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Sba Underwriter Jobs (NOW HIRING)

Senior SBA Underwriter

Tampa, FL · On-site

$93K - $110K/yr

Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients. * Leads external client meetings as ...

SBA Business Development Officer

Memphis, TN · On-site +1

$74K - $103K/yr

Have working knowledge of SBA underwriting criteria. * Effectively manage identified deals from the field to Denver operations center. * Exhibit ability to provide complete loan packages to Evolve ...

Must be highly organized and able to manage several detailed tasks and processes concurrently. #LI-EC1 SBA Lead Underwriter Total Base Pay Range 82,100.00 - 172,500.00 USD Annual At Fifth Third, we ...

SBA Operations Manager

Durham, NC

$80K - $111K/yr

Demonstrated knowledge of SBA underwriting, closing/operations, processing, documentation, funding, insurance, loan servicing, annual reviews and construction on SBA 7(a) and 504 guaranteed loan ...

This position will be primarily responsible to underwrite SBA loans to East West Bank and US SBA policies and procedures. Responsibilities * Able to analyze financial and credit information for ...

SBA Banker

Atlanta, GA · On-site

$80K - $110K/yr

The SBA Banker works with management, underwriting, closing and portfolio management staff to balance the highest levels of client service, SBA and regulatory compliance and the Bank's growth and ...

This position will be primarily responsible to underwrite SBA loans to East West Bank and US SBA policies and procedures. * Able to analyze financial and credit information for various types of loan ...

SBA Business Development Officer

Austin, TX · On-site

$82K - $114K/yr

Structures SBA loan proposals, completes initial underwriting and prepares credit package. * Responsible for the success and growth of assigned sales territory. * Responsible for the sales life cycle ...

Showing results 21-40

Sba Underwriter information

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$71.5K

$97.6K

$119K

How much do sba underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for sba underwriter in the United States is $97,570.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,500.00 and $109,500.00 per year, depending on experience, location, and employer.

What is an SBA underwriter?

An SBA underwriter assesses the credit risk of a small business before approving financial loans, typically for fixed assets such as real estate or machinery. They base their decision on income, loan amount, and the ability of a borrower to repay the lender. Responsibilities include reviewing and analyzing applications. Duties also involve compliance with all laws and regulations of the U.S. Small Business Administration as well as the tenets of its mission statement. Qualifications to become an SBA underwriter include a bachelor’s degree in finance, business, or a similar field.

What are some common challenges SBA underwriters face when evaluating loan applications, and how can they effectively address them?

SBA Underwriters often encounter challenges such as incomplete borrower documentation, complex business structures, and interpreting Small Business Administration (SBA) guidelines. Effectively addressing these issues requires strong attention to detail, proactive communication with applicants and loan officers, and staying updated on regulatory changes. Successful underwriters collaborate closely with credit analysts, business development officers, and SBA representatives to ensure all requirements are met and risks are properly assessed, ultimately facilitating smooth loan approvals.

What is the difference between Sba Underwriter vs Loan Processor?

AspectSba UnderwriterLoan Processor
CredentialsTypically requires a finance or related degree, certifications like CEIS or similarOften requires a high school diploma or equivalent, some experience in loan processing
Work EnvironmentOffice setting, analyzing financial documents, assessing riskOffice setting, gathering documents, preparing loan files
Employer & IndustryCommercial banks, SBA lenders, financial institutionsMortgage companies, banks, credit unions
Comparison Search IntentUnderstanding roles in loan approval processLearning about loan processing tasks

The main difference between an Sba Underwriter and a Loan Processor lies in their responsibilities. An Sba Underwriter evaluates the risk and approves or denies SBA loan applications based on financial analysis, while a Loan Processor gathers necessary documents and prepares files for review. Both roles are essential in the loan approval process but focus on different stages and tasks within the lending industry.

What cities are hiring for Sba Underwriter jobs?

Cities with the most Sba Underwriter job openings:

What are the most commonly searched types of Sba Underwriter jobs?

The most popular types of Sba Underwriter jobs are:

Who are the top companies hiring for Sba Underwriter jobs?

The top employers for Sba Underwriter jobs are:

What states have the most Sba Underwriter jobs?

States with the most job openings for Sba Underwriter jobs include:

Infographic showing various Sba Underwriter job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, 1% Part Time, and 3% Contract. Highlights an 73% Physical, 12% Hybrid, and 15% Remote job distribution, with an average salary of $97,570 per year, or $46.9 per hour.

SBA Underwriter - Remote in AZ, CO, ID, NV, UT, and TX

Zions Bancorporation

Midvale, UT • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Zions Bancorporation rating

8.2

Company rating: 8.2 out of 10

Based on 45 frontline employees who took The Breakroom Quiz

51st of 171 rated banks


Job description

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless - come for a job, stay for a career.
We are currently accepting applications for an SBA Underwriter. This position will be remote in AZ, CO, ID, NV, UT, and TX.
The ideal candidate for the SBA Underwriter position will have the skills and experience necessary to:
  • Compilate data as it relates to preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits, and other data.
  • Interpret outcome of analysis and prepare summary, recommendation, and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted.
  • Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications.
  • Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness.
  • Ensure credit requests are processed in accordance with bank policies, banking regulations and laws.
  • Identify risk and mitigating factors related to conducting a thorough credit analysis for approval.
  • Respond to internal and external customer inquiries.
  • Perform other duties as needed.

Qualifications:
  • Requires a bachelor's in finance, Business, Accounting or a related field and 1+ year commercial, commercial real estate credit or business banking underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience. *A combination of education and experience may meet qualifications.
  • Basic knowledge of commercial, commercial RE and/or business banking credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures.
  • Basic knowledge of Business, C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval.
  • Knowledge of balance sheets, income and cash flow statements.
  • Good understanding of commercial and/or business banking lending policies and procedures and general banking laws and regulations.
  • Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information.
  • Possess good judgment, ability to make sound decisions.
  • Ability to accept responsibility and handle confidential information.
  • Must have good customer relations and communication skills.
  • Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.
  • Working knowledge of various related software applications, including spreadsheets, word processing, etc.

Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products
  • Employees may, at the company's discretion, be eligible to receive a cash bonus award

Salary (depending on location and experience): $65,000-$80,000

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