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Senior Credit Analyst Jobs in Spring, TX (NOW HIRING)

Glacier Bancorp, Inc.

Senior Credit Analyst

Houston, TX · On-site

We are currently searching for the right person to join our team as a Full-Time Senior Credit Analyst. Job Duties: * Perform financial covenant calculations for compliance monitoring and exceptions ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Katy, TX · On-site

We are currently searching for the right person to join our team as a Full-Time Senior Credit Analyst. Job Duties: * Perform financial covenant calculations for compliance monitoring and exceptions ...

Texas First Bank

Sr. Credit Analyst

Houston, TX

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas Gulf Bank

Senior Credit Analyst

Houston, TX · On-site

... analyses, and providing the loan officers with feedback are also critical elements to this position. In addition, this position will be responsible for reviewing major credits for quality ...

Posted today

Shell

Sr. Credit Analyst - Power & Gas

Houston, TX

$115K - $173K/yr

Experienced Professionals What's the role Shell is looking for a Sr. Credit Analyst - Power & Gas to join its team in Houston, TX. This role acts as a primary Americas contact within the Global T&S ...

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Senior Credit Analyst information

See Spring, TX salary details

$44K

$83.9K

$154.8K

How much do senior credit analyst jobs pay per year?

As of Aug 7, 2026, the average yearly pay for senior credit analyst in Spring, TX is $83,906.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,400.00 and $89,000.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Spring, TX? The most popular types of Credit Analyst jobs in Spring, TX are:
What are popular job titles related to Senior Credit Analyst jobs in Spring, TX? For Senior Credit Analyst jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Senior Credit Analyst jobs in Spring, TX look for? The top searched job categories for Senior Credit Analyst jobs in Spring, TX are:
What cities near Spring, TX are hiring for Senior Credit Analyst jobs? Cities near Spring, TX with the most Senior Credit Analyst job openings:
Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Spring, TX as of July 2026, with employment types broken down into 79% Full Time, 13% Part Time, and 8% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $83,906 per year, or $40.3 per hour.

Sr Credit Analyst

Loves Travel Stops & Country Store

Houston, TX • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 9 days ago

Love's Travel Stops rating

5.9

Company rating: 5.9 out of 10

Based on 797 frontline employees who took The Breakroom Quiz

395th of 731 rated retailers

Job description

Req ID: 486697
Benefits: * Fuel Your Growth with Love's - company funded tuition assistance * Paid Time Off * 401(k) - 100% Match up to 5% * Medical/Dental/Vision Insurance on first of the month after first 30 days * Competitive Pay Career Development
BASIC PURPOSE: The Sr. Credit Analyst is primarily responsible for partnering with the Musket Credit Manager, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Sr. Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Credit Manager. The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
MAJOR RESPONSIBILITIES:
  • Conducts credit reviews of prospective customer's financial statements, credit reports and other data to determine risk in extending credit with counterparty. Approves applicants/terms or makes recommendations within delegated authorities.
  • Works credit limit increase and term change requests from internal and external sources.
  • Monitors daily counterparty exposure to ensure trading activity is within established limits and relevant credit policy.
  • Negotiates and administers credit provisions of contracts and various other security related documents (e.g., guarantees, letters of credit).
  • Works with various departments (Marketing/Sales, Collections, Billing, Cash Application, Treasury, Accounting, etc.) in Customer System Set-up, resolving customer issues, managing customer risk/exposures and ensuring compliance with credit policy.
  • Helps company maximize profits through effective risk analysis and exposure management which facilitates sales yet minimizes bad debt losses and optimizes A/R turnover.
  • Assists the Credit Manager with monthly reports and other projects as assigned.
  • Spread and analyze complex financials for energy companies.
  • Monitor exposure and understand mitigation strategies.

EDUCATION AND EXPERIENCE:
  • Education:
    • Bachelor's Degree or equivalent experience preferred.
  • Experience:
    • Prior experience in SAP/SRA/Bloomberg preferred.
    • Experience with onboarding and KYC methods for international firms.

SKILLS AND PHYSICAL DEMANDS:
  • Skills:
    • Financial Risk Analysis
    • Microsoft Office (Excel & Word).
    • Strong verbal/written communications and people skills.
    • Ability to remain professional during conflict and difficult situations.
    • Good time management and organization skills, team player, can-do attitude, ability to drive results.
  • Typical Physical Demands:
    • Requires prolonged sitting, some bending and stooping.
    • Occasional lifting up to 25 pounds.
    • Manual dexterity sufficient to operate a computer keyboard and calculator.
    • Requires normal range of hearing and vision.

#LI-Musket
Our Culture:
Fueling customers' journeys since 1964, innovation leads the way for this family-owned and operated business headquartered in Oklahoma City. With nearly 40,000 team members, travel stops are the core business along with products and services that provide value for professional drivers, fleets, traveling public, RVers, alternative energy and wholesale fuel customers. Giving back to communities and an inclusive workplace are hallmarks of the award-winning culture.
Love's is an Equal Opportunity Employer. Veterans encouraged to apply.

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