Senior Risk Manager Jobs in Massachusetts (NOW HIRING)

World Insurance Associates (“World”) is a unique financial services organization with a global network of brokers and specialists who empower people to make informed decisions to improve their risk management outcomes, modernize their benefits programs, and help them achieve their long-term financial goals. Founded in 2011, World is one of the fastest-growing, Top 25 insurance brokers in the U.S. with nearly 3,000 employees in more than 300 offices across North America and the U.K. World specializes in personal and commercial insurance, surety and fidelity bonding, employee and executive benefits, investment advisory and retirement plan services, and payroll & HR solutions. 

Senior Family Risk Specialist

Position Overview

The Senior Family Risk Specialists are responsible for building relationships, generating new business, and closing personal lines insurance opportunities with individuals, families, high-net-worth households. The Senior Family Risk Specialist serves as a senior risk advisor responsible for evaluating complex personal insurance exposures and developing sophisticated protection strategies for affluent, High-Net-Worth, Middle Market, and other coverage-intensive households.  

The Senior Family Risk Specialist generally handles opportunities with average account revenue of $1,500 or more and other matters requiring advanced risk analysis, multi-policy or multi-carrier structuring, or specialized coverage expertise. The role leads comprehensive package reviews and identifies solutions designed to protect the client's assets, liability position, and broader financial interests.  

This position requires substantial independent judgment in assessing complex exposures, establishing a coverage strategy, evaluating alternatives, advising clients, and determining when specialized markets or additional expertise are needed. The Senior Family Risk Specialist also strengthens team capability by coaching Tier 1 specialists on discovery, risk analysis, and consultative client engagement. 

Primary Responsibilities

• Prospect, develop, and close new Personal Lines and High-Net-Worth business opportunities through consultative selling and effective pipeline management. 

• Conduct in-depth discovery to assess household exposures, existing coverage, asset-protection needs, and opportunities for comprehensive insurance solutions. 

• Exercise independent judgment to evaluate complex risks, identify coverage gaps, prioritize opportunities, and recommend appropriate insurance strategies. 

• Design and present customized personal insurance programs, including excess liability, specialty property, valuable articles, flood, and multi-carrier solutions as appropriate. 

• Advise clients on coverage options, tradeoffs, limitations, and recommended actions as their assets, exposures, and household needs evolve. 

• Coordinate with carrier, underwriting, and internal partners while independently determining which solutions best align with client needs and risk profile. 

• Maintain accurate documentation and manage client, opportunity, and pipeline activity in approved agency and CRM systems, including HubSpot. 

• Provide subject-matter guidance to Tier 1 specialists and help triage complex opportunities requiring advanced analysis or senior-level advisory support. 

• Operate with limited day-to-day direction while complying with agency standards, carrier requirements, licensing obligations, and applicable regulations. 

Qualifications

• 5+ years of personal lines production, risk advisory, or comparable consultative insurance experience.  

• Demonstrated success assessing, structuring, presenting, and closing complex personal lines accounts, including High-Net-Worth or other coverage-intensive households.  

• Advanced knowledge of excess and umbrella liability, scheduled articles, property-related specialty coverages, and multi-carrier account structuring.  

• Strong analytical, relationship-management, communication, negotiation, and consultative selling capabilities.  

• Demonstrated ability to exercise independent judgment in complex client and coverage situations.  

• Ability to coach others and provide credible subject-matter guidance.  

Preferred  

• Experience placing business with High-Net-Worth or specialty personal lines carriers.  
• Experience advising clients with multiple residences, valuable collections, complex liability exposures, or other sophisticated asset-protection needs.  
• Experience conducting formal portfolio or package reviews.  
• Experience mentoring or developing less experienced insurance professionals.  
• Professional Licenses/Certifications 
• Active Property & Casualty license 

Essential Skills/Competencies 

• Advanced discovery and risk analysis  

• Complex coverage strategy  

• Independent judgment and decision-making  

• High-Net-Worth client advisory  

• Portfolio and relationship leadership  

• Risk triage  

• Coaching and subject-matter guidance  

• Communication and influence  

• Professional accountability  

Education  

• Bachelors degree preferred 
• Insurance designations like CPRIA, CIC, CAPI, CPCU, etc. preferred 

Compensation & Benefits

At World Insurance, we believe high performance should be rewarded. As a Senior Family Risk Specialist, you'll receive a competitive compensation package that includes a base salary, commission opportunities, and a comprehensive benefits program. Benefits include medical, dental, vision, as well as a 401(k) plan with immediate vesting.

The anticipated base salary range for this position is $80,000 to $150,000, determined by factors including geographic location, relevant experience, demonstrated sales success, and the ability to generate new business revenue.

Equal Employment Workforce and Workplace
World celebrates and supports differences amongst its employees. World knows employing a team rich in diverse thoughts, experiences, and opinions allows World’s employees and World’s work environments to flourish. World is honored to be an equal opportunity workplace, dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or Veteran status. In addition, World makes reasonable accommodations to known physical or mental limitations of an otherwise qualified applicant or employee with a disability, unless the accommodation would impose an undue hardship on the operation of World’s business.

TO EXECUTIVE SEARCH FIRMS AND STAFFING AGENCIES: 
World does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered World’s property, and World will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting World’s Human Resources Talent Department.