schedule: Core business hours

Responsibilities:

  • Investigate and manage shortterm disability and absence claims by gathering and evaluating information from claimants, employers, and medical providers.

  • Analyze medical, vocational, financial, and claimrelated information to support accurate initial and ongoing benefit determinations.

  • Guide customers through the disability and recovery process, focusing on functional abilities, clear expectations, and supportive communication.

  • Maintain professional written and verbal communications with internal and external partners to deliver timely, customercentered outcomes.

  • Apply critical thinking, sound judgment, and analytical reasoning to assess risk, resolve issues, and make consistent claim decisions.

  • Collaborate effectively in a fastpaced, teambased environment to retrieve, evaluate, and relay claimrelated information.

  • Leverage technology responsibly to manage claims efficiently, understand the role of technology while applying appropriate judgement, remain aware of potential risks, and support quality outcomes.

  • Demonstrate empathy and emotional intelligence when navigating difficult conversations and complex situations.

  • Adapt to change, learn new concepts and tools, and support continuous improvement in an evolving business environment.

  • Understand how claim decisions interact with other benefit programs to anticipate customer needs and provide accurate guidance.

Qualifications:

  • High School Diploma or GED required; Associate or Bachelor's degree preferred but not required.

  • 1+ years of customer service experience preferred but not required.

  • Medical, clinical, or vocational background is a plus but not required.

  • Proficiency with Microsoft Office and the ability to navigate multiple systems simultaneously.

  • Strong time management and organizational skills, with the ability to manage competing priorities.

  • Ability to work effectively in a structured, inclusive, and collaborative team environment.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$46,222-$68,200

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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