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Remote Sba Underwriter Jobs (NOW HIRING)

Grasshopper Bank

SBA Underwriter

New York, NY · On-site +1

SBA Underwriter Department: SBA Lending Employment Type: Full Time Location ... Remote Description Grasshopper Bank is a client-first , digital bank built for the business and ...

Huntington

$77K - $106K/yr

Description This role is remote and can be South Carolina or Georgia. Ideally would like someone in ... SBA loan originating experience and familiarity with commercial loan underwriting systems.

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How much do remote sba underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote sba underwriter in the United States is $97,570.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,500.00 and $109,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote SBA Underwriter, and why are they important?

To thrive as a Remote SBA Underwriter, you need expertise in credit analysis, financial statement review, and SBA loan program guidelines, typically supported by a bachelor's degree in finance or a related field. Familiarity with loan origination systems, SBA E-Tran, and compliance software is essential. Strong attention to detail, analytical thinking, and effective communication are standout soft skills for this role. These skills ensure loans are accurately assessed, compliant with regulations, and processed efficiently to support small business clients.

What is a Remote SBA Underwriter?

A Remote SBA Underwriter is a finance professional who evaluates loan applications for Small Business Administration (SBA) loans while working remotely, often from home or another non-office location. Their primary responsibility is to assess the creditworthiness of small business borrowers by analyzing financial statements, business plans, and other documentation to ensure compliance with SBA guidelines. They work closely with loan officers and applicants to gather necessary information, mitigate risks, and make recommendations for loan approval or denial. Remote SBA Underwriters must stay up-to-date with SBA policies and possess strong analytical and communication skills.

What are some common challenges faced by Remote SBA Underwriters, and how can they be addressed?

Remote SBA Underwriters often encounter challenges such as coordinating effectively with loan officers, borrowers, and other stakeholders without in-person meetings. Managing complex documentation and ensuring compliance with SBA guidelines can also be more demanding in a virtual setting. To address these challenges, it's important to develop strong communication skills, make use of secure document-sharing platforms, and stay organized with digital workflow tools. Building a routine for regular virtual check-ins and staying up-to-date on SBA policy changes can help remote underwriters maintain accuracy and efficiency.
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What cities are hiring for Remote Sba Underwriter jobs? Cities with the most Remote Sba Underwriter job openings:
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Remote Sba Underwriter jobs near you
Infographic showing various Remote Sba Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $97,570 per year, or $46.9 per hour.
SBA Underwriter

SBA Underwriter

Grasshopper Bank

New York, NY • On-site, Remote

Full-time

Posted 7 days ago

Job description

SBA Underwriter
Department: SBA Lending
Employment Type: Full Time
Location: Remote
Description
Grasshopper Bank is a client-first, digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources.
We are a highly experienced team who pride ourselves on diversity of thought and perspective. Nationally chartered, our portfolio of products and services range from VC, PE & Portfolio Companies to SBA Lending, as well as direct SMB and Embedded Banking.
Our entrepreneurial drive allows us to support the growth and success of a wide range of clients at every stage of their business through inclusive partnership. We seek out team members who will enable both our organization and our people to grow and thrive through collaboration and acting with integrity and respect.
Our focus on cross-functional teamwork provides a culture where ideas are valued, accountability is encouraged, and successes are celebrated. We welcome all those searching for the opportunity to contribute to banking innovation that influences and supports the emerging digital world of Financial Services.
Our digital first approach enables our teams the flexibility to work remotely. We have offices in NYC and Boston.
What you'll do:
The SBA Underwriter will be responsible for evaluating Small Business Administration (SBA) loan applications based on established Grasshopper Bank credit criteria and SBA Standard Operating Procedures. The SBA Senior Underwriter is responsible for reviewing SBA credit applications and recommending a decision to team leadership. Elements of this role include but are not limited to preparing credit memos, recommending appropriate structural changes as needed, ordering and reviewing third party reports, reviewing and determining SBA eligibility, reviewing application-specific documents such as management agreements, leases, landlord waivers, and all other tasks as assigned. This position will also work directly with business development officers and closers to assist borrowers until loan funding.
Responsibilities include:
  • Conduct in-depth analysis of financial information to form a recommendation of approval or denial of new loans.
  • Collect, analyze and evaluate financial and related data to determine credit worthiness of loan prospects and merits of specific loan requests.
  • Collaborate with sales officers, applicants, and referral sources to gather all necessary information to present an accurate and complete picture of the loan request.
  • Interface directly with applicants to understand their needs as well as the specific risks to their businesses.
  • Perform comprehensive financial analysis, including cash flow modeling, to determine creditworthiness as well as SBA eligibility.
  • Prepare high quality, detailed credit approval documents that contain an in-depth analysis and an understanding and identification of credit issues and risks.
  • Outline the risks and mitigating factors of a credit facility based upon the analysis of business and personal financial statements, collateral, global cash flow, economic and industrial factors and debt service capacity.
  • Meet or exceed service level agreements and timeline expectations throughout the process.
  • Provide credit and loan underwriting expertise to sales officers. As appropriate, recommend terms under which credit will be extended, including the costs, repayment method, and collateral requirements.
  • Assignment of accurate risk ratings for new loans.
  • Support the Bank's strong relationship banking culture through ongoing customer contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer.

What you need:
  • Bachelor's degree (B.A.) from four-year college or university; or a minimum of five years of bank credit department experience; or equivalent combination of education and experience. Prior SBA underwriting experience is required.
  • At least 3 years of commercial credit experience
  • Prefer at least 3 years of SBA 7a loan underwriting experience
  • Prefer working knowledge of SBA SOP 50 10
  • NAGGL/SBA Industry educational classes a bonus
  • Strong proficiency in accounting

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