ZipRecruiter

Log In

1

Consumer Lending Underwriter Jobs (NOW HIRING)

Interra Credit Union

Head of Consumer Lending

Goshen, IN · On-site

... underwriting, HELOC operations, consumer loan quality control, and related lending support functions. This position serves as the senior business owner for consumer lending product strategy, pricing ...

Interra Credit Union

Head of Consumer Lending

Goshen, IN · On-site

... underwriting, HELOC operations, consumer loan quality control, and related lending support functions. This position serves as the senior business owner for consumer lending product strategy, pricing ...

Interra-Credit-Union

Head of Consumer Lending

Goshen, IN · On-site

$120 - $180/hr

... underwriting, HELOC operations, consumer loan quality control, and related lending support functions. This position serves as the senior business owner for consumer lending product strategy, pricing ...

Arise Financial

Consumer Underwriter III

Canton, MA · On-site

$34.65 - $36.95/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Reporting to the VP, Consumer Lending, you'll independently underwrite complex direct and indirect consumer loans, balancing loan growth with sound credit risk management, fraud prevention, and ...

company1359

Consumer Loan Underwriter

Tulsa, OK · On-site

$23.30 - $25.92/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... focused Consumer Loan Underwriter to join our lending team. In this role, you will evaluate ... If you have strong analytical skills, lending experience, and a passion for helping people achieve ...

Socket.dev

Vice President, Consumer Lending

Anaheim, CA · On-site

$100.88 - $159.85/hr

Familiarity with automated underwriting, workflow automation, or decisioning tools is a plus. Essential Duties and Responsibilities * Owns performance of the consumer lending portfolio, including ...

previous page

Showing results 41-60

All JobsFinance and Insurance JobsLoan JobsLoan Underwriter JobsConsumer Lending Underwriter Jobs

Consumer Lending Underwriter information

See salary details

$17

$24

$35

How much do consumer lending underwriter jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for consumer lending underwriter in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $26.92 per hour, depending on experience, location, and employer.

What is a consumer lending underwriter?

A Consumer Lending Underwriter is responsible for evaluating loan applications to determine a borrower's creditworthiness and repayment ability. They analyze financial documents, credit reports, and risk factors to ensure compliance with lending guidelines and company policies. Their role is essential in minimizing risk while approving loans that align with the institution's requirements. Strong analytical skills, attention to detail, and knowledge of lending regulations are crucial for success in this role.

What are the key skills and qualifications needed to thrive as a consumer lending underwriter?

To thrive as a Consumer Lending Underwriter, you need strong analytical skills, knowledge of credit and risk assessment, and a relevant degree in finance or business. Familiarity with loan origination systems (LOS), credit bureau software, and sometimes certifications like Certified Mortgage Underwriter (CMU) are valuable. Excellent attention to detail, effective communication, and sound judgment are standout soft skills for this position. These competencies are vital for accurately assessing loan applications, minimizing risk, and ensuring a positive customer experience.

What are the typical challenges consumer lending underwriters face in their daily work?

Consumer Lending Underwriters often face the challenge of balancing company risk policies with the need to provide timely and fair lending decisions for clients. They must carefully analyze diverse and sometimes incomplete financial information, stay current on changing regulations, and work efficiently to meet tight deadlines. Collaboration with loan officers, credit analysts, and compliance teams is common, requiring strong communication and problem-solving skills. Adapting quickly to policy changes and managing multiple files simultaneously are also key demands in this role.

More about Consumer Lending Underwriter jobs

What cities are hiring for Consumer Lending Underwriter jobs?

Cities with the most Consumer Lending Underwriter job openings:

What states have the most Consumer Lending Underwriter jobs?

States with the most job openings for Consumer Lending Underwriter jobs include:

What are popular job titles related to Consumer Lending Underwriter jobs?

For Consumer Lending Underwriter jobs, the most frequently searched job titles are:

Consumer Lending Underwriter jobs near you
Infographic showing various Consumer Lending Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $50,109 per year, or $24.1 per hour.

Consumer Lending Manager

North Star Community Credit Union

Minot, ND • On-site

$88K/yr

Full-time

Re-posted 8 days ago

Job description

Consumer Lending Manager

Make a Difference—One Member, One Loan, One Conversation at a Time

At North Star Community Credit Union, we don’t just process loans—we help people move forward in life. Every decision you make directly impacts a member’s goals, stability, and future. We’re looking for a hands-on, people-first lending leader who is energized by developing talent, driving performance, and delivering meaningful member outcomes.

If you thrive in a fast-paced lending environment, love coaching others to succeed, and want your work to truly matter every day, this is your opportunity to step into a high-impact leadership role and shape the future of consumer lending.

What You’ll Do

In this role, you’ll be a key driver of lending success—balancing hands-on lending expertise with leadership, coaching, and strategic portfolio management.

Lead, Coach & Develop Lending Talent

  • Mentor, coach, and train lending staff on consumer lending policies, procedures, and best practices
  • Help team members build confidence, consistency, and strong production results
  • Foster a culture of accountability, learning, and member-focused service excellence

Drive the Full Lending Experience

  • Manage complex consumer loans from start to finish, including interviewing, underwriting, approval, and closing
  • Ensure every loan decision reflects sound credit judgment, accuracy, and compliance
  • Support seamless, high-quality member lending experience

Strengthen Portfolio Performance & Compliance

  • Monitor and analyze loan portfolio performance using a proactive, data-driven approach
  • Oversee delinquency management and ensure strong credit quality across the portfolio
  • Ensure regulatory compliance and accurate reporting, including oversight of the Visa credit card portfolio
  • Identify risks early and take action to protect members and the credit union

Innovate Products & Improve Processes

  • Continuously evaluate lending products, policies, and procedures for improvement
  • Recommend enhancements to improve competitiveness and member value
  • Stay current on lending trends, emerging products, and competitor rates
  • Partner with leadership to recommend rate and product adjustments

Support Growth & Cross-Functional Success

  • Collaborate with marketing to support consumer loan promotions
  • Work closely with core systems teams to ensure smooth daily lending operations
  • Support continuous improvement across lending workflows and systems

What Success Looks Like

  • Lending staff feel supported, confident, and continuously improving under your guidance
  • Loan decisions are accurate, compliant, and aligned with credit union standards
  • Portfolio performance is strong, with proactive delinquency and risk management
  • Members experience smooth, professional, and timely lending service
  • Lending products and processes continuously evolve to meet member needs and market trends
  • You are seen as a trusted leader, coach, and lending expert within the organization

What You Bring

  • 5–8 years of experience in consumer lending or financial services
  • Proven success in loan origination, underwriting, and portfolio management
  • Strong knowledge of consumer lending regulations and compliance requirements
  • Demonstrated experience mentoring, coaching, or leading lending staff
  • Strong communication skills with the ability to influence, guide, and collaborate
  • Proficiency with Microsoft Office and core banking/lending systems
  • High level of accuracy, accountability, and professionalism

Why You’ll Love Working Here

  • Meaningful Impact: Help shape financial outcomes for members and your team every day
  • Leadership Opportunity: Influence lending strategy, performance, and team development
  • Supportive Culture: Be part of a team committed to The North Star Way
  • Growth & Innovation: Contribute to evolving lending products and practices
  • Community Focus: Make a difference beyond the workplace through community involvement

Work Environment & Physical Requirements

  • Professional office environment within a lending and administrative setting
  • Extended periods of sitting, standing, computer work, and document review
  • Frequent use of hands and fingers for typing and system navigation
  • Occasional lifting of up to 50 pounds (files, office supplies, equipment)

Join Our Team

If you’re ready to lead with purpose, coach with impact, and help shape the future of consumer lending at North Star Community Credit Union, we’d love to meet you.

Apply today and make a lasting impact on our members, our team, and our community.