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Residential Insurance Inspector Jobs in Ontario (NOW HIRING)

Metrix Realty Group

AIC Candidate Member

London, ON

... insurance. Duties * Conduct on-site inspections of residential and commercial properties to evaluate construction characteristics, condition, layout, and specialized features. * Analyze local real ...

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Twelvestone Realty Advisors

Be Seen First

Property Manager

Toronto, ON · On-site

CA$65K - CA$85K/yr

Conduct regular property inspections; ensure fire, life-safety, insurance and regulatory compliance ... Working knowledge of the Ontario Residential Tenancies Act and property standards. * Proficient in ...

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All JobsResidential Insurance Inspector JobsResidential Insurance Inspector Jobs in Ontario

Residential Insurance Inspector information

See Ontario salary details

$5

$22

$39

How much do residential insurance inspector jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for residential insurance inspector in Ontario is $22.51, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $25.96 per hour, depending on experience, location, and employer.

What is a residential insurance inspector?

Residential Insurance Inspectors are professionals who assess homes and properties to determine their condition, safety, and risk factors for insurance purposes. They conduct on-site inspections, document features like roofing, plumbing, electrical systems, and look for hazards such as fire or water risks. Their findings help insurance companies decide coverage amounts, premiums, and whether a property qualifies for insurance. Inspectors may also provide recommendations to homeowners for reducing risks and improving safety. The job typically involves travel, attention to detail, and strong communication skills.

What does a residential insurance inspector do?

Residential insurance inspectors work for insurance companies to ensure that all buildings meet safety and compliance standards. Inspectors have earned a certification that proves they have the knowledge and skills needed to check a home successfully. As a residential insurance inspector, your duties and responsibilities include going out to new constructions and ensuring that the building is up to code. You do a full walk-through of the home, taking a look at plumbing, electricity, roofs, and more. Once you have all the information on the house, you need to compare that to the standards set by the local laws to ensure that the building is safe.

What are the key skills and qualifications needed to thrive as a residential insurance inspector, and why are they important?

To thrive as a Residential Insurance Inspector, you need a solid understanding of property assessment, building codes, and insurance principles, typically supported by a high school diploma or relevant experience in insurance or construction. Proficiency with digital inspection tools, report-writing software, and sometimes certifications like Certified Insurance Inspector (CII) are commonly required. Detail orientation, strong communication, and time management are standout soft skills in this role. These skills ensure accurate property evaluations, effective risk analysis, and clear client interactions, which are critical for minimizing liability and supporting underwriting decisions.

What are some common challenges faced by residential insurance inspectors in the field?

Residential Insurance Inspectors often encounter challenges such as accessing hard-to-reach property areas, coordinating with homeowners' schedules, and dealing with inclement weather during inspections. Additionally, they must accurately document and photograph property conditions while adhering to strict reporting standards and deadlines. Strong communication and time management skills are essential for overcoming these obstacles and ensuring thorough, timely inspections.

What is the difference between Residential Insurance Inspector vs Property Inspector?

AspectResidential Insurance InspectorProperty Inspector
CertificationsInsurance-related certifications, such as adjusting or inspection licensesGeneral building or structural certifications, such as home inspection licenses
Work EnvironmentPrimarily inspecting residential properties for insurance claimsInspecting various property types for sale, purchase, or maintenance
Employer & IndustryInsurance companies, adjusting firms, or independent inspectorsReal estate agencies, home inspection companies, or private clients

While both roles involve property inspections, Residential Insurance Inspectors focus on assessing homes for insurance purposes, often requiring insurance-specific certifications. Property Inspectors typically evaluate homes for sale or maintenance without insurance-specific credentials. The roles overlap in inspecting residential properties but serve different industry needs.

More about Residential Insurance Inspector jobs

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What job categories do people searching Residential Insurance Inspector jobs in Ontario look for?

The top searched job categories for Residential Insurance Inspector jobs in Ontario are:

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Residential Insurance Inspector jobs near you
Infographic showing various Residential Insurance Inspector job openings in Ontario as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $46,829 per year, or $22.5 per hour.

TD Insurance, Residential Field Claims Advisor- Ottawa/Gatineau

Td

Ottawa, ON • On-site

CA$66K - CA$94K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 12 days ago

Job description

Work Location:

Ottawa, Ontario, Canada

Hours:

35

Line of Business:

TD Insurance

Pay Details:

$66,800 - $94,300 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Insurance is part of TD Bank Group, one of Canada's largest financial institutions. TD Insurance helps protect clients from the 'accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.
In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.
At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Description

Being There in the Moments That Matter - At TD Insurance, you can contribute to those moments that matter, moments when we work together to improve the lives of our clients.

Reporting to a Team Manager, Residential Claims, the Residential Field Claims Adjuster is responsible for handling residential claims where you will meet with clients to provide them guidance to facilitate the settlement of their claim. You will complete on-site inspections; scoping of the damages, assigning as required the appropriate contractor or supplier, and you will analyze the information gathered to determine coverage.

Responsibilities of the role include but are not limited to the following:

  • Provides personal and legendary client service, ensuring timely follow-ups.

  • Manages and settles residential claims in accordance with operational standards.

  • Balances the needs of the client and those of the insurer when settling claims.

  • Completes estimates and negotiates with contractors on residential repairs.

  • Controls expenditures on all claim settlements.

  • Assists and helps to develop internal and external colleagues.

  • Industry accreditation and training on an ongoing basis is a requirement of the role.

Job Requirements

  • You are focused on providing clients with the best possible experience.

  • You have a thorough knowledge and understanding of home insurance policy coverage and claims adjudication.

  • You have a thorough knowledge of residential construction procedures/restoration practices and experience in handling structural building damage claims.

  • You possess excellent verbal/written communication skills

  • You can exercise good judgement in the settlement of claims and have effective negotiation skills.

  • You maintain a positive demeanor and foster team spirit, while demonstrating superior interpersonal and communication skills.

  • You have sound problem-solving and analytical skills and excellent organization and time management skills.

  • You must have a clear Drivers Abstract

  • You possess strong typing and computer skills and are proficient with Xactanalysis/Xactimate, Guidewire ClaimCenter and Microsoft Office.

  • AMF licensing is considered an asset or willingness to complete it within the first 12 months of employment.

  • Bilingualism (French and English) is considered a strong asset.


#LI-TDI

#IN-TDI

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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