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Sba Underwriter Jobs (NOW HIRING)

Peachtree Hotel Group

SBA Underwriter

Dallas, TX · On-site

The SBA Underwriter will be responsible for analyzing borrower creditworthiness, financial performance, collateral, cash flow, and compliance with SBA Standard Operating Procedures (SOPs) while ...

Rhonemus Group

SBA Underwriter

Columbus, OH · On-site

FIRE SBA UNDERWRITER Our retained community bank client is actively seeking a high-performing SBA (Small Business Administration) Underwriter to join their team. In this role, you will be ...

Rhonemus Group

SBA Underwriter

Columbus, OH

FIRE SBA UNDERWRITER Our retained community bank client is actively seeking a high-performing SBA (Small Business Administration) Underwriter to join their team. In this role, you will be ...

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

SBA Underwriter Department: SBA Lending Employment Type: Full Time Location: Remote Description Grasshopper Bank is a client-first , digital bank built for the business and innovation economy, with ...

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

The SBA Underwriter will be responsible for evaluating Small Business Administration (SBA) loan applications based on established Grasshopper Bank credit criteria and SBA Standard Operating ...

Florida Business Development Corp

SBA Underwriter

FL · On-site

Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to ...

Florida Business Development Corp

SBA Underwriter

FL · On-site

Underwriting/SBA Knowledge - It cannot be emphasized enough that all underwriters must adhere and effectively comply with all applicable FBDC policies and procedures. Underwriters must be able to ...

ThinkingAhead

SBA Underwriter

About the Opportunity A well-established SBA lender with a strong track record and a tight-knit, collaborative underwriting team is looking to add an experienced Credit Underwriter. This is a shop ...

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Climate First Bank

SBA Underwriter

Tampa, FL · On-site

Come join our team as an SBA Underwriter to support our SBA operations. This remote position will act as the primary liaison between the SBA Lending Division's business development officers, the ...

Windsor Advantage

SBA Underwriter II

Position Purpose The SBA Underwriter II will assist the lender with their SBA Loan request by preparing a pre-assessment for eligibility, borrower checklist, lender checklist, document collection ...

Banesco USA

SBA Credit Underwriter

Saint Petersburg, FL · On-site

Banesco USA is seeking an SBA Credit Underwriter for our SBA Credit Business Unit. Primary Job Duties * Perform eligibility analysis for SBA loan requests 7(a) to ensure compliance with current SBA ...

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Sba Underwriter information

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$97.6K

$119K

How much do sba underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for sba underwriter in the United States is $97,570.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,500.00 and $109,500.00 per year, depending on experience, location, and employer.

What Is the Job of an SBA Underwriter?

An SBA underwriter assesses the credit risk of a small business before approving financial loans, typically for fixed assets such as real estate or machinery. They base their decision on income, loan amount, and the ability of a borrower to repay the lender. Responsibilities include reviewing and analyzing applications. Duties also involve compliance with all laws and regulations of the U.S. Small Business Administration as well as the tenets of its mission statement. Qualifications to become an SBA underwriter include a bachelor’s degree in finance, business, or a similar field.

What are some common challenges SBA Underwriters face when evaluating loan applications, and how can they effectively address them?

SBA Underwriters often encounter challenges such as incomplete borrower documentation, complex business structures, and interpreting Small Business Administration (SBA) guidelines. Effectively addressing these issues requires strong attention to detail, proactive communication with applicants and loan officers, and staying updated on regulatory changes. Successful underwriters collaborate closely with credit analysts, business development officers, and SBA representatives to ensure all requirements are met and risks are properly assessed, ultimately facilitating smooth loan approvals.

What are SBA underwriters?

SBA underwriters are financial professionals responsible for evaluating and processing loan applications backed by the U.S. Small Business Administration (SBA). They assess the borrower's creditworthiness, business plan, financial statements, and ability to repay the loan according to SBA guidelines. SBA underwriters play a critical role in ensuring loans meet program standards and help small businesses gain access to necessary funding while minimizing risk for lenders.

What is the difference between Sba Underwriter vs Loan Processor?

AspectSba UnderwriterLoan Processor
CredentialsTypically requires a finance or related degree, certifications like CEIS or similarOften requires a high school diploma or equivalent, some experience in loan processing
Work EnvironmentOffice setting, analyzing financial documents, assessing riskOffice setting, gathering documents, preparing loan files
Employer & IndustryCommercial banks, SBA lenders, financial institutionsMortgage companies, banks, credit unions
Comparison Search IntentUnderstanding roles in loan approval processLearning about loan processing tasks

The main difference between an Sba Underwriter and a Loan Processor lies in their responsibilities. An Sba Underwriter evaluates the risk and approves or denies SBA loan applications based on financial analysis, while a Loan Processor gathers necessary documents and prepares files for review. Both roles are essential in the loan approval process but focus on different stages and tasks within the lending industry.

What are the key skills and qualifications needed to thrive as an SBA Underwriter, and why are they important?

To thrive as an SBA Underwriter, you need a solid understanding of commercial lending, financial analysis, and Small Business Administration (SBA) loan guidelines, typically backed by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, financial modeling software, and SBA-specific documentation platforms is essential. Strong attention to detail, analytical thinking, and effective communication are critical soft skills for evaluating risk and collaborating with clients and colleagues. These competencies ensure accurate loan assessments, regulatory compliance, and successful loan processing within the SBA framework.
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Sba Underwriter jobs near you
Infographic showing various Sba Underwriter job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 3% Part Time, and 5% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $97,570 per year, or $46.9 per hour.
SBA Underwriter

SBA Underwriter

Peachtree Hotel Group

Dallas, TX • On-site

Full-time

Medical, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Company Overview:

Peachtree Group is a vertically integrated investment firm driving growth with a diverse portfolio of commercial real estate assets and other ventures. Peachtree Group operates, develops, and invests in premium-branded, select and limited-service and extended-stay hotel assets under the Marriott, Starwood, Hilton, Hyatt, Choice, and InterContinental Hotels Group flags. Since its inception, Peachtree has acquired, developed, or originated more than $15 billion of hotel properties and first mortgage notes. 

Position Overview:

Peachtree Group is seeking a highly analytical and detail-oriented SBA Underwriter to support the evaluation, structuring, and underwriting of SBA 7(a) and SBA 504 loan transactions. The SBA Underwriter will be responsible for analyzing borrower creditworthiness, financial performance, collateral, cash flow, and compliance with SBA Standard Operating Procedures (SOPs) while ensuring sound credit decisions and timely execution of loans. The ideal candidate will have experience underwriting SBA loans, strong financial analysis skills, and a thorough understanding of SBA lending guidelines.

 

Key Responsibilities

  • Underwrite SBA 7(a) and SBA 504 loan requests in accordance with SBA SOP requirements and internal credit policies.
  • Analyze personal and business tax returns, financial statements, cash flow, debt service coverage, liquidity, leverage, and global cash flow.
  • Evaluate borrower credit profiles, management experience, industry risks, and business operations.
  • Assess collateral adequacy, appraisals, environmental reports, and other third-party due diligence.
  • Prepare comprehensive credit memorandums and present recommendations to credit committees and lending leadership.
  • Structure transactions to mitigate risk while meeting borrower needs and SBA eligibility requirements.
  • Ensure compliance with SBA regulations, lender policies, and applicable banking laws.
  • Review loan packages for completeness and coordinate with business development officers, processors, closers, and servicing teams throughout the loan lifecycle.
  • Identify and communicate underwriting risks, strengths, mitigants, and recommendations.
  • Maintain productivity standards and meet established turnaround time expectations.
  • Stay current on SBA lending regulations, SOP updates, and industry best practices.
  • Support internal and external audits, quality control reviews, and portfolio monitoring activities as needed.

 

Qualifications:

Required

  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
  • 3+ years of SBA underwriting experience, including SBA 7(a) and/or SBA 504 loans.
  • Strong understanding of SBA SOP guidelines, eligibility requirements, and lending regulations.
  • Experience analyzing business financial statements, tax returns, and global cash flow.
  • Strong written and verbal communication skills.
  • Advanced proficiency in Microsoft Excel and financial analysis tools.
  • Ability to manage multiple transactions simultaneously in a fast-paced environment.

 

Preferred

  • Experience with hospitality, franchise, owner-occupied commercial real estate, or business acquisition transactions.
  • Knowledge of SBA lending platforms and loan origination systems.
  • Previous experience working with preferred SBA lenders (PLP).
  • Credit analyst or commercial underwriting background.

 

Key Competencies

  • Credit Analysis
  • Financial Statement Analysis
  • Global Cash Flow Analysis
  • Risk Assessment
  • Loan Structuring
  • SBA Compliance
  • Attention to Detail
  • Problem Solving
  • Time Management
  • Communication & Relationship Management

 

 

Compensation & Benefits

Peachtree Group offers a competitive compensation package including base salary, annual bonus opportunity, comprehensive health benefits, 401(k) with company match, paid time off, and opportunities for professional growth within a leading commercial real estate and lending platform.

Peachtree Group is an equal opportunity employer and is committed to creating an inclusive environment for all employees.

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