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Senior Credit Risk Review Jobs (NOW HIRING)

ACT Group

Sr. Credit Risk Analyst

New York, NY · On-site

$100K - $150K/yr

As a Senior Credit Risk Analyst, you will join our Global Risk team in New York and oversee credit risk activities across the Americas. Working closely with senior traders and the Global Risk ...

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$22.5K

$118.3K

$210K

How much do senior credit risk review jobs pay per year?

As of Jul 15, 2026, the average yearly pay for senior credit risk review in the United States is $118,258.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,500.00 and $145,000.00 per year, depending on experience, location, and employer.

What is a Senior Credit Risk Review?

A Senior Credit Risk Review is a senior-level professional responsible for evaluating and assessing the credit risk associated with lending activities within a financial institution. They review credit portfolios, analyze loan documentation, and ensure adherence to regulatory and internal risk standards. Their role is crucial in identifying potential weaknesses in credit exposures and recommending improvements to mitigate losses. Typically, they collaborate with risk management teams and provide independent assessments to support sound lending practices.

How does a Senior Credit Risk Review professional typically interact with other departments within a financial institution?

As a Senior Credit Risk Review professional, you will regularly collaborate with teams across lending, underwriting, compliance, and internal audit. Your role involves evaluating credit portfolios, identifying potential risks, and providing recommendations for mitigating those risks, which requires clear communication with front-line business units and management. You'll also participate in cross-departmental meetings to discuss findings and ensure that credit policies align with both regulatory standards and the institution’s risk appetite. This collaborative environment fosters a comprehensive understanding of the organization's overall risk profile and supports proactive risk management.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Review, and why are they important?

To thrive as a Senior Credit Risk Review professional, you need deep expertise in credit analysis, risk assessment, and financial statement review, often supported by a bachelor's or master's degree in finance, accounting, or a related field. Familiarity with risk management systems, credit scoring models, and regulatory compliance tools such as Moody’s Analytics or Bloomberg is typically required. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for this position. These skills and qualities are essential for identifying potential credit risks, ensuring compliance, and maintaining the financial health of an organization.
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Senior Credit Risk Review jobs near you
Senior Credit Risk Analyst

Senior Credit Risk Analyst

Braviant Holdings

Dallas, TX • Hybrid

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

Job description

Title: Senior Credit Risk Analyst
Function: Credit Risk
Reports to: Head of Credit
Level: Mid-Level / Senior
Location: Addison, TX (5 days/week in-office)

Please note: This position is open to candidates within commuting distance to the DFW metro area only. Applicants must reside in Texas and be authorized to work in the United States. Applications from candidates outside of Texas will not be considered at this time. While we appreciate interest from all applicants, Braviant Holdings is unable to sponsor visas at this time.

Who We Are

Founded in 2015 and based in Chicago, IL, privately held Braviant Holdings, LLC is a leading provider of tech-enabled consumer credit products that combine breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime, helping millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work.

We are a lean team of approximately 40 people. Everyone rolls up their sleeves here, including this role.

Position Summary

The Senior Credit Risk Analyst supports the full credit risk lifecycle at Braviant, from originations strategy and underwriting analytics to portfolio monitoring and loss forecasting. This is a highly technical, execution-focused role for someone who is equally comfortable writing production SQL/Python, building a segmentation strategy, and presenting findings to senior leadership. You will work directly with the Head of Credit to develop and refine the risk strategies that drive portfolio performance across our direct mail and digital lending channels.

This is a hands-on, high-impact role suited for someone who is analytical, detail-oriented, and biased toward action, not just case review. 

What You'll Be Doing
  • Track and analyze key portfolio metrics including FPD, GNS, delinquency roll rates, and D2M performance across origination cohorts and risk segments
  • Build and maintain dashboards and recurring reporting that surface early warning signals and portfolio trends
  • Conduct vintage analysis, loss curve development, and cohort-level performance reviews to support monthly and quarterly business reviews
  • Support the design and evaluation of originations strategies, score cutoffs, and underwriting policy changes across DM and digital channels
  • Analyze the performance impact of ongoing A/B tests and pricing experiments, translating results into actionable recommendations
What You Will Bring
Required
  • 3 to 5 years of experience in credit risk, consumer lending analytics, or a closely related quantitative role
  • Strong SQL skills; you write complex queries without a template
  • Strong experience with Python for data analysis and modeling
  • Working knowledge of credit risk concepts: scorecards, vintage analysis, delinquency curves, loss forecasting
  • Ability to communicate analytical findings clearly to non-technical stakeholders
 
Preferred
  • Experience in subprime consumer lending, fintech, payments, or another regulated financial services technology environment.
  • Familiarity with credit decisioning, underwriting strategy, or fraud detection
  • Experience working in a regulated financial services environment
  • Exposure to A/B testing, experimentation frameworks, or champion/challenger strategies
Benefits & Perks

Compensation at Braviant is competitive and commensurate with experience. Details will be discussed with qualified candidates during the interview process. In addition, we provide:

  • Comprehensive healthcare including medical, dental, and vision coverage
  • Generous paid time off, including PTO, sick time, and 13 company holidays
  • 401(k) with company contribution
  • Participation in annual discretionary bonus plan
  • Regular team and company gatherings
Braviant is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, or any other characteristic protected by applicable law.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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