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Senior Credit Analyst Jobs in Spring, TX (NOW HIRING)

Motiva Enterprises

Credit Analyst

Houston, TX

The Credit Analyst is responsible for evaluating the creditworthiness of Motiva's counterparties ... Meet and communicate directly with customers' senior financial leaders to gain insight into ...

Motiva Enterprises

Credit Analyst

Houston, TX · On-site

The Credit Analyst is responsible for evaluating the creditworthiness of Motiva's counterparties ... Meet and communicate directly with customers' senior financial leaders to gain insight into ...

Tricon Energy

Credit Analyst

Houston, TX · On-site

Provide support to senior management in risk assessment and decision making Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues * Analyze customer financial ...

Tricon Energy

Credit Analyst

Houston, TX · On-site

Provide support to senior management in risk assessment and decision making Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues * Analyze customer financial ...

Tricon Energy

Credit Analyst

Houston, TX · On-site

Provide support to senior management in risk assessment and decision making Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues * Analyze customer financial ...

Tricon Energy

Credit Analyst

Houston, TX · Hybrid

Provide support to senior management in risk assessment and decision making Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues * Analyze customer financial ...

East West Bank

Credit Analyst

Houston, TX · On-site

Overview We are currently seeking an Analyst in our growing CRE group to support a team of ... Excellent interpersonal skills to interact with senior management as well as clients, with focus on ...

East West Bank

Credit Analyst

Houston, TX

We are currently seeking an Analyst in our growing CRE group to support a team of Portfolio ... Excellent interpersonal skills to interact with senior management as well as clients, with focus on ...

DXP

Sr. Credit Specialist

Houston, TX

Check out our many videos to learn more! -us/careers/ Responsibilities of the Sr. Credit Specialist ... cause analysis · Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius ...

DXP

Sr. Credit Specialist

Houston, TX

Check out our many videos to learn more! -us/careers/ Responsibilities of the Sr. Credit Specialist ... cause analysis · Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius ...

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

... analysis, credit risk assessment as well as banking laws and regulations/regulatory requirements * Ability to interface effectively and professionally with senior/executive level management.

THIRD COAST BANK

Regional Credit Officer

Humble, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or ... Foster consistency in credit analysis and decision-making across regions. * Support succession ...

THIRD COAST BANK

Regional Credit Officer

Houston, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or ... Foster consistency in credit analysis and decision-making across regions. * Support succession ...

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Showing results 21-40

All JobsCredit Analyst JobsSenior Credit Analyst JobsSenior Credit Analyst Jobs in Spring, TX

Senior Credit Analyst information

See Spring, TX salary details

$44K

$83.9K

$154.8K

How much do senior credit analyst jobs pay per year?

As of Aug 8, 2026, the average yearly pay for senior credit analyst in Spring, TX is $83,906.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,400.00 and $89,000.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Spring, TX? The most popular types of Credit Analyst jobs in Spring, TX are:
What are popular job titles related to Senior Credit Analyst jobs in Spring, TX? For Senior Credit Analyst jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Senior Credit Analyst jobs in Spring, TX look for? The top searched job categories for Senior Credit Analyst jobs in Spring, TX are:
What cities near Spring, TX are hiring for Senior Credit Analyst jobs? Cities near Spring, TX with the most Senior Credit Analyst job openings:
Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Spring, TX as of July 2026, with employment types broken down into 79% Full Time, 13% Part Time, and 8% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $83,906 per year, or $40.3 per hour.

Sr. Credit Analyst / Underwriter - Up to 95K - Houston, TX - Job 3747

The Symicor Group

Houston, TX • On-site

$95K/yr

Full-time

Re-posted 8 days ago

Job description

Commercial Loan Underwriter - Up to $130K - Houston, TX - Job # 3747Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Sr. Credit Analyst / Underwriter (Commercial Lending) role in the Houston, TX market. The successful candidate will be responsible for preparing written, in-depth, credit analysis for commercial loans. The candidate will analyze financial information and underwrite the creditworthiness of borrowers to ensure compliance with loan policy and all regulatory laws and regulations.This position offers a generous salary of up to $95K and full benefits package. (This is not a remote position)Sr. Credit Analyst / Underwriter responsibilities include:
  • Managing loan underwriting process by underwriting, processing, and coordinating the closing of business loans in compliance with the Bank's lending policies and procedures, and federal & state regulations.
  • Collecting and analyzing financial data, financial condition, and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio, and industry analysis.
  • Performing commercial real estate loan stress tests.
  • Preparing written summary of loan terms and conditions and a written narrative explaining the business background, outlining risk factors, and justifying assigned risk rating
  • Conducting a thorough review of balance sheets, income statements, cash flow statements, tax returns, business plans, and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt.
  • Identifying risks and assisting in structuring loans to mitigate risks.
  • Assigning appropriate risk ratings.
  • Monitoring loan repayment activities and take necessary action to collect on loan payments past due or matured loans.
  • Preparing documentation needed to obtain approvals as appropriate.
  • Interacting with account officers to negotiate loan terms and following up on information required to make decisions on the application.
  • Complying with all bank policies, procedures, state and federal banking laws, and regulations.
  • Serving on task forces and committees as assigned.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
  • Bachelor's degree in business administration, finance, accounting, or economics.
  • Five or more years' experience in Commercial Banking / Lending.
  • Experience with cash flow analysis, ratio analysis, and projections is required.
  • Strong knowledge of real estate appraisal techniques, field audit examination techniques, and commercial banking regulations required.
  • Formal bank commercial credit training is a plus.
  • Must have strong knowledge of Word, Excel, Sage works, Outlook, and other bank information systems as required.
  • Solid qualitative and quantity analytical skills required.
  • Excellent analytical, conceptual, writing, and communication skills.
  • Possesses strong organizational skills and can work with limited supervision.
  • Existing knowledge of assigned marketplace preferred.
The next step is yours. Email us your current resume along with the position you are considering to:resumes@symicorgroup.com

Apply