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Consumer Lending Underwriter Jobs (NOW HIRING)

Dollar Bank

Consumer Lending Underwriter

Pittsburgh, PA · On-site

The Consumer Lending department receives loan applications from the branches, loan centers, account ... Use Dollar Bank's underwriting guidelines, review and make decisions on all types of consumer ...

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Consumer Lending Underwriter information

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How much do consumer lending underwriter jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for consumer lending underwriter in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Consumer Lending Underwriter position, and why are they important?

To thrive as a Consumer Lending Underwriter, you need strong analytical skills, knowledge of credit and risk assessment, and a relevant degree in finance or business. Familiarity with loan origination systems (LOS), credit bureau software, and sometimes certifications like Certified Mortgage Underwriter (CMU) are valuable. Excellent attention to detail, effective communication, and sound judgment are standout soft skills for this position. These competencies are vital for accurately assessing loan applications, minimizing risk, and ensuring a positive customer experience.

Do loan underwriters make good money?

Consumer lending underwriters typically earn a median salary that varies by experience and location, with entry-level positions starting around $40,000 annually and experienced underwriters earning over $70,000. Compensation often includes benefits and opportunities for bonuses based on performance and loan volume.

What is a Consumer Lending Underwriter job?

A Consumer Lending Underwriter is responsible for evaluating loan applications to determine a borrower's creditworthiness and repayment ability. They analyze financial documents, credit reports, and risk factors to ensure compliance with lending guidelines and company policies. Their role is essential in minimizing risk while approving loans that align with the institution's requirements. Strong analytical skills, attention to detail, and knowledge of lending regulations are crucial for success in this role.

What is the highest paying underwriting job?

Senior or executive-level consumer lending underwriters, such as underwriting managers or directors, tend to have the highest salaries in the underwriting field. These roles often require extensive experience, advanced certifications, and leadership skills, and they can earn significantly more than entry- or mid-level underwriters.

How to become a consumer loan underwriter?

To become a consumer loan underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of credit reporting and lending software; obtaining certifications like the Certified Consumer Credit Underwriter (CCCU) can enhance job prospects.

What are the typical challenges Consumer Lending Underwriters face in their daily work?

Consumer Lending Underwriters often face the challenge of balancing company risk policies with the need to provide timely and fair lending decisions for clients. They must carefully analyze diverse and sometimes incomplete financial information, stay current on changing regulations, and work efficiently to meet tight deadlines. Collaboration with loan officers, credit analysts, and compliance teams is common, requiring strong communication and problem-solving skills. Adapting quickly to policy changes and managing multiple files simultaneously are also key demands in this role.

What do consumer loan underwriters do?

Consumer loan underwriters evaluate loan applications by analyzing borrowers' financial information, credit reports, and income to determine their ability to repay. They assess risk, ensure compliance with lending policies, and decide whether to approve, deny, or request additional information for loan approval. Strong analytical skills and knowledge of credit scoring are essential in this role.
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What cities are hiring for Consumer Lending Underwriter jobs? Cities with the most Consumer Lending Underwriter job openings:
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What are popular job titles related to Consumer Lending Underwriter jobs? For Consumer Lending Underwriter jobs, the most frequently searched job titles are:
Consumer Lending Underwriter jobs near you
Infographic showing various Consumer Lending Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $50,109 per year, or $24.1 per hour.
Consumer Lending Underwriter

Consumer Lending Underwriter

Sikorsky Financial Credit Union

Stratford, CT • On-site

Full-time

Medical, Dental, Retirement, PTO

Posted 14 days ago

Job description

Why Join the Sikorsky Credit Union Team?

Sikorsky Credit Union has been named the #1 Credit Union in Connecticut for 7 years in a row. We are one of the largest credit unions in the state, with over $1 billion in assets, and we continue to grow!

If you are passionate about helping people achieve their financial goals and want to make a difference in the local community, we want to hear from you! We are looking for talented people to help us improve the banking experience for our valued members.

Working at Sikorsky Credit Union has its benefits. You’ll enjoy an awesome work-life balance, competitive pay, and an excellent benefits package that includes paid-time off, medical/dental, 401K plan with company match, tuition reimbursement and more! Please check out the details below to learn more about this position.

General Summary:

The Consumer Lending Underwriter is responsible for underwriting secured and unsecured consumer loans in accordance with credit union underwriting standards and product guidelines.


*This is an onsite position based in Stratford, CT


Key Essential Responsibilities:

  1. Effectively manages assigned pipeline within loan origination system (LOS). Completes all tasks in LOS queues to ensure a high level of service is provided to Digital, Branch, and Indirect lending business lines.
  2. Approves or denies auto loans (direct and indirect), personal loans, and credit cards up to designated lending authority.
  3. Ensures that consumer loan applications are underwritten and processed consistent with company guidelines, policies, and procedures to protect the credit union’s loan portfolio.
  4. Communicates loan decisions to production team. Explores opportunities to assist credit union members or staff by recommending available products or services to meet member needs.
  5. Mitigates risk for the credit union by exercising sound judgment during credit application evaluations.
  6. Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management and vendors.
  7. Keeps abreast of industry developments including, but not limited to changes in regulations and technology.
  8. Ensures adherence to company policies and procedures and banking/credit union regulations.
  9. Performs additional duties as required.

Essential Skills, Knowledge and Requirements:

  1. High school diploma or equivalent. Associate’s degree or relevant business coursework
    preferred. Will consider experience in lieu of degree.
  2. Three years’ experience in retail banking, mortgage or consumer lending, or loan origination. Experience working as an underwriter (1 year) or within loan fulfillment team (processing, closing, funding).
  3. General knowledge of consumer loan products, features, and benefits. Knowledge of
    consumer loan pricing, policies and procedures a plus. Working knowledge of consumer finance.
  4. Excellent organizational, problem solving, communication and time management skills. Ability to effectively multi-task.
  5. Familiarity with core banking and LOS systems (Fiserv DNA, CUDL/L360).
  6. Proficient in Microsoft Office applications.

Sikorsky Credit Union is an equal opportunity employer that is proud of its commitment to diversity and inclusion. Therefore, we welcome applicants from all communities, including age, color, ethnicity, familial or marital status, gender identity or expression, language, national origin, physical or mental disability, military or veteran status, race, religion, sexual orientation, and socioeconomic background.